Mini Auto Insurance Rates

Mini car insurance doesn't have to be hard to find. The most well known Mini car is the Mini Cooper, and Mini Cooper insurance costs about the same as other small sedans. While Mini autos are not the cheapest cars to insure, the cost to insure Mini cars is similar to that of other mid-range vehicles. The most expensive state for Mini car auto insurance is Florida, averaging $286. However, if you're driving a different model, your Mini car insurance quote in Florida will be much lower: the Mini Clubman costs an average of $200 and the Mini Countryman only $205. No matter where you live, comparing Mini auto insurance quotes is the best way to make sure that you're not paying too much for your Mini car insurance.

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Chris Tepedino is a feature writer that has written extensively about auto insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and ...

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Reviewed by Rachael Brennan
Licensed Insurance Agent

UPDATED: Nov 17, 2020

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The iconic Mini vehicles have a long history of dependability and popularity, so you would think it would be easy to find an affordable Mini auto insurance rates, right?

Well, for some, it isn’t that simple. There are some easy ways you can make it less complicated and more affordable to drive around in a Mini vehicle. Finding cheap auto insurance depends on where you live as well as your age, driving record, and the car you drive.

We have the expertise and the resources you need to compare rates and find the best deal with our FREE comparison tool from insurance providers near you.

All About Mini Auto Insurance

The history of the Mini brand dates all the way back to the very late 1950s and the British Motor Corporation. In a lot of ways, these small economy cars and their unique exterior look are as iconic to the British people as the “slug bug” is to American culture in the 60s and 70s.

Recent years, however, have seen the company sold off and reacquired by different auto manufacturers. Currently, ownership of the Mini brand belongs to BMW.

Not only are brand new Mini models a popular item for American motorists, but older, classic versions of the Mini which are at least 25 years old can be freely imported without worrying too much about taxes, tariffs, or other restrictive Imports laws.

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Insurance Quotes for Popular Mini Vehicles

Pretty much everyone knows the iconic Mini Cooper. But unless you drive one of the company’s other nameplates, you may not be aware that they make other vehicles.

If you had to guess which model, however, was the best selling vehicle from the Mini line, we’re pretty sure your first guess would be the Mini Cooper. And you would be right.

Hot on its heels, though, are two popular SUV models: the Mini Countryman, and the Mini Clubman. The Clubman is slightly smaller than the Countryman and has several smart technology features which make it an ideal family car.

Upcoming generations of the Countryman model will be available with all-wheel drive for those who want power and speed from an SUV.

Average Mini Car Insurance Rates by ModelLegend: Mini Clubman Mini Countryman Mini Cooper TexasFloridaCalifornia 255075100125150175200225250275300325$181$158$173$200$205$286$325$310$130

Comparing Insurance Rates for Mini Vehicles

Did you know that the state you live in has a pretty big impact on how much you pay for your monthly rates? It seems odd that it would be the case, but there are legitimate explanations for this phenomenon.

For starters, different laws and regulations control which insurance companies can operate within a given state, and how they are allowed to do business.

Depending on these laws – and depending on whether or not the insurance company in question sees these laws as a benefit or a detriment to their business model – you could get a wonderful deal on your insurance rates, or a terrible deal on your Mini car insurance policy.

Average Mini Auto Insurance Rates by StateLegend: Mini Cooper TexasFloridaCaliforniaNew YorkChicago 255075100125150175200225250275$173$286$130$225$118


There are enough headaches in the modern world today – you don’t need to give yourself another one by stressing out about finding affordable Mini auto insurance.

We can help relieve some of that stress by offering you fast, free quotes from auto insurance in your area right now.

Yes, that’s right, we said right now – all it takes is your zip code in a few minutes of your time. Enter it into our FREE quote tool now!

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