Rachael Brennan
Licensed Insurance Agent for 14 Years

UPDATED: Mar 13, 2020

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Lexus GS: Getting Insured

Unlike the ES, the GS is a midsize, luxury, sports sedan in Lexus’ repertoire. It starts at just under $47,000, and is a good choice for anyone in the market for an elegant car with some gusto. Though as a buyer, you should look into the associated costs of ownership. What is the fuel economy on this car? What will your monthly insurance premiums be? If you’d like to learn more about Lexus GS insurance, please read on.

Lexus GS: Ratings & Reviews

Generally, the Lexus brand is known for providing its customer base with smooth, serene and comfortable drives. It errs on the side of keeping its drivers comfortable, as opposed to providing a spirited driving experience. However, the2013 GS 350 sports improved handling.

It is equipped with its previous 3.5 liter V6 with marginally improved fuel economy: 19 city/28 hwy. However, with its new suspension and steering make it better equipped to compete with BMW 6-series and Audi A6’s as well as other cars in this class.

Standard equipment includes: automatic xenon headlights, sunroof, foglights, keyless entry, keyless ignition, automatic climate control, leather upholstery, and 10-way power front seats. It also comes with a 12 speaker surround sound audio with CD player. If that isn’t enough to tickle your fancy, you can always upgrade and add a package to your car.

These Companies Offer the Cheapest Lexus GS Insurance

Lexus GS: Insurance Costs

There are many factors that can determine whether or not you’ll have a high or affordable premium. Typically, luxury cars are more costly to insure, but let’s see if we can’t reduce that number, shall we?

The first thing you’ll want to look at is your driving history, and those on your policy. Driving records are the insurer’s window to your driving habits. No accidents on your record? No problem! You’ll likely have a lower premium than most. It means you’re more responsible than most behind the wheel, and pose a smaller risk to your insurer.

Another factor you may want to consider is location. Do you live in an area that sees high volumes of traffic congestion? This could be a negative. The reason this could be a negative is because even though you might be the most conscientious driver on the road, one of the people in a hurry to get home from work might not be. More people on the road means you’re at a higher risk of being in an accident, and thus more risky to insure.

Ask your insurance about any discounts they might have that can lower your insurance premium.

Lexus GS: Safety Equipment

While the 2013 Lexus GS hasn’t been tested by the IIHS or the federal government yet, it comes with a long list of safety equipment to put you at ease. Some of these are: anti-lock brakes, and a whopping 10 airbags located throughout the car.

Lexus GS: Obtain an Insurance Quote

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