Dodge Charger Auto Insurance Rates

Finding affordable Dodge Charger auto insurance is key to protecting yourself and your wallet. Verti offers cheap Dodge Charger auto insurance rates with an average of $81/mo, but your rates will vary based on your location. The lowest Dodge Charger auto insurance costs are in Pennsylania at only $80/mo. Read our Dodge Charger auto insurance review and use our FREE comparison tool to find numerous Dodge Charger auto insurance quotes.

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Chris Tepedino is a feature writer that has written extensively about auto insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and ...

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Reviewed by Rachael Brennan
Licensed Insurance Agent

UPDATED: Nov 17, 2020

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Are you looking for affordable Dodge Charger auto insurance rates? If you’re looking to get a cheaper premium for your insurance coverage on this classic pony car, you may be in for a challenge.

There are some aspects of the Charger that can convince your insurance provider to lower your auto insurance rates, such as the affordable price tag and its commonplace nature. But the fact that most owners have a nearly unquenchable need for speed could make them riskier drivers.

It’s up to you to leverage your attributes against the personal circumstances which may make insurance companies wary of you. Plug in your ZIP code above to get a FREE quote today.

A Brief History of the Dodge Charger

Like many popular sports cars, the Dodge Charger has been around for decades. The very first models rolled off the production line back in 1966, and they have been in production ever since with only two pauses: one between 1978 and 1981, and another one between 1987 and 2006.

It is currently in its 7th generation, which started selling back in 2011. The present generation features an aggressive new grill, and improved aerodynamic shape, wrapped LED tail lights, and enhanced engine performance.

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Dodge Charger in the News

The newest version of the Dodge Charger is being compared and contrasted with its main competition: the Ford Mustang. The Mustang comes was a $2,000 cheaper price tag and gives consumers the option of purchasing either a standard Mustang, or a Mustang convertible.

Reviews were critical of the Charger’s curb weight and small trunk, While praising it for having a (slightly) roomier backseat and modern controls which are much easier to read.

At the end of the day, though, the Mustang still barely edges out a higher approval rating than the Charger.

Is a Dodge Charger expensive to insure?

It’s hard to know how much you should be paying for your Dodge Charger car insurance considering how wildly prices vary from one area to another.

Expensive states like Florida could charge twice or even three times as much for the exact same insurance policy sold to a driver in Illinois. And even beyond that, your city and zip code can also alter your rate.

Finding out what the average price of insurance is in your area will give you a leg-up over the insurance companies.

Average Dodge Charger Car Insurance by StateLegend: Dodge Charger ArkansasMissouriOklahomaNevadaPennsylvania 102030405060708090100110120130140150160$95$165$110$100$80


If you have more than one speeding ticket already, there are some auto insurance companies which will leverage that to their advantage and charge you a higher rate; but at the same time, that rate may still be a bit lower than what you might be charged from other, more popular providers.

These insurance companies specialize in niche policies for high-risk drivers who can’t get a more affordable policy anywhere else.

You may have to pay an uncomfortably higher price temporarily for your auto insurance coverage while you make a concerted effort to drive more carefully and wait for those tickets to be wiped from your record.

Once you have a clean driving record again, you can start shopping around among the more popular insurance companies to get an even better rate.

Average Dodge Charger Auto Insurance by CompanyLegend: Dodge Charger VertiThe GeneralPlymouth RockState FarmAllied 153045607590105120135150165180195$81$199$82$96$204


Since we’re on the subject of speeding tickets, it’ll be helpful for you to get an example of how much more you can expect to pay when your driving record is a speckled with tickets from your lead foot habits.

As you can see in the chart below, some companies aren’t as harsh as others when it comes to raising your rate based on speeding tickets. Other providers, on the other hand, will quickly charge you an arm and a leg if they think that you’re fast driving habits will make you more likely to file a claim.

Clean Driving Record vs. Speeding TicketsLegend: Speeding Tickets No Speeding Tickets VertiThe GeneralPlymouth RockState FarmAllied 306090120150180210240270300330360390$141$81$361$199$417$82$125$96$285$204


Even if you have a perfect driving record, owning a sports car like the Dodge Charger poses some risks which make insurance companies nervous. When insurance companies are nervous, they charge you higher rates.

But the best and fastest way to make sure that you can get the most affordable rate in your area is to compare rates. The best way to do that is with our quote widget, which can get you 3 to 5 free quotes (at least) and just a matter of minutes.

Other Popular Models From Dodge

See also: Chrysler – Dodge | Chrysler – Jeep | Ram Trucks | Chrysler Car Insurance

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