Rachael Brennan
Licensed Insurance Agent for 14 Years

UPDATED: Mar 13, 2020

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Kia Car Insurance

Has the search for affordable Kia auto insurance got you down in the dumps? Well, there’s no need to despair. With the help of AutoInsuranceEZ.com, you (yes, you!) can find the affordable monthly premium that fits perfectly into your budget. And we’re not talking about some bargain-bin insurance policy, either – you’ll get the best coverage available at an affordable price near you.

All About Kia Auto Insurance

Kia Motors is an established automaker located in South Korea, in the city of Seoul. Kia and their close cousin, Hyundai, are minority owners in one another’s company. This means that, unlike how certain automotive manufacturing corporations work, neither one is necessarily a subsidiary of the other. They have corporate headquarters located in many countries across the globe, including the United States. Kia Motors of America (KMA for short) is located in Irvine, CA. The company has celebrated many years of consecutive success at gaining US market share and their growth doesn’t show any signs of slowing.

Insurance Quotes for Popular Kia Vehicles

Some of the highest selling Kia models of the past few years were the Optima, the Sorento, and the Forte. The Optima, a midsize 4-door sedan, has been around since the year 2000 (although not necessarily with the same name plate). Unfortunately, however, the Optima is far from one of the safest vehicles on the road according to the IIHS. Then there’s the Kia Sorento, which started out as a midsize SUV when production began in 2002. However, it did receive an update in 2009 and earned itself a “crossover” status. Unlike the Optima, its safety standards range from “accepted” to “superior” depending on which organization you ask. The Kia Forte is one of the few compact cars still selling well in the modern automotive market. It goes by a number of different name plates in other countries, But it is almost universally known as the Forte in North America. It has received many good safety ratings from the Insurance Institute for Highway Safety, earning an overall rating of 5 stars.

Average Kia Car Insurance Rates Legend: Kia Optima Kia Sorento Kia Forte California Florida Texas 15 30 45 60 75 90 105 120 135 150 165 $151 $150 $166 $175 $176 $165 $146 $127 $150

Comparing Insurance Rates for Kia Vehicles

When it comes to Kia vehicles, it can be hit-or-miss as far as your insurance premiums go – the chart above is a clear example of this. Part of this has to do with the wide range of variables which fluctuate from one model to the next; one vehicle may have fantastic gas mileage, but poor safety standards. Other models may have above-average safety ratings, but have problems with expensive replacement parts or being vulnerable to body damage. On top of everything, your specific location in the US will play a major factor in determining how much you should pay, on average, for your premiums. This ranges from the state you live in all the way down to the zip code where your mail is delivered.

Average Kia Auto Insurance by State Legend: Kia Optima California Florida Texas New York Illinois 15 30 45 60 75 90 105 120 135 150 165 180 195 210 $151 $175 $146 $210 $90


Regardless of what type of Kia you drive or your specific location in the US, you shouldn’t have to pay a ridiculous amount of money just to keep your vehicle covered. You deserve adequate coverage at a fair price, and you shouldn’t let the confusing state of the auto industry today prevent you from getting it. We can use our expertise to help you find affordable, accurate quotes in a matter of minutes – and hopefully save you as much as 37% or more off your premiums!

Popular Kia Models

See also: Hyundai