Mazda 3 Auto Insurance Rates

Average Mazda 3 auto insurance rates are $117 a month for a full coverage policy. As an IIHS top Safety Pick with a 5-star government safety rating, you can expect Mazda 3 car insurance rates to be lower than similar cars. Your Mazda 3 auto insurance cost, however, will vary depending on your driving record and where you live. And, of course, the options you choose; insurance for a Mazda 3 sedan is lower than a coupe.

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Chris Tepedino is a feature writer that has written extensively about auto insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and ...

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Reviewed by Rachael Brennan
Licensed Insurance Agent

UPDATED: Nov 17, 2020

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Mazda 3: Getting Insured

Looking for Mazda 3 auto insurance rates that won’t break the bank? We can help. Finding affordable Mazda 3 auto insurance is easier than you may think.

The Mazda 3 is a compact sedan in Mazda’s lineup. It starts at just above $15,000, making it an attractively priced car. However, expenses don’t end after you finish paying off your car. There are fuel economy, insurance costs, and repair costs to consider. These are the costs of owning a car.

So, if you’d like to learn how to save on your Mazda 3 auto insurance, please continue reading.

If you want to get right to it and buy Mazda 3 auto insurance today, enter your ZIP code above now. We’ll provide several Mazda 3 auto insurance quotes from top companies.

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Mazda 3 Insurance Costs

The average cost of auto insurance for a Mazda 3 is $117 a month for full coverage. you can expect Mazda 3 sedan insurance to be cheaper than the sportier model.

How can you save money on Mazda 3 auto insurance?

Perhaps the best way to save on auto insurance is by shopping around for car insurance companies. Don’t just stick with the first quote you’re given. Get several quotes from different insurance companies. This way you’ll ensure that you’re being given the best rates. Some insurers will have incentives and discounts that others do not.

Another thing that you might consider doing is looking at your existing policy, and perhaps cutting out certain levels of coverage. If you’ve been accident-free for the past couple of years, you might consider reducing your collision and comprehensive coverage by raising the deductible. You will be responsible for more money upfront in the event of an accident; however, you will see tangible savings on your monthly premium that aren’t contingent upon you being involved in an accident.

Mazda 3 Ratings & Reviews

The Mazda 3 is available in a whopping 6 trim levels and is also available in both sedan form, as well as a 4-door hatchback. This leaves the consumer a lot of room to customize their car.

The base i SV model comes equipped with a 2.0 liter 4 cylinder engine, while the i Touring and i Grand Touring models get a more fuel-efficient version of the same engine. If you’re in need of a little extra kick when you want your car to accelerate, the s-line of Mazda 3’s sports a 2.5 liter 4 cylinder engine that provides ample power for a more spirited drive.

In addition to this, the Mazda 3 doesn’t skimp out on creature comforts. While most cars in this class sacrifice looks and features for a more economical price, the Mazda 3 has a surprisingly acceptable blend of both price economy and features.

How Mazda 3 Safety Ratings Affect Insurance Rates

The 2020 Mazda 3 has been named an IIHS Top Safety Pick. The only way that cars can receive this title is by passing all crash tests with a top score of “Good”. In addition, the federal government has given the Mazda 3 five stars overall. On individual tests, the car has received 5/5 stars on all of the crash tests run by the NHTSA.

So what do these ratings mean? These ratings are important because the safer your car is perceived to be by your insurer, the lower your premiums are likely to be. That means Mazda 3 car insurance rates are lower thanks to these safety ratings.

How does the Mazda 3 compare to similar cars?

The Mazda 3 is a competitor for the Honda Civic, a powerhouse in the market. Surprisingly, the Civic actually has a lower MSRP, starting at $20,650. The Mazda 3 starts at $21,500.

The Civic also beats the Mazda 3 on fuel economy, at 32 mpg in the city versus the 3’s 27 mpg.

The Mazda 3, however, beats the Civic on safety ratings, so if that’s a priority for you, the 3 might be your choice.

Mazda 3: Obtain an Insurance Quote

There is no single Mazda 3 auto insurance company that’s best for everyone. You’ll need to shop around to find the best choice.

Get your free Mazda 3 insurance quote today. Just enter your ZIP code into our online tool and we’ll get you started.

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