If you’re interested in a compact SUV, then the Suzuki Grand Vitara might be your car. It starts at around $19,500 with a variety of standard features. However, what’s insurance going to cost you on a monthly basis? What does the fuel economy look like? New car buyers need to take these things into consideration when making a new purchase, as the sticker price isn’t everything. If you’d like to learn how to save on Susuki Grand Vitara insurance, please read on.
The Grand Vitara tends to look lackluster in comparison with other cars in its class. It isn’t a bad car by any means, it just simply gets overshadowed. However, where it really shines is in its wide array of standard features, that other cars in its class will likely charge extra for.
The Grand Vitara comes in 3 trim levels: base, Premium, and Limited versions. Standard on all trim levels are: automatic headlights, automatic climate control, keyless entry, trip computer, 4-speaker stereo with cd player, automatic climate control and a navigation system.
However, as you upgrade through the trim levels you can see such amenities as: improved navigation system with traffic reports, 4-wheel drive, fog lamps, sunroof, leather seating, heated front passenger and driver’s seats, premium stereo, and keyless ignition.
Perhaps the best way for you to save is to do your research before making a new purchase. Not every insurer will offer the same incentives or discounts. So, it pays to get at least 3 quotes from different insurers so that you have a basis for comparison. After that, it’s as easy as picking the one that offers you the lowest premium.
There are also factors that govern whether your premium will be lower or higher. Driving history, for example, plays a key role. It directly correlates to your ability to be a safe driver. If you’re a person who has no traffic citations or accident reports, then you’ll likely see savings on your premium. The less risk you pose to your insurer, the more savings they pass along to you.
Demographics also play a key role. For example, you will see higher rates if you are 25, male, and own a sports car. Men have been statistically proven to be more aggressive than women behind the wheel, people under 25 are considered inexperienced, and sports cars generally denote a “need for speed” in the driver.
Safety ratings can help lower your insurance premium. The 2012 Vitara hasn’t been tested extensively by the federal government yet, though it was received 4/5 stars on rollover crash tests. The IIHS, however, has. It has earned the top score of “good” in frontal impact tests; however, it only received a score of “acceptable in side and roof strength tests and a lower score of “marginal” on rear crash tests.
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