The CX-7 is a compact crossover SUV in Mazda’s lineup. It starts at just over $22,000, making it an attractively priced car. However, the MSRP isn’t everything; your costs don’t end when you pay off the car. As a buyer, you’ll have to consider the costs of owning a car. What kind of gas mileage does this model get? How expensive is it to repair? What will monthly insurance premiums look like? These are all valid questions, and if you’d like to learn how to save on Mazda CX-7 insurance, read on.
This crossover is available in 5 trims: i SV, i Sport, i Touring, s Touring and the s Grand Touring. The “i” models are equipped with a .5 liter 4 cylinder engine, while the sportier “s” models boast a 2.3 liter turbocharged 4 cylinder.
Standard on the base models are the following features: stereo with CD player, air conditioning, and a suite of power accessories. As you go up in trim level you can deck your car out with more features. When upgrading you can see such creature comforts as: automatic climate control, sunroof, premium stereo, fog lights, keyless entry and ignition, navigation system, and even a rearview camera.
So, how can you save on car insurance? Perhaps the easiest and most often overlooked way is simply to shop around for insurance companies. By doing your research you can greatly cut costs. Keep in mind that your rates will likely vary from insurer to insurer. Some might not offer certain incentives or discounts, while others might. This way you’ll ensure that you’ll get the best rates.
Another simple way to reduce your monthly premium is by being a safe driver. Generally, most of the insurance companies out there will reward safe drivers. Insuring you is a matter of risk management. The lower the risk you pose to your insurer, the more you’ll see in savings.
In addition, you might consider looking at your existing policy and reducing certain levels of coverage. If you’ve been accident-free for a few years, you might consider raising your collision and comprehensive deductible. While you might be responsible for more costs up front in the event of an accident, the monthly savings you’ll see by increasing the deductible and reducing your premium are not contingent upon being in an accident.
It’s important to look at safety ratings, because the safer your car is perceived to be by your insurer, the more likely you’ll see lower rates.
The CX-7 has only been tested for rollover risk by the NHTSA; however, it performed well, earning 4/5 stars. The IIHS has given the 2012 CX-7 the top score of “Good” on front and side crash tests, and received the second lowest score of “marginal” on roof strength and rear crash protection tests.
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