Rachael Brennan
Licensed Insurance Agent for 14 Years

UPDATED: Mar 13, 2020

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Lincoln MKX: Getting Insured

The MKX is a luxury, midsize crossover in Lincoln’s repertoire. Starting at just under $40,000, the car is an attractive choice for those looking for a luxury SUV. However, as a buyer, you should also be concerned with the costs of ownership, not just the attractive sticker price. What will fuel economy be on this model? In this case, it’s 19/26 city/hwy, by the by. What will your monthly insurance premiums look like? If you want to learn how to save on your Lincoln MKX Insurance, read on.

Lincoln MKX: Ratings & Reviews

All in all, the MKX is a solid performer, and a good choice for its class. It impresses with its elegant interior as well as the overall quietness of the car due to sound insulation. Its tech gadgets are nothing to scoff at either.

This SUV is propelled by a 3.7 liter V6 with automatic transmission standard on all models. Front wheel drive is also standard, while an all-wheel drive is optional. This luxury SUV can comfortably seat 5 people, and sports an array of features that will come standard, that you usually find as package options on other cars.

Standard on the MKX are: keyless entry & ignition, rear parking sensors, heated front seats, as well as a long list of other features like MyLincoln touch.

These Companies Offer the Cheapest Lincoln MKX Insurance

Lincoln MKX: Associated Insurance Costs

So you’d like to learn how to save on your car insurance, eh? Well, we’ll do our best. Perhaps the best thing you can do is do your research when it comes to the insurance companies. Make sure that you get the absolute best deal; you can do this by getting quoted by 3 separate insurance companies. Not all of them will have discounts and incentives that the others do, so it’s important to shop around.

Another thing you might consider doing is lowering your levels of coverage. Review your current policy and decide whether you need everything on there. It very well may be the case that you do, but in certain cases people can trim the fat.

For example: Have you been accident-free for a few years? You might consider raising the deductible on your collision coverage. You’ll see monthly savings this way, though you’ll be responsible for more upfront costs. It’s only logical that if you’re a safe driver, you’ll be in fewer accidents. Therefore a monthly reduction in your premium would likely save you more.

Lincoln MKX: Safety Ratings

These are important. The safer the car, the more savings the insurer will pass along to you. The 2012 MKX has done well in the NHTSA crash tests. It has received 3/5 stars on front crash tests, 4/5 stars on rollover tests, and 5/5 stars on side impact tests. It’s received a commendable score of 4/5 stars overall. The IIHS has recognized it as a Top Safety Pick. Cars can only receive that title by receiving the top score of “Good” on all crash tests.

Lincoln MKX: Insurance Quotes

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