The S-class is a full-size luxury sedan in Mercedes’ lineup. Starting at around $92,000, it is on the higher cost spectrum of Mercedes’ repertoire. As a new car buyer, you should consider the costs of ownership. If you’re buying an S-class, insurance costs might not be an issue, but it is always a good idea to save wherever possible. For full coverage with high limits and low deductibles, owners can pay as much as $22,000 annually. If you’d like to learn more about Mercedes S-class insurance, read on.
The S-class is available in 6 trim levels that offer a wide range of engine choices. The base S350 Bluetec sedan sports a diesel-powered V6, while if you upgrade to the S65 AMG, you get an impressive V12 engine that puts out 621 horsepower.
Standard features are too numerous to recount in a single sitting, so take our word for it that this car is well decked out in all kinds of features and options. The S350’s strong point is that it is particularly fuel-efficient for a full-size sedan, while the V8-V12 trim levels are incredibly nimble on the road. There is an S-class trim for everybody.
Insurance costs will vary from insurer to insurer and driver to driver. However, there are a few determining factors that influence insurers in quoting you a premium.
Driving history and credit history generally play a key role. Driving records will show how much of a conscientious driver you are. If you have a pristine history, you’ll see lower rates, as you will be less risky for insurance companies to insure. If you have an excellent credit score, it shows you’re financially responsible. This, in turn, shows that you’ll be able to pay your monthly premiums in a timely fashion.
In addition, location is another determining factor. Do you live in an urban area that sees high volumes of traffic congestion? If so, you might see a higher rate than people in other areas. Despite the fact that you might be an excellent driver with no accidents on your record, simply being in such an area puts you at a higher risk of being in an accident. While you might be responsible behind the wheel, there is a higher risk of some Speed Racer wannabe cutting you off and causing an accident.
The 2012 S-class hasn’t been tested by the federal government or the IIHS. However, don’t fear, it has an extensive number of safety features that make it a secure car. Standard on all models are: Antilock brakes, 8 airbags, brake assist, and Mercedes’ Pre-safe system. The Pre-safe system uses sensors to detect potential collisions and preps the cabin for impact. To read more about this system, please visit Mercedes’ website. These features can help lower your premium.
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