Chris Tepedino is a feature writer that has written extensively about car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, research investigative pieces…

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states…

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UPDATED: Oct 20, 2020

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The Town Car is a full-size luxury sedan in Lincoln’s repertoire. The car starts at just over $47,000; though as a buyer in the market for a new car, you’ll want to take the costs of ownership into consideration. For example, how fuel-efficient is it? What will insurance premiums look like for this particular model?

The average Lincoln Town Car auto insurance rates are $54 per month, but depending on your age, credit, driving record, and even marital status — not to mention where you live — your rates will vary. Finding cheap car insurance rates doesn’t have to be hard, though. We can tell you all about the ways you can save.

One of the best tools to use to make sure you’re getting the best rate is our FREE comparison tool. With it, you can find several quotes from different companies to find your best rates.

If you’d like to learn how to save on your Lincoln Town Car insurance, read on.

Lincoln Town Car: Ratings & Reviews

This is the quintessential car that has defined Lincoln. If you’re looking to buy a big, old-fashioned luxury sedan, this is your car. Otherwise, there are probably better choices for the prices. With the Town Car, you get a really spacious interior as well as plenty of cargo area. However, the design is reminiscent of another generation, and the car gets below-average fuel economy.

The V8 that powers that Town Car is adequate for your driving needs, but don’t look to race with a BMW or a Mercedes. The cabin is quiet and serene; as with most of its models, Lincoln made the Town Car to be a comfortable ride as opposed to a fast one.

Standard on all Town Cars is the following features: keyless entry (With the exterior keypad), power front seats, automatic climate control, six-CD changer, as well as power front seats.

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These Companies Offer the Cheapest Lincoln Town Car Insurance

Lincoln Town Car: Associated Insurance Costs

Perhaps the easiest way to save on car insurance is to do research before picking an insurance company. As a rule of thumb, you’ll want to contact at least 3 insurance companies for quotes so that you can compare them. Keep in mind that some will have discounts or incentives that others will not. This way you ensure that you’re getting the best rates.

Another thing to consider is looking at your current policy. Is there anything you don’t presently need? If you’re a safe driver and you’ve been accident-free for a couple of years, you might consider raising the deductible on your collision coverage. You’ll see instant monthly savings when your premium goes down. However, it is a tradeoff as you’ll be responsible for more up-front costs in the event of an accident.

Lincoln Town Car: Safety Features

Safety ratings and features are important because the safer your car is considered by an insurer, the more savings will be passed along to you.

Presently safety statistics for the latest Town Car are unavailable, but it has certain safety features that can help lower your premium. It comes standard with the following: active head restraints, airbag occupancy sensors, anti-lock brakes, security alarm, and side-curtain airbags.

Lincoln Town Car: Obtain an Insurance Quote

Enter your zip code into our FREE online tool, and get your free quote today!