The Santa Fe is the midsize SUV crossover in Hyundai’s lineup. Starting at just over $23,000 and a spacious interior, the Santa Fe is an easy choice for family-oriented drivers. Though how much is it going to cost you to own it? Aside from the sticker price, you should be looking at things like fuel economy and Hyundai Santa Fe insurance costs. If you would like to learn how to save on your car insurance, read on.
Santa Fe owners paid an average of around $800 annually. A variety of factors go into the insurance premium calculation, so bear in mind that your insurance rates might not reflect this number. This is only an average. Rates will vary from person to person and insurer to insurer.
Rates vary from people to people, because certain factors cause you to be seen as higher risk. If you’re under 25, statistics show you have a higher propensity to be reckless or inexperienced. If you own a sports car, it likely means you have a need for speed. Likewise if you’re married and have a clean driving history, these are factors for you. They are a judge of responsibility.
Rates vary between insurers because not every insurer will offer the same discounts or incentives. This is why it’s usually a good idea to get several quotes from different companies, so that you can pick the best deal available to you.
The Santa Fe’s looks aren’t anything to write home about, but its strengths lie in its affordability and its roomy interior. Its interior is actually larger than others in its class like the Chevy Equinox and the Toyota Rav-4.
It comes in three trim levels: the GLS, SE, and Limited. The base level GLS comes equipped with roof rails, keyless entry, power accessories, air conditioning, a six speaker audio system with CD player, and a variety of other features. However if that’s not enough for you, there’s always the upgraded trim levels.
The SE, for example, nets you automatic headlights, a rear spoiler, and foglamps. If you go further, and apply the premium package, you see features such as a rearview camera, sun roof, and a touchscreen GPS device.
The Limited trim level adds full leather seating and GPS device among other features.
The Federal government has given the Santa Fe 4/5 stars on roll-over crash tests; however, it has yet to finish testing the SUV for other crash tests. The IIHS has recognized the Santa Fe as a “Top Safety Pick” due to its scores of “Good” in all four of its crash tests.
Keep in mind that safety features and ratings can help lower your premium. The Santa Fe is equipped with traction control, anti-lock brakes, airbags (Front, side and roof), and brake assist standard on all trims.
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