Lexus GX Auto Insurance Rates

Finding the best Lexus GX auto insurance rates isn't hard to do, but there are a lot of things you should know to help get affordable car insurance that still meets your needs. Lexus GX car insurance prices depend on your driving record, your age, your insurance company, and even your credit score. Where you live is important, too. Lexus GX auto insurance rates by state can vary widely, and even living in different ZIP codes can make a difference. The average Lexus GX car insurance costs $2,140 a year. A great way to make sure you're getting the best insurance rate is to get quotes from several of the best auto insurance companies to compare.

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Chris Tepedino is a feature writer that has written extensively about auto insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and ...

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Reviewed by Rachael Brennan
Licensed Insurance Agent

UPDATED: Nov 17, 2020

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The GX is a luxury, crossover SUV in Lexus’ repertoire. It starts at around $53,000 and is a decent choice for anyone in the market for a seven-passenger SUV. However, the MSRP isn’t everything. As a buyer, you should also be taking the costs of ownership into consideration as well. What is the fuel economy on this model? What will it cost even if you find cheap car insurance rates for the GX?

Lexus GX auto insurance rates are, on average, $2,140 a year. However, you will have a different cost of Lexus GX car insurance depending on where you live, your age, your driving record, and even your credit rating.

One of the best ways to make sure you’re saving on car insurance rates is to compare several offers from different companies. In order to get new customers, companies often have low promotional rates that could save you a lot. Use our FREE comparison tool to get multiple quotes right now. If you’d like to learn more about Lexus GX insurance, read on.

Lexus GX: Ratings & Reviews

While it isn’t as aggressive in its handling as most luxury, crossovers, it makes up for it with creature comforts and a serene drive. If you’re looking for a sporty SUV, look elsewhere. This model is for cruising comfortably, as most of Lexus’ cars are.

It comes standard with a 4.6 V8 with automatic transmission. In addition, the car is all-wheel drive and offered in two trim levels: the base level and premium. All models come standard with the following features: heated front seats, sunroof, nine-speaker stereo, leather upholstery, and satellite radio connectivity.

When you upgrade to the Premium trim, you get adaptive xenon headlights, upgraded leather seats, wood-trim steering wheel, adaptive suspension, and rear air conditioning among other features. You can further deck out your GX by adding packages, which can net you navigation systems, premium audio systems, or rear parking systems and camera.

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These Companies Offer the Cheapest Lexus GX Insurance

Lexus GX: Insurance Costs

Many factors determine your insurance premium. First and foremost, this is a luxury vehicle and will almost always be more costly to insure, but there are ways of reducing your premium.

Have you been accident and ticket free lately? Congratulations, you’re already well on your way to getting a lower premium than most people. By having a clean driving record, you’re demonstrating that you’re responsible behind the wheel to your insurer. Less risk to your insurer means fewer costs handed down to you.

In addition, you might consider dropping certain levels of coverage. If you haven’t really been in an accident lately, you might consider raising the deductible on your collision coverage. By doing this, you can reduce your monthly payment, though you’ll be responsible for more money upfront if you are in an accident. It is a tradeoff, but if you are a conscientious driver, it may be worth considering.

Lexus GX: Safety Equipment

Safety ratings and equipment can help lower your insurance premiums. The current Lexus GX model hasn’t been crash-tested by the federal government or the IIHS yet but has a long list of features that help protect you.

It comes standard with 10 airbags located throughout the car, anti-lock brakes, hill-start assist, and brake assist. In addition to this, the GX offers a lot of optional safety equipment as well.

Lexus GX: Obtain an Insurance Quote

Get your free quote today! Just enter your ZIP code in our FREE comparison tool and we’ll get you started.

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