Lincoln MKX Auto Insurance Rates

Finding the best Lincoln MKX auto insurance rates isn't hard to do, but there are a lot of things you should know to help get affordable car insurance that still meets your needs. Lincoln MKX insurance costs around $121 a month, but your individual Lincoln MKX insurance rates will vary based on where you live and how old you are. Young and high-risk drivers will have higher Lincoln MKX insurance quotes, but you can still save money on your Lincoln MKX auto insurance coverage when you comparison shop online with our free tool.

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Chris Tepedino is a feature writer that has written extensively about auto insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and ...

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Reviewed by Rachael Brennan
Licensed Insurance Agent

UPDATED: Nov 17, 2020

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Lincoln MKX: Getting Insured

The MKX is a luxury, midsize crossover in Lincoln’s repertoire. Starting at just under $40,000, the car is an attractive choice for those looking for a luxury SUV. However, as a buyer, you should also be concerned with the costs of ownership, not just the attractive sticker price. What will fuel economy be on this model? In this case, it’s 19/26 city/hwy, by the by. What will your monthly insurance premiums look like?

Well, if you want to find cheap car insurance rates for you MKX, you’ve come to the right place. Lincoln MKX auto insurance rates average $121 per month. This average is across the country and doesn’t reflect differences in MKX car insurance rates based on your age, driving record, or other factors.

One of the best ways to save on auto insurance is to compare multiple quotes. You can use our FREE comparison tool to gather rates from several insurance companies near you right now.

If you want to learn how to save on your Lincoln MKX Insurance, read on.

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Lincoln MKX: Ratings & Reviews

All in all, the MKX is a solid performer and a good choice for its class. It impresses with its elegant interior as well as the overall quietness of the car due to sound insulation. Its tech gadgets are nothing to scoff at either.

This SUV is propelled by a 3.7 liter V6 with an automatic transmission standard on all models. Front-wheel drive is also standard, while an all-wheel drive is optional. This luxury SUV can comfortably seat five people and sports an array of features that will come standard, that you usually find as package options on other cars.

Standard on the MKX is keyless entry & ignition, rear parking sensors, heated front seats, as well as a long list of other features like MyLincoln touch.

These Companies Offer the Cheapest Lincoln MKX Insurance

Lincoln MKX: Associated Insurance Costs

So you’d like to learn how to save on your car insurance, eh? Well, we’ll do our best. Perhaps the best thing you can do is do your research when it comes to insurance companies. Make sure that you get the absolute best deal; you can do this by getting quoted by 3 separate insurance companies. Not all of them will have discounts and incentives that the others do, so it’s important to shop around.

Another thing you might consider doing is lowering your levels of coverage. Review your current policy and decide whether you need everything on there. It very well may be the case that you do, but in certain cases, people can trim the fat.

For example: Have you been accident-free for a few years? You might consider raising the deductible on your collision coverage. You’ll see monthly savings this way, though you’ll be responsible for more upfront costs. It’s only logical that if you’re a safe driver, you’ll be in fewer accidents. Therefore a monthly reduction in your premium would likely save you more.

Lincoln MKX: Safety Ratings

These are important. The safer the car, the more savings the insurer will pass along to you. The 2012 MKX has done well in the NHTSA crash tests. It has received 3/5 stars on front crash tests, 4/5 stars on rollover tests, and 5/5 stars on side-impact tests. It’s received a commendable score of 4/5 stars overall. The IIHS has recognized it as a Top Safety Pick. Cars can only receive that title by receiving the top score of “Good” on all crash tests.

Lincoln MKX: Insurance Quotes

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