Lexus RX Auto Insurance Rates

Finding the best Lexus RX auto insurance rates isn't hard to do, but there are a lot of things you should know to help get affordable car insurance that still meets your needs. Lexus RX car insurance prices depend on your driving record, your age, your insurance company, and even your credit score. Where you live is important, too. The average cost of Lexus RX auto insurance is $1,664 per year, but you may be able to find cheap Lexus RX car insurance where you live for much less. Remember that if you live in an area with high crime or heavy traffic, your Lexus RX insurance rates will be higher. A great way to make sure you're getting the best insurance rate is to get quotes from several of the best auto insurance companies to compare.

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Chris Tepedino is a feature writer that has written extensively about auto insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and ...

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Reviewed by Rachael Brennan
Licensed Insurance Agent

UPDATED: Nov 17, 2020

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Just because you want to drive a Lexus doesn’t mean that you aren’t interested in finding cheap car insurance rates. The trick is to find Lexus RX auto insurance rates that save you money while fully protecting your vehicle, yourself, and your passengers.

The RX is a midsize, luxury SUV in Lexus’ repertoire. Starting at just under $40,000, the car is an attractive choice for those looking for an elegant SUV. However, the sticker price isn’t everything, as you’ll soon find. You’ll need to account for the associated costs of ownership like what fuel economy will be. Another cost of ownership, perhaps the biggest one, is insurance. What will your monthly premium look like?

Though the average annual cost of RX car insurance is $1,664 per year, your rates can be very different depending on where you live your age, your marital status, and even your credit score. A great way to save is to see rates from several different companies. You can use our FREE comparison tool to find multiple rates right now. If want to save on your Lexus RX insurance, read on.

Lexus RX: Ratings & Reviews

This SUV lives up to Lexus’ name and provides a comfortable, smooth ride. You’d barely notice you were on the ride with its excellent ability to block outside noise. The interior is elegant and provides an array of gadgets and tech features sure to leave you delighted.

Perhaps the only negative this car has going for it is the fact that it doesn’t have a third-row seat, and that while it is agile on the road, other cars are sportier.

Other than that, the RX is an excellent car for its class. Standard on all RX’s are the following features: foglights, keyless entry & ignition, automatic headlights, cloth upholstery, wood trim interior, power front seats, automatic climate control, nine-speaker audio system, and Bluetooth phone and audio features. If that isn’t enough to sate your appetite for features, there are several packages you can choose from, but this car comes loaded with plenty of features on its base model.

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These Companies Offer the Cheapest Lexus RX Insurance

Lexus RX: Associated Costs

Car insurance costs for the RX have averaged around $1,400 annually across the nation. Rates will vary from location to location and between insurance companies. This is why it’s important to shop around for quotes.

You’ll want to try to grab at least 3 quotes, one from a different insurer. This is to ensure that you get the best rates. Not every insurance company will have the same incentives and discounts, so use this to your advantage.

Another thing you might consider doing is reviewing your current insurance policy. Look through it carefully, and decide whether certain levels of coverage in there are still relevant for you. Have you been accident-free for a couple of years? Congratulations, you’re a safer driver than most. You might consider raising the deductible on your collision coverage. You’ll see lower monthly rates, though you’ll be responsible for more up-front costs. It’s a tradeoff, but if you’re a safe driver, there is a lower likelihood of being involved in an accident.

Lexus RX: Safety Ratings

The 2012 RX has been recognized by the IIHS as a Top Safety Pick. This means that the car has earned the top score of “Good” on all of the crash tests. In addition, the federal government has given it 4/5 stars rollover as well as front crash tests, as well as 5/5 stars on side impacts. Overall it was rated 4/5 stars. These ratings are important because the safer a car is the more savings you’ll likely see from your insurer.

Lexus RX: Insurance Quotes

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