Rachael Brennan
Licensed Insurance Agent for 14 Years

UPDATED: Mar 13, 2020

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Jeep Compass: Getting Insured

The Compass is a compact SUV in Jeep’s lineup. The 2012 Compass starts at around just above $19,000. However, an attractive sticker price isn’t everything. When you’re in the market for a new car, you should always look at the costs of owning that car. Your expenses won’t stop at the purchase. You’ll have to consider the cost of maintaining the car, fuel economy, and insurance costs among other things. Average insurance rates for the Compass hover around $1,000 annually. If you’d like to learn more about Jeep Compass insurance, read on.

Jeep Compass: Reviews & Ratings

The Compass may have an attractive price, but you could probably do better. Its competitors completely overshadow it.

It’s offered in 3 trim levels: the Sport, Latitude and Limited. Standard on all trim levels is an array of features you would expect in any car. Equipment includes: power accessories, air-conditioning, cruise control, and an auxiliary audio jack.  It is equipped with a 2.0 liter 4 cylinder engine, with an optional 2.4 liter 4 cylinder engine available. The more powerful engine is standard when you upgrade to a limited.

As you upgrade in trim level, you will see more features. Getting the Latitude trim nets you heated front seats, reclining rear seats, and adjustable driver seat. The Limited trim will get you luxury features like: satellite radio or leather seating.

These Companies Offer the Cheapest Jeep Compass Insurance

Jeep Compass: Insurance Costs

As previously stated, insurance is around $1,000 for the Compass. However, it’s always a good idea to save where you can. This is why it’s important to know about the factors that go into your premium calculation.

Perhaps the most important factor is driving history. A clean driving record can help lower your premium, as it is maybe the most direct way of gauging how responsible you are behind the wheel. Fewer accidents and claims will equate to less risk for the insurer.

Another factor that can help or hinder is location. If you’re moving to or live in an area that sees high levels of traffic congestion, you may see higher rates than other people. Since there are more drivers on the road, there will be a higher chance that you will be in an accident. In addition, if your area has high theft rates, it will be more risky to insure you for comprehensive coverage. Your rates will likely see an increase.

Jeep Compass: Safety Ratings

Safety ratings can help keep your premiums down. By protecting you, the car also insulates insurers from higher claim payouts.

The IIHS has not tested the 2012 Compass; however, the federal government has. The Compass has received 4/5 stars in the rollover crash tests category, though they have yet to test it for other forms of impact tests. Though don’t worry, it comes standard with a variety of safety features such as: airbags (side-curtain, front), and electronic roll mitigation.

Jeep Compass: Obtain an Insurance Quote

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