Rachael Brennan
Licensed Insurance Agent for 14 Years

UPDATED: Mar 13, 2020

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Lexus GX: Getting Insured

The GX is a luxury, crossover SUV in Lexus’ repertoire. It starts at around $53,000, and is a decent choice for anyone in the market for a seven-passenger SUV. However, the MSRP isn’t everything. As a buyer, you should also be taking the costs of ownership into consideration as well. What is fuel economy on this model? What will it cost to insure this car? If you’d like to learn more about Lexus GX insurance, read on.

Lexus GX: Ratings & Reviews

While it isn’t as aggressive in its handling as most luxury, crossovers, it makes up for it with creature comforts and a serene drive. If you’re looking for a sporty SUV, look elsewhere. This model is for cruising comfortably, as most of Lexus’ cars are.

It comes standard with a 4.6 V8 with automatic transmission. In addition, the car is all-wheel drive, and offered in two trim levels: the base level and premium. All models come standard with the following features: heated front seats, sunroof, nine-speaker stereo, leather upholstery, and satellite radio connectivity.

When you upgrade to the Premium trim, you get: adaptive xenon headlights, upgraded leather seats, wood-trim steering wheel, adaptive suspension, and rear air conditioning among other features. You can further deck out your GX by adding packages, which can net you navigation systems, premium audio systems, or rear parking systems and camera.

These Companies Offer the Cheapest Lexus GX Insurance

Lexus GX: Insurance Costs

Many factors determine your insurance premium. First and foremost, this is a luxury vehicle and will almost always be more costly to insure, but there are ways of reducing your premium.

Have you been accident and ticket free lately? Congratulations, you’re already well on your way to getting a lower premium than most people. By having a clean driving record, you’re demonstrating that you’re responsible behind the wheel to your insurer. Less risk to your insurer means less costs handed down to you.

In addition, you might consider dropping certain levels of coverage. If you haven’t really been in an accident lately, you might consider raising the deductible on your collision coverage. By doing this, you can reduce your monthly payment, though you’ll be responsible for more money up front if you are in an accident. It is a tradeoff, but if you are a conscientious driver, it may be worth considering.

Lexus GX: Safety Equipment

Safety ratings and equipment can help lower your insurance premiums. The current Lexus GX model hasn’t been crash tested by the federal government or the IIHS yet, but has a long list of features that help protect you.

It comes standard with: 10 airbags located throughout the car, anti-lock brakes, hill-start assist, and brake assist. In addition to this, the GX offers a lot of optional safety equipment as well.

Lexus GX: Obtain an Insurance Quote

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