Lexus Auto Insurance Rates

Finding the best Lexus auto insurance rates isn't hard to do, but there are a lot of things you should know to help get affordable car insurance that still meets your needs. Lexus car insurance prices depend on your driving record, your age, your insurance company, and even your credit score. Where you live is important, too. Lexus auto insurance rates by state can vary widely, and even living in different ZIP codes can make a difference. The average Lexus car insurance costs also vary a lot based on the model you choose. Lexus GS insurance rates in California average $240 while an LX costs $255. Compare this to Florida, where the two models average $196 and $179 per month, respectively. A great way to make sure you're getting the best insurance rate is to get quotes from several of the best auto insurance companies to compare.

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Chris Tepedino is a feature writer that has written extensively about auto insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and ...

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Reviewed by Rachael Brennan
Licensed Insurance Agent

UPDATED: Nov 17, 2020

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Lexus: automotive luxury in the price range that most drivers can afford. But will you be able to afford Lexus auto insurance at the same time? Well, now that you’ve found our site, you don’t have to worry about the answer to that question anymore.

Finding cheap car insurance rates is possible even when you’re driving an expensive luxury car. Our car insurance industry experts have all the information you need to get the best possible monthly premium. So if you’re ready to start saving money, we strongly suggest that you keep reading.

One of the best ways to save on your Lexus car insurance is to use our FREE comparison tool to find the best rates from several companies in your area.

All About Lexus Auto Insurance

Lexus is a subsidiary of Toyota. in some ways, Lexus is to Toyota what Acura is to Honda: a fleet of higher-end, luxury versions of their standard nameplates at a relatively affordable price. The company had its humble beginnings back in 1983 which resulted in the very first-ever Lexus LS six years later. Although Lexus is a very Japanese company and most of the manufacturing occurs in its home nation, its largest target market is still the United States. However, the company is trying to expand to Latin America, Europe, and parts of Southeast Asia.

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Insurance Quotes for Popular Lexus Vehicles

Three of the most popular models on the market today are the Lexus GS, the Lexus LX, and the Lexus GX. The Lexus GS is a midsize luxury-class sedan that is currently in its fourth generation. The Lexus GX, whose alphabetical designation is supposed to be short for “Grand Crossover”, is one of the premier luxury SUVs currently offered by the company. Finally, there’s the classic Lexus LS. this flagship nameplate has been around since the inception of the company and is still one of the best-selling full-size luxury vehicles on the road today.

Average Lexus Car Insurance RatesLegend: Lexus GS Lexus LX Lexus GX CaliforniaFloridaTexas 20406080100120140160180200220240$240$255$225$196$179$170$200$192$169

Comparing Insurance Rates for Lexus Vehicles

Lexus vehicles, because of their widely accepted “luxury” status, can potentially be more expensive to insure due to their higher MSRPs and perceived worth. Indeed, these vehicles have earned such distinctions; but your insurance company may charge you more for fear of higher repair or replacement costs if your vehicle gets into an accident. However, the fact that these vehicles are so prevalent means that things like replacement parts could be much cheaper than you would think, which has the potential to lower premiums. Furthermore, if you live in an area where auto theft is more likely, a Lexus would obviously be an attractive target – which, unfortunately, can raise your rates. These are just a few factors that can raise or lower your premium; the state you live in, city, and even your ZIP code will also make a noticeable difference in what you end up paying each month.

Average Lexus Auto Insurance Premiums by StateLegend: Lexus LX CaliforniaFloridaTexasNew YorkIllinois 20406080100120140160180200220240$255$179$192$250$142


But you can make an even bigger difference right now, with minimal effort on your part. All you have to do is take advantage of our FREE quote tool and type your ZIP code into the box. Within a matter of minutes, you will have the most accurate, affordable quotes from providers in your area. We have connections to some of the best Lexus car insurance providers in the industry — and they’re waiting to give you the best deal right now!

Popular Lexus Models

See also: Toyota


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