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Ah, the Dodge SRT Viper. It may have only been in production for two model years, but it is still a highly coveted sports car by drivers who call it their own. Unfortunately, there are some circumstances associated with owning one of these beauties which make finding an affordable Dodge SRT Viper auto insurance policy a greater challenge. But don’t worry – it doesn’t have to be such a big deal for you. As a matter of fact, by the time you make it to the end of this page, you’ll be able to start saving money on your monthly car insurance premiums in a matter of minutes.
The Dodge SRT Viper belongs to a subset of Vipers which where available for sale During the 2013 and 2014 model years. Its grand unveiling was at the 2012 New York Auto Show where it had the opportunity to show off its 8.4 L V10 engine, capable of 640 horsepower and 600 lb of torque. The 2015 – 2017 models of the Dodge “SRT” Viper, however, received such dramatic redesigns to the interior and the exterior that Dodge decided to Rebrand of the vehicle simply as the Dodge Viper. The SRT acronym stands for “Street and Racing Technology”, a phrase which surely excited speed demons as much as it horrified the insurance companies who knew they would have to underwrite policies for this vehicle.
Back in 2015, Dodge and its parent company, Chrysler, announced its official decision to discontinue the entire Viper line – the SRT included – by 2017. However, there are whispers among auto industry experts that the Viper may be coming back from the dead at some point in the near future. But it will likely undergo some drastic changes which may make the vehicle nearly unrecognizable to old school Viper fans. For one, many experts believe that the coop style will no longer be available, but replaced with a convertible style instead. Furthermore, it’s powerful V10 engine will be swapped out for a Hemi V-8. This new Hemi engine is estimated to top out at a mere 550 horsepower, which may be a devastating disappointment to those who admire the Vipers of old – but also a small sigh of relief for auto insurance companies.
Do you know what the average insurance rates are in the state where you live? As you may know by now, they can vary significantly from one state to another. Even within the same state, prices can vary from one city to another. The main reason insurance providers want to know your zip code before they start evaluating your eligibility is because their method of determining risk is so fine tuned that it can pick up subtle differences even from one zip code to another. And while it’s impractical and difficult to pick up and move just to get a lower monthly car insurance premium, you should at least have a good idea of what average rates are near you so that you don’t get swindled into paying too much.
Finding the right insurance company is an essential part of getting the most affordable monthly premiums. This is especially true if you have unique personal circumstances – like low credit scores or multiple tickets – which are holding you back. Conversely, if you have a lot going for you – like home ownership, a clean driving record, the ability to bundle multiple insurance products together, or even something like military service – there are companies out there that will offer strategic discounts in order to attract your business. It’s just a matter of finding them.
When people drive sports cars, they usually drive them pretty fast. Sometimes, if you’re driving a vehicle at too high of speed, you don’t have enough time to react quickly and avoid an accident when the road becomes suddenly dangerous. Whether you collide with another driver, or whether you lose control of your vehicle and collide with something else, you will likely have to file a claim or deal with someone filing a claim against your insurance policy. Naturally, when this happens, insurance companies get nervous and raise your rates due to the fact that your driving record is no longer squeaky clean. The chart below gives an example of what sort of rate hike you can expect if your need for speed results in an accident and a subsequent claim.
If you haven’t yet started shopping around for a cheaper Dodge SRT Viper car insurance policy, then your timing is perfect. We have a sophisticated search algorithm which can take care of all the hard work for you. If you enter your zip code into the quote widget on this page, you can get several fast and accurate quotes in a matter of minutes. And once you know how much other providers are charging drivers like you, you’ll have the power to save up to 33% or more of your monthly premiums.