The Grand Cherokee is a midsize SUV in Jeep’s lineup. Starting at just under $27,000, it is a very attractive choice in comparison to its competitors. However, sticker prices aren’t everything. Buyers in the market for a car should also take a look at the costs of owning that car. Expenses don’t just stop at the MSRP. You’ll have to take into consideration how expensive the car is to repair, fuel economy, and insurance costs among other things. To learn more about Jeep Grand Cherokee insurance, please continue.
Customization is not an issue with the Grand Cherokee, as there is a grand variety of trims and options to choose from. All cars come standard with rear-wheel drive, but three trims modify the Grand Cherokee to have all-wheel drive. It also comes standard with a 3.6 liter V6, which is more than enough for driving purposes. However, if that doesn’t tickle your fancy, you can opt for the powerful 5.7 V8, which allows you to tow up to 7,400 lbs.
Interior quality is great, and it is fairly elegant for a Jeep. It is a smooth ride, and delivers confident handling to the driver. Just about the only thing we found to be lacking is interior space, though not by much. All in all, it is a solid choice for city driving and/or off-roading.
With insurance costs at slightly over $1,000 annually, the Grand Cherokee is an even more attractive choice. However, it’s often necessary to cut costs wherever possible. This is why it’s important to know what insurers look at when they quote you your premium.
Perhaps the most important factor is driving history. If you have a clean record, you can expect a lower premium than others who don’t. The reason for this is that your driving record shows how responsible you are behind the wheel. The fewer accidents you’ve been in or claims you’ve filed, the less risk you pose to the insurer.
Another important factor is oftentimes location. Do you live in an area with high vehicle theft rates, or high volumes of traffic congestion? If you answered yes to either, you could see a rise in your premium. The reason for this is that you become riskier to insure.
The 2012 Grand Cherokee has been tested by the IIHS, and earned recognition as a “Top Safety Pick”. The only way a car can receive that is by scoring the top score of “good” on all of their crash tests. The federal government has also tested this car, and given it 4/5 stars on frontal impact tests. It received 5/5 stars on side crash tests as well as 3/5 stars on rollover crash tests.
These ratings are important because they could help lower your premium. The safer the car, the less risk you pose to an insurer.
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