Rachael Brennan
Licensed Insurance Agent for 14 Years

UPDATED: Mar 13, 2020

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The Taurus is a mid-size sedan in Ford’s lineup, with an All-American style. Depending on the trim level you choose, you can anticipate higher costs. For example, the highest trim level, the SHO, gives the Taurus features that give it the look and feel of a large luxury car. Though this family sedan is a good choice, starting at around $26,000, you will want to know about the associated costs like Ford Taurus insurance. Read on to see how you can save.

Ford Taurus: Associated Insurance Costs

There are certain factors that go into an insurance company’s decision making when they quote you a monthly premium. Location is one of them. Although the Ford Taurus isn’t one of the most stolen vehicles in America, your location could hurt or help you.

If you live in a densely populated area, you’re at heavier risk to be in an accident due to higher levels of traffic congestion. If you live in an urban area that has a high level of car theft, your insurance will go up.

Good credit can also be another way of earning yourself a low rate; generally good credit scores imply financial responsibility, and by extension general responsibility. Also, keep in mind that having a clean driving record speaks volumes to an insurance company.

These Companies Offer Cheapest Ford Taurus Auto Insurance

Ford Taurus: Ratings and Reviews

The Taurus has received good reviews. On the road, the midsize sedan provides a smooth, quiet ride, though speed-lovers might be a little bit unimpressed. Its 3.5 liter V6 engine comes standard with all models, with all-wheel drive being an option. However, you can upgrade to a twin-turbo 3.5 V6 engine which shells out a fun 365 horsepower, as opposed to the 263 horsepower the standard engine puts out.

It is offered in 4 trim levels: the SE, SEL, Limited and SHO. Coming standard in all Ford Taurus sedans are: six speaker stereo with CD/MP3 player capacity, power driver seat, and full power accessories. Although as you look at the higher trim levels, you can add some fun and interesting features to your car like:

  • Rearview Camera and Rear Parking Sensors
  • Automatic Climate Control
  • Leather Seats
  • Front Seats with Massaging Capability
  • Navigation System
  • Premium Audio System
  • Sunroof

However, the SHO, the final trim level adds a little bit extra to your car. Aside from the turbo-charged engine, you get xenon headlamps and better suspension.

Ford Taurus: Safety Features

Safety features and ratings can also lower your Ford Taurus car insurance. The 2012 Taurus earned 4/5 stars overall in federal government crash tests, as well as in front and rollover impact tests. It actually earned 5/5 stars on side crash tests.

The IIHS also recognized the 2011 model as a top safety pick. All 2012 Taurus sedans come standard with anti-lock brakes, stability control, and front and side airbags. You also have the option of installing the MyKey system, unique to Ford. It gives parents a wide array of options on how to limit what the car can do for new drivers.

Ford Taurus Insurance: Quotes

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