Chris Tepedino is a feature writer that has written extensively about car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, research investigative pieces…

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states…

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Reviewed byRachael Brennan
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UPDATED: Mar 13, 2020

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Saab 9-5: Getting Insured

The 9-5 is a midsize, luxury sedan in Saab’s repertoire. The base model starts at around $38,000, making it an attractive choice for an entry-level luxury sedan. However, the sticker price isn’t always everything. Costs don’t stop after you purchase your car. As a buyer, you should take the costs of ownership into consideration. Things like fuel efficiency, repair costs, and monthly car insurance premiums should ring a bell. If you’d like to learn how to save on Saab 9-5 insurance, continue reading.

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Saab 9-5: Ratings & Reviews

The 9-5 is fun to drive, and has revamped Saab after years of falling behind the competition. While it might not have the elegance of certain German luxury sedans, it is handsome on its own and is a lot more affordable to buy.

The 2011 9-5 comes in 4 trim levels: the Turbo4, Turbo4 Premium, Turbo6 XWD and Aero. Standard on all models come the following features: keyless ignition, foglamps, automatic climate control, leather upholstery, power front seats, and an impressive 9-speaker audio system.  If you would like to see more features in your model, consider upgrading in trim level or adding one of their packages.

The 4’s and 6’s are indicative of the type of engine powering the car. The Turbo4’s correspond to the 2.0 liter 4 cylinder that gets 20city/33hwy mpg. The Turbo6 and the Aero are power by a 2.8 liter V6 that gets 17city/27hwy mpg.

These Companies Offer the Cheapest Saab 9-5 Insurance

Saab 9-5: Insurance Costs

On average, 9-5 owners have paid around $1,400 annually for the car. Keep in mind that having a luxury car can get expensive, this is why we’d like to show you how to save.

One of the best ways to save is by doing research before you stick with an auto insurance company. Remember that not all of them are going to have the same offers or discounts. By getting several quotes, one from at least 3 different insurers, should guarantee that you’ll get one of the best rates. You’ll be able to compare and pick the one that is right for you.

Another way you can save is by potentially removing certain levels of coverage that you don’t need anymore. Are you a safe driver that hasn’t had an accident in several years? Maybe you should consider raising the deductible on your collision and comprehensive coverage. Consider the tangible monthly savings you’ll be getting by reducing that coverage when compared to the potential savings you’ll get from a lower deductible in the event of an accident.

Saab 9-5: Safety Ratings

The safer your car is considered by your insurer, the more savings will be passed along to you. The federal government has not crash tested the 2011 9-5; however, the IIHS has. In fact, the IIHS has named this car a Top Safety Pick, a title that can only be gotten by acing all of its crash tests with the top score of “Good”.

Saab 9-5: Insurance Quotes

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