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The XJ is a midsize luxury sedan in Jaguar’s lineup. Starting at around $73,700, the car is one of the pricier models in Jaguar’s repertoire. However, your costs don’t generally end at the sticker price. Keep in mind that there are costs to owning a given car. Fuel economy, insurance costs, and maintenance expenses are all things to consider. If you’d like to learn more about saving money on your Jaguar XJ insurance, please read on.
Jaguar really got it right with this car. Handling is sporty and the ride is smooth and comfortable. Driving it feels almost as sophisticated as looking at its interior. With sharp and elegant looks, this car is made to impress.
All engine choices on this car are good choices; as the XJ is plenty fast even with the base engine. It’s just a matter of whether or not you’re a speed junkie. It’s offered in three trim levels: The XJ,XJ supercharged, and the XJ Supersport. Each trim level will get you a different engine, with some added features.
Standard on all XJ’s, however, are a compliment of several luxury features like: Sunroof, automatic xenon headlights, adaptive suspension, keyless ignition and entry, rearview camera, automatic climate control, and a laundry list of other features that will be sure to make you smile. Overall, it is a solid choice for those who can afford it.
Insurance costs for luxury cars are usually rather expensive, so let’s see about lowering the number on your premium, shall we?
One of the biggest factors that affect insurance rates is driving records. By simply being responsible behind the wheel, you could see an adequate reduction in your monthly premium. As a lower risk client, insurers will generally reward you with savings.
Another way that you could lower your insurance premium is by taking a hard look at your policy and deciding whether you need all that coverage. Perhaps you’ve had the same policy for five years, do the levels of coverage in there still make sense for you?
For example, if you haven’t had an accident in a couple of years, you might consider raising the deductible on your collision and comprehensive. You would be responsible for more upfront costs in the event of an accident, but the silver lining is that you wouldn’t be paying as much money on a monthly basis.
The XJ has a variety of safety features that can protect you, but also lower your insurance premium.
Among these feature are:
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