Chris Tepedino is a feature writer that has written extensively about car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, research investigative pieces…

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states…

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Reviewed byRachael Brennan
Licensed Insurance Agent for 14 Years

UPDATED: Mar 13, 2020

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Saturn Outlook: Getting Insured

The Outlook is a crossover SUV in Saturn’s repertoire. The Saturn car line was discontinued in 2009 along with some others during the economic downturn. A used 2009 outlook, the most current model, is going for around $19,500. However, as a buyer in the market for a car, you should also consider the costs of owning it. What’ll fuel efficiency be on the model? What does car insurance look like? If you want to lower your monthly Saturn Outlook Insurance premiums, please read on.

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Saturn Outlook: Ratings & Reviews

The Outlook is offered in two trim levels: the XE and XR. Standard on all XE models come the following features: front and rear climate control, heated mirrors, power accessories, and a stereo with CD, MP3, and satellite radio capability. When you upgrade to the XR, however, you see more amenities like: power driver’s seat, elegant wood trim, a trip computer, and steering wheel audio controls.

Optional equipment that you can add to your Outlook through packages includes: xenon headlights, a GPS navigation system, keyless start, rear-seat entertainment system, leather upholstery, a back-up camera, and quite a few other features.

Both trim levels also come with a long list of safety features including: stability control, front seat air bags, side curtain airbags (For all rows), antilock brakes, etc.

These Companies Offer the Cheapest Saturn Outlook Insurance

Saturn Outlook: Insurance Costs

One of the simplest ways to cut your insurance costs is simply by doing your research before sticking with an insurance company. Keep in mind that not all of them will give you the same rates, and not all of them will have the same discounts. You will want to visit several insurance companies and get quotes from at least 3 of them so that you can compare and contrast.

Have you considered dropping existing levels of coverage? You may want to review your current insurance policy. Have you been accident-free for the last couple of years? Consider raising the deductible on your collision and comprehensive. Why? I’ll tell you.

Your deductible is supposed to protect you from up-front costs in the event of an accident. This is contingent upon being in an accident. If you raise the deductible, you will lower your insurance premiums on a monthly basis; it is a sure bet. Please be advised, however, that you will be responsible for more up-front costs in the event that you are in an accident.

Saturn Outlook: Safety Ratings

The 2009 Outlook performs well with safety ratings. Remember that the safer the insurance companies perceives your car to be, the more savings that will be passed along to you.

It has been named a Top Safety Pick by the IIHS, which is no small feat. Cars can only be recognized in this fashion, if they receive the top score of “good” on all of their crash tests. Meanwhile, the federal government has given the Outlook 5/5 stars for all seating rows in front and side impact crash tests.

Saturn Outlook: Obtain an Insurance Quote

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