Rachael Brennan
Licensed Insurance Agent for 14 Years

UPDATED: Mar 13, 2020

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Subaru Forester: Getting Insured

The Forester is a compact SUV crossover in Subaru’s lineup. The 2012 Subaru starts at just over $20,000 and is an extremely economical choice. Unfortunately, though, an attractive sticker price isn’t everything. You should consider the costs of ownership when making a new car purchase. What does fuel economy look like? What will it cost to insure this car on a monthly basis? All of these are valid questions. If you would like to learn how to save on Subaru Forester insurance, continue reading.

Subaru Forester: Ratings & Reviews

The Forester is an easy choice with its low entry price, but what does it offer? It does well against competitors in its segment, and stands toe to toe with such brands as Honda and Toyota.

The Forester is incredibly roomy, and the base model comes decked out with a variety of power options among other features like: air conditioning, trip computer and cruise control. If you add the premium trim, the car gets a sunroof, reclining rear seats, and alloy wheels.  Upgrade further, and you can net yourself a rearview camera, xenon headlights, leather seating, navigation system, and a premium stereo.

It’s offered in the 2.5X and 2.5XT models. The 2.5X trim level sports a 4 cylinder engine with ample horsepower, whereas the 2.5XT sports a turbocharged version of that engine that gives the Forester the capacity for a really spirited drive.

These Companies Offer the Cheapest Subaru Forester Insurance

Subaru Forester: Insurance Costs

There are multiple ways to save on car insurance, though perhaps the best way to save is simply by doing your research. Shop around for various quotes. As a rule of thumb, get at least 3 quotes, each one from a different insurer. This way you can get a sense for what the average cost of insuring your car is and you’ll be better able to pick the best deal. Furthermore, not every insurer will have the same incentives or discounts, so it pays to look around.

In addition to this there are factors like driving history and credit scores that can help or harm you. Generally if you are less risky to insure, you will see corresponding savings in your premium. A clean driving history denotes a conscientious driver. A high credit score shows a fiscally responsible person. If you are shown to be responsible, you could see decreases in your premium.

Subaru Forester: Safety Ratings

Safety ratings are important because they can also help lower your car insurance. The forester, for example, was named a top safety pick by the IIHS. What this means is that it received their top score of “Good” on all crash tests including: rear, front, side, and roof tests. The federal government has given the car 4/5 stars on front and rollover impact tests. It’s received 3/5 stars on side impact tests and has received 4/5 stars overall.

Subaru Forester: Obtaining an Insurance Quote

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