Chris Tepedino is a feature writer that has written extensively about car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, research investigative pieces…

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states…

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Reviewed byRachael Brennan
Licensed Insurance Agent for 14 Years

UPDATED: Mar 13, 2020

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Lexus RX: Getting Insured

The RX is a midsize, luxury SUV in Lexus’ repertoire. Starting at just under $40,000, the car is an attractive choice for those looking for an elegant SUV. However, the sticker price isn’t everything, as you’ll soon find. You’ll need to account for the associated costs of ownership like what fuel economy will be. Another cost of ownership, perhaps the biggest one, is insurance. What will your monthly premium look like? If want to save on your Lexus RX insurance, read on.

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Lexus RX: Ratings & Reviews

This SUV lives up to Lexus’ name and provides a comfortable, smooth ride. You’d barely notice you were on the ride with its excellent ability to block outside noise. The interior is elegant, and provides an array of gadgets and tech features sure to leave you delighted.

Perhaps the only negative this car has going for it is the fact that it doesn’t have a third row seat, and that while it is agile on the road, other cars are sportier.

Other than that, the RX is an excellent car for its class. Standard on all RX’s are the following features: foglights, keyless entry & ignition, automatic headlights, cloth upholstery, wood trim interior, power front seats, automatic climate control, nine speaker audio system, and Bluetooth phone and audio features. If that isn’t enough to sate your appetite for features, there are several packages you can choose from, but this car comes loaded with plenty of features on its base model.

These Companies Offer the Cheapest Lexus RX Insurance

Lexus RX: Associated Costs

Car insurance costs for the RX have averaged around $1,400 annually across the nation. Rates will vary from location to location and between insurance companies. This is why it’s important to shop around for quotes.

You’ll want to try to grab at least 3 quotes, one from a different insurer. This is to ensure that you get the best rates. Not every insurance company will have the same incentives and discounts, so use this to your advantage.

Another thing you might consider doing is reviewing your current insurance policy. Look through it carefully, and decide whether certain levels of coverage in there are still relevant for you. Have you been accident free for a couple of years? Congratulations, you’re a safer driver than most. You might consider raising the deductible on your collision coverage. You’ll see lower monthly rates, though you’ll be responsible for more up-front costs. It’s a tradeoff, but if you’re a safe driver, there is a lower likelihood of being involved in an accident.

Lexus RX: Safety Ratings

The 2012 RX has been recognized by the IIHS as a Top Safety Pick. This means that the car has earned the top score of “Good” on all of the crash tests. In addition, the federal government has given it 4/5 stars rollover as well as front crash tests, as well as 5/5 stars on side impacts. Overall it was rated 4/5 stars. These ratings are important, because the safer a car is the more savings you’ll likely see from your insurer.

Lexus RX: Insurance Quotes

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