Chrysler Pacifica Car Insurance
Are you living the typical American suburban dream? Do you have the white picket fence, the 2.5 kids, and the family pet which all need to be hauled around – along with their abundance of belongings – on a regular basis?
Then we understand the appeal of the Chrysler Pacifica. It’s a safe, roomy minivan with relatively decent gas mileage for a vehicle its size and, if you spring for a more advanced trim, tons of entertainment features capable of keeping young passengers docile and distracted while you focus on the road.
So you’d think it would be easy to find an affordable rate on your insurance premiums, right?
Well, if you’re reading this right now, it probably means that you don’t think you’re paying a fair price for your coverage. But we can help you get down to the bottom of that mystery right here and now.
A Brief History of the Chrysler Pacifica
The Chrysler Pacifica is the newest generation of minivans from the Chrysler lineup. The MSRP starts out at just under $27,000 for the bare-bones Pacifica L model trim.
But if you have enough money in your budget to upgrade, you could potentially spring for the top-of-the-line Chrysler Pacifica Touring L Plus which retails for a little under $39,000.
It comes with a 13-speaker audio system, heated seats + steering wheel, and a dramatic Uconnect theater system that incorporates a Wi-Fi hotspot, navigation, Sirius XM Radio, and Bluetooth connectivity into its setup.
The only thing that the touring L plus does not include – besides the kitchen sink, of course – is Apple device connectivity. surprise, folks, Chrysler is an Android fan!
Chrysler Pacifica in the News
For people who are familiar with the Chrysler lineup of cars, the Pacifica may look eerily familiar to you. Well, it’s not just your imagination. And it’s no accident, either.
The Pacifica represents a nameplate rebranding of the historically successful Chrysler Town & Country minivan. It’s uncertain as to specifically why Chrysler felt the need to retire the name but retain the spirit of such a successful model, although it could potentially be traced back to slumping sales.
This is a common strategy amongst automobile manufacturers; when sales start to taper off for a relatively successful nameplate, give it an exterior facelift, at a few bells and whistles to the trim, give it a different name, and debut it as something brand new and exciting in order to stir up consumer forever.
It’s a tale almost as old as the history of the automobile industry itself.
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Comparing Chrysler Pacifica Auto Insurance
Are you living in a northern state where the heated seats and steering wheel are a huge plus for you? Are you living in a safe city with high property values and low rates of auto theft? Are the roads to drive on well-maintained and rarely overburdened with traffic, even during rush hour?
Although these seem like mundane and unrelated questions, they can actually have a pretty significant impact on how much you pay for your premiums each month.
The less likely you are to file a claim based on damage, accidents, or for any other reason, the more likely you are to get charged a lower rate every month.
Another thing you need to consider is the insurance company you purchase your policy from. As much as every provider claims to be a reliable insurance company with the best customer service around, these statements are not always true.
There may be a unicorn insurance agency in your area – a provider who offers both the lowest rate and the best possible service – but it’s more likely that you’ll have to make some compromises somewhere.
If customer service and reliability is important to you, then you may have to be okay with paying a few extra dollars more a month for that security.
On the flip side of that, you may be willing to settle for a subpar company in order to save money on your coverage; but just know that if the worst ever happens and you need to file a claim, you’ll definitely have a (potentially expensive) headache on your hands.
How is your credit, if you don’t mind us asking? Obviously, there’s no way for you to answer us directly. But you should know that your credit score doesn’t just play a factor in your auto loan. It also makes a difference in your monthly premiums for your insurance coverage, too.
The better your credit score, the more likely your insurance company is to give you a good deal on your policy because they will be less worried about you making payments on time and in full.
Lower credit scores, however, make insurance companies nervous; and when insurance companies are nervous, your wallet pays the price.
As difficult as it seems to find an affordable price for your coverage, we don’t want you to despair. As a matter of fact, we’re here to help.
If you type your zip code into our quote generator right now, we can retrieve you a handful of fast, free quotes from providers in your area.
The odds are pretty good that you’ll find at least one or two willing to offer you a better rate than what you are currently paying.
Other Popular Models From Chrysler
- Chrysler 200
- Chrysler 200 Convertible
- Chrysler 300
- Chrysler Aspen
- Chrysler Aspen Hybrid
- Chrysler Crossfire
- Chrysler Pacifica Hybrid
- Chrysler PT Cruiser
- Chrysler Seabring
- Chrysler Town and Country