Chris Tepedino is a feature writer that has written extensively about car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, research investigative pieces…

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states…

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Reviewed byRachael Brennan
Licensed Insurance Agent for 14 Years

UPDATED: Sep 29, 2020

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If you like SUVs, but don’t want the added challenge of trying to maneuver a monstrously sized vehicle, then we understand why a compact SUV like the Dodge Nitro would be a good choice for you.

We also understand why you want to make sure you’re paying a fair price in terms of your auto insurance rates.

It’s important to know more about your vehicle and more about the insurance industry as a whole in order to make sure you’re getting the best deal on your Dodge Nitro auto insurance rates.

We’ve written this piece to help give you a quick and easy education for the benefit of your wallet and your peace of mind.

Use our FREE quote tool to compare insurance rates now!

A Brief History of the Dodge Nitro

The Dodge Nitro models started selling back in 2007 and left the market in 2012. The initial generations shared a platform with the second generation of the Jeep Liberty.

Part of the appeal during its initial debut was its aluminum themed interior design and an aggressive hot rod style trim. Unfortunately, only the 2007 and 2008 models sold enough to keep the company interested in manufacturing and marketing the vehicle to consumers.

This led to its discontinuation in 2012, aside from some fleet models manufactured for private use by businesses.

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Dodge Nitro in the News

Another reason for the unfortunate sales totals of the Dodge Nitro may have something to do with its controversial TV ad campaign.

The theme for the commercial, “Charged With Adrenaline”, featured a dog touching the front wheel of the SUV and getting not just electrocuted to death, but fried to a crisp after trying to pee on the front passenger side wheel.

Most audiences were understandably horrified by this excessively graphic depiction, despite the fact that it was obviously CGI and that the animal was not harmed during the filming.

Then again, despite consumer outrage, the old mantra of “any publicity is good publicity” may have actually contributed to its early sales numbers.

Comparing Dodge Nitro Auto Insurance Coverage

The insurance industry is a very complicated beast, and so are the laws and regulations which govern it.

While the companies themselves are interested in making a profit, government officials who are responsible for doing what’s right by their constituents are interested and making sure that price gouging and poor customer service are not a part of a financial product which every motorist is legally required to purchase.

However, some states are better at passing consumer protection laws than others, allowing certain companies in certain areas to charge more for coverage.

This is why your insurance rates will vary – sometimes considerably – from one place to another

Dodge Nitro Car Insurance Rates by State Legend: Dodge Nitro South Carolina Utah Iowa Alabama Louisiana 10 20 30 40 50 60 70 80 90 100 110 120 $100 $87 $92 $117 $128

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To be fair, however, there are decent insurance companies out there with a solid business model that balances the need for profit with the needs of their customers.

On the other hand, there are some unscrupulous companies out there that may lower you in with false promises and end up robbing you blind do two technicalities in the fine print of your paperwork.

Obviously, it’s important to make sure you go over your policy with a fine-tooth comb to make sure you won’t be taken advantage of.

It’s also a good idea to do a little research and see which companies in your area are the most well known for their excellent customer service practices.

Dodge Nitro Auto Insurance Rates by Company Legend: Dodge Nitro State Farm Nationwide State Auto Allstate Encompass 10 20 30 40 50 60 70 80 90 100 110 120 130 140 150 160 $100 $155 $115 $125 $160

It might not make sense to most people, but insurance companies consider your credit score to be a sign of whether or not you are a risky investment.

Their thinking is that drivers who are responsible and pay their premiums on time are more likely to be responsible behind the wheel as well.

Granted, this isn’t true for all motorists; however, the stereotype is so pervasive in our society today that insurance providers feel justified in altering your monthly premiums based on your credit score.

As you can see in the chart below, that can have a significant impact on how much you end up spending on your Dodge Nitro auto insurance over the course of many months or years.

Car Insurance Rates: Good Credit vs. Bad Credit Legend: Good Credit Bad Credit State Farm Nationwide State Auto Allstate Encompass 15 30 45 60 75 90 105 120 135 150 165 180 195 $100 $156 $155 $197 $115 $201 $125 $189 $160 Does Not Sell

It helps to be an automotive industry expert if you really want to find the best price on your Dodge Nitro car insurance policy.

Unfortunately, most people don’t have the time or energy to do the research necessary in order to find the best rate. That’s where we come in.

We can help you compare quotes in your area between multiple different insurance providers so that you can get the best price near you. And we can do it in a matter of minutes!

All we really need is your zip code, and you can start saving money today.

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