Toyota Highlander Auto Insurance Rates

Finding affordable Toyota Highlander auto insurance is key to protecting yourself and your wallet. Cheap Toyota Highlander auto insurance rates average $164/mo, but your rates will vary based on your location. Read our Toyota Highlander auto insurance review and use our FREE comparison tool to find numerous Toyota Highlander auto insurance quotes.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Chris Tepedino is a feature writer that has written extensively about auto insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and Cinncinati.com. ...

Full Bio →

Written by

Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

Full Bio →

Reviewed by Rachael Brennan
Licensed Insurance Agent

UPDATED: Dec 18, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

What is the cost of ownership, particularly cheap car insurance rates? If you would like to learn how to save on your Toyota Highlander auto insurance rates with a Highlander, continue reading.

The Highlander is an SUV in Toyota’s lineup. With an mpg of 20/25 and a sticker price just above $28,000 it is a relatively reasonable choice. Though when purchasing a new car, one has to consider factors other than MSRP.

Plug in your ZIP code above to get a FREE quote today.

Toyota Highlander Auto Insurance Costs

Insurance premiums tend to vary from driver to driver and insurer to insurer. One of the best ways to ensure that you get the lowest premium is to do your research. Get at least three quotes from different companies so that you can compare and contrast.

While that first company might have quoted you the best offer, it’s still good to have options and to be able to compare. What one insurance company offers in incentives and discounts, the other might not.

And you will find different Toyota auto insurance rates by ZIP code or state due to regulatory and price differences.

Make sure you have a clean driving history, as this is also a very big factor in reducing your rates. A clean driving history is usually a sign of a conscientious driver. Other factors like having a good credit score can also help, also being a good sign of a person’s degree of responsibility.

Toyota Highlander Auto Insurance Companies

Toyota Highlander: Ratings & Reviews

Being a midsize crossover, the Highlander can easily seat up to seven passengers; however, it is still one of the smaller SUVs in its class. The third row seat is reportedly smaller than the competition’s, and is best equipped to seat children.

The Highlander comes in three trims: base, SE, and Limited. The base model comes standard with long list of features that make it attractive enough to purchase without upgrading. However, the SE adds quite a bit of luxury features to the mix:

  • Leather Seating
  • Dual-zone Automatic Climate Control
  • Heated Front Seats
  • Premium Stereo System
  • Sunroof

The Limited further decks the Highlander out with keyless ignition and entry, tri-zone automatic climate control, and a more refined leather upholstery.

It comes standard with a 2.7 liter 4 cylinder engine on the base model, though for those looking for a spirited ride, upgrading might be the ticket. All other trim levels sport a fuel-efficient 3.5 liter V6 that provides ample power to delight driving enthusiasts.

Toyota Highlander: Safety Ratings

Even the type of car you own can lower or raise your rates, so safety ratings are an important factor to consider.

The 2012 Highlander, for example, has received high scores from the NHTSA. It’s gotten 5/5 stars in side impact crash tests, and 4/5 stars in front and rollover crash tests. Overall it scores at 4/5 stars. The 2012 Highlander hasn’t been tested by the IIHS yet; however, if the 2011 model was recognized as a Top Safety Pick.

Toyota Highlander Insurance: Obtain a Quote

Don’t hesitate and get a free quote today. Just enter your ZIP code and we’ll get you started.

Free Auto Insurance Comparison

Enter your ZIP code below to compare auto insurance rates.

 Secured with SHA-256 Encryption