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The MKS is a full-size luxury sedan in Lincoln’s lineup. It starts at around $42,000. However, as a buyer in the market for a new car, you should take into account the costs of owning that car. The MSRP won’t be the end of your expenses. How costly will it be to repair and maintain? What gas mileage does this car get? What will your monthly insurance premium look like? Read on to learn more about how to save money on your Lincoln MKS insurance.
This car is a solid performer. That said, it is relatively lackluster compared to other cars in its class. It isn’t necessarily a bad car, there are just more attractive choices out there. It has an ample amount of pickup with acceleration, and gets an above-average gas mileage with the turbocharged engine. However, that’s practically the only area where the car stands out. It just doesn’t have the luxury feel to it.
Standard on MKS sedans are: adaptive xenon headlights, Ford’s Sync system, leather seating, a touchpad entry system, automatic climate control, and heated front/rear seats as well as other features. It can be further decked out with features by upgrading to certain packages.
Would you believe that saving on car insurance can be as simple as doing a little bit of research? As you know, most insurers offer some form of incentive or discounts. By getting quotes from at least 3 separate insurance companies, you’re essentially ensuring that you’ll get the best rates.
Another way to save could include removing certain levels of coverage from your insurance policy. It’s important to review it from time to time and make sure you only have the coverage you need. For example, you might consider raising the deductible on your collision coverage if you’ve been accident-free for a couple of years.
You’ll be responsible for more costs up front, but you will see monthly savings as your premium will lower as you raise the deductible. As a safe driver, you’re less likely to be in an accident, so the monthly savings might be well worth the tradeoff.
Safety ratings are important. The safer your car, the lower your insurance premiums will be. The federal government has given the 2012 Lincoln MKS 4/5 stars for rollover crash tests, though it has not reported on the other crash tests. The IIHS on the other hand has recognized the MKS as a Top Safety Pick. In order to get this title, a car must earn the top score of “good” on all crash tests.
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