Toyota 4Runner Auto Insurance Rates

Toyota 4Runner auto insurance rates average $111 a month. The cost of Toyota 4Runner car insurance is affected by the vehicle's safety ratings, as well as driver factors like tickets and accidents. To find cheap Toyota 4Runner auto insurance, shop around and compare several companies before you buy.

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Chris Tepedino is a feature writer that has written extensively about auto insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and ...

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Reviewed by Rachael Brennan
Licensed Insurance Agent

UPDATED: Dec 1, 2020

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Before you make a purchase decision, find out what fuel economy is like. What will Toyota 4Runner auto insurance rates look like for you? Read on, if you’d like to save on car insurance. The 4runner is an SUV in Toyota’s lineup. With an attractive sticker price of just over $36,000, many people turn to this car for their SUV needs. They also retain a high resale value. However, what many people don’t consider is the costs of owning a vehicle.

Finding affordable Toyota 4Runner auto insurance doesn’t have to be difficult. Enter your ZIP code right now and we’ll provide fast, free Toyota 4Runner auto insurance quotes today.

Toyota 4Runner Insurance Rates

Obtaining insurance for the Toyota 4Runner isn’t that difficult. On average, 4Runner owners paid around $1332/year, or $111/month on insurance. However, keep in mind that rates will vary from driver to driver and insurer to insurer. There are certain factors that can raise or lower your insurance premiums.

For instance, driving histories can play a very big role in this. Your rates are likely to be lower if you are a safe driver. Insuring you is a matter of risk management, and safe drivers are less risky to insure. Another factor might be credit history. Good credit history is usually indicative of a responsible person.

However, there is one surefire way to lower your rates. Do your research, and get quotes from different companies. By doing so you’re ensuring that you’re getting the best rates, and the best discounts. Policies and incentives will differ from insurer to insurer.

Toyota 4Runner: Reviews & Ratings

Unlike many SUVs that are meant to be driven off-road, the 4Runner is designed to go off-road and does a great job at it. It also has a vast amount of cargo space, and plenty of interior seating, making it ideal for long trips.

It comes in 3 trim levels: the SR5, Trail, and Limited. Each of them comes standard with a powerful 4.0 liter V6 engine that does not disappoint. They all come in 4 wheel drive; however, the SR5 and Limited trim levels have the option of rear-wheel drive.

The base trim level, the SR5, comes equipped with fog lights, air conditioning, power accessories, alloy wheels, and an MP3/CD stereo system among other features. Next on the list of trims is “The Trail”. This adds off-road tires, a back-up camera, blue tooth, among other features. Lastly, the limited, the highest trim level nets you some luxury features. It sports automatic climate control, a premium audio system, keyless entry, and keyless ignition.

Toyota 4Runner: Safety Ratings

Safety ratings can also help you lower your premium. The 2020 4Runner has gotten the highest possible rating of good from the IIHS for most impact tests. However, it got the second-lowest possible rating of marginal for small overlap front driver-side crash testing. The federal government gave the 2020 4Runner a 4 out of 5-star rating overall. It lost the most points in rollover risk tests, where it scored only 3 out of 5.

Toyota 4Runner Insurance: Obtain a Quote

The right Toyota 4Runner auto insurance company is out there waiting for you. But to find it, you need to do some shopping.

Before you buy Toyota 4Runner auto insurance, make sure to shop around. Just enter your ZIP code, and we’ll get you started with some personalized quotes.

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Enter your ZIP code below to compare auto insurance rates.

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