Suzuki XL7: Getting Insured

The XL7 is a midsize SUV that was a staple of Suzuki’s lineup since its debut in 2007. There are a variety of costs associated with getting a new or newer car. The most obvious is the purchase price; however, car buyers should also consider the costs of ownership. What kind of fuel economy does this car have? Will it be costly to insure? If you would like to learn how to save on your monthly Suzuki XL7 insurance premium, read on.

Suzuki XL7: Ratings & Reviews

The most recent XL7 is a good choice for a family SUV with a roomy interior. It lacks slightly in terms of handling and precision, but has a relatively powerful engine. The XL7 is available in front-wheel drive and all-wheel drive, and the afore-mentioned engine is a 3.6 liter V6.

It comes standard with the following features: six-speaker stereo, security alarm, rear seat air conditioning, and automatic climate control. However, as you upgrade in trim levels you will begin to see more luxury options. As you go up you can see the following features:

  • Leather upholstery
  • Heated front seats
  • Wooden accents
  • Fog lamps
  • Rear spoiler
  • Navigation system
  • Rear seat entertainment system

These Companies Offer the Cheapest Suzuki XL7 Insurance

Suzuki XL7: Associated Insurance Costs

Insurance costs will vary from driver to driver and insurer to insurer. However, on average, XL7 owners have paid around $1,300 annually for car insurance.

That said, there are ways to lower your premium. The first and most important is perhaps the simplest: shop around. If you shop around and get at least 3 quotes from different insurers, you’ll ensure that you’re getting the best rates. You’ll be able to compare, contrast, and see that not every insurer will offer you the same benefits, discounts, or incentives as the next insurer.

You can also consider going without certain levels of coverage or lowering the amount of coverage. Take collision coverage for example: if you are a safe driver and haven’t had an accident in a while, then you might consider raising your deductible. It’s a tradeoff. Currently you would be paying more money on a monthly basis for a lower deductible. Raising your deductible will net you monthly savings; however, the downside is that if you actually are involved in an accident, you’ll be responsible for more up front.

Suzuki XL7: Safety Ratings

Safety ratings are important because they can lower your rates. The federal government gave the 2009 XL7 5/5 stars for safety in front, rear, and side crash tests. In addition to this, the XL7 has safety equipment that could prove useful in lowering your payments. It has:

  • Anti-lock brakes
  • Electronic stability
  • Airbags: (Front, Passenger, Side curtain)
  • Electronic Brakeforce distribution
  • Traction control system

Suzuki Xl7: Obtain an Insurance Quote

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