Honda Civic Auto Insurance Rates

The average cost of Honda Civic auto insurance is $128/month. Honda Civic auto insurance rates are affected by a high theft rate, but also by your driving record and where you live. You could get cheap Honda Civic auto insurance with a safe driving record, and by shopping around to compare quotes.

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Chris Tepedino is a feature writer that has written extensively about auto insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and ...

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Reviewed by Rachael Brennan
Licensed Insurance Agent

UPDATED: Jul 19, 2021

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The Civic is perhaps the most purchased car in Honda’s lineup because it is so affordable and reliable. It is a compact sedan, though it is also available in coupe form. It is an excellent buy for the sticker price; however, you need to consider the associated costs. Honda auto insurance is generally affordable, but it depends on several factors.

What is Honda Civic auto insurance going to look like for you? If you read on, we’ll attempt to give you a better idea of what you’ll be paying for Honda Civic auto insurance rates, and how you can make that number smaller.

If you’d like to get straight down to business and buy Honda Civic auto insurance today, we can help. Enter your ZIP code for multiple Honda Civic auto insurance quotes completely free.

Honda Civic Insurance: Expenses

The big thing to remember when looking at insurance costs is that insurance rates will vary from driver to driver, region to region, even insurer to insurer. However, for a ballpark estimate of what insurance might cost you, the average cost of Honda Civic auto insurance is $128/month.

However, bear in mind that there are several things you can do, or may have done that can help you lower your insurance premium. The first and perhaps most important factor is your driving record. If you have a clean history, your rates are going to go down. Quoting you a premium is a matter of risk management; the lower risk you are, the lower premiums you’ll see.

You can also consider lowering the amount of miles you put on the car annually. This will reduce your risk of being in an accident. Take into account where you’ll be driving your car, and during what hours. If your area has a high volume of traffic congestion, you will likely see your rates go up.

These Companies Offer The Lowest Rates for Honda Civic Car Insurance

Honda Civic: Reviews

Having 4 trim levels, the Civic offers you a bit of customization. It comes in the DX, LX, EX, and EX-L trims. The car is fun to drive, and lives up to its reputation. Standard in the DX, LX, and EX trim levels is a fuel-efficient 1.8 liter 4 cylinder engine. The Civic is also available as a Hybrid, and sports a slightly more powerful motor than its predecessors. However, for those wanting a more spirited ride, the Si sports model boasts a 2.4 liter engine for added performance.

The EX-L features several things included leather seats, and heated front seats. All models come standard with stability control and anti-lock brakes. The interior is made of low-quality material, leaving it trailing behind competitors that have a more upscale interior. However its exterior has gained a more handsomely aggressive design.

Honda Civic: Safety

Having good safety ratings and features can help lower your premium. The 2012 Civic has been recognized by the IIHS as a “Top Safety Pick”, because of its scores of “good” in all crash tests. It also has electronic stability control, which is now standard in all models.
In addition, all models now sport something that was only available in the EX-L models of 2011: vehicle stability assist.

All models come standard with the following features as well:
• Anti-lock brakes
• Brake Assist
• Front and Side Airbags
• Electronic Breakforce Distribution

Honda Civic Insurance: Quote

We can’t tell you which Honda Civic auto insurance company is best for you, but we can help you shop.

Get started on the road to savings, today. All you need to do is enter your ZIP code, and compare affordable Honda Civic auto insurance quotes from top companies here.

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