The Touareg is an SUV in Volkswagen’s lineup.n SUV in Volkswagen’s lineup. It is quite pricey starting at just above $42,000. In addition to the high MSRP, you should also be considering the costs of ownership. Generally it is more expensive to insure a pricier car. What will fuel economy look like?
Many factors go into insurance premium calculations, but on average, Touareg owners paid around $1,500 annually on insurance.
Factors like having a clean driving history can help. It shows that you are a conscientious driver, and the lower the risk you pose to insure, the more your insurer will pass savings along to you. Credit histories can sometimes be used as well. Generally credit scores can be a pretty good measure of a person’s responsibility. So, a higher credit score could help you, and a poor credit score can potentially harm you.
The surest way to lower your rates is through shopping around. Get multiple quotes from different companies and compare. This way you are ensuring that you take advantage of discounts and incentives that one company might not be offering, but the other is.
The Touareg has gotten a makeover in 2011, and has been better equipped to handle highway driving and comfort. It can comfortably seat up to 5 people, and unlike some SUVs in its class, there is ample leg room in the back. The interior is also impressive being both roomy and elegant, every bit as much as you would expect in a luxury-car.
The Touareg sports a 3.6 liter V6 engine which provides ample enough power to excite any driving enthusiast. However, it can be upgraded to a turbo-diesel version by opting for the TDI trim level.
It comes with a lot of equipment as standard even on its base trim level. It comes with such features as: xenon headlights, rearview camera, automatic climate control, leather seating, GPS navigation system, and heated front seats. As you go up in trim level, you can tack on further luxury options.
Safety ratings and equipment can also help you lower your insurance premiums. The 2012 Touareg has been recognized as a Top Safety Pick by the IIHS due to acing all of its crash tests. It has received a “good” score, the highest score, from the IIHS in front, rear, roof, and side tests. The federal government has not yet tested the 2012 Touareg.
It comes with a wide array of safety features as well, such as: crash response system, anti-lock brakes, six airbags (front and side curtain), and a rollover sensory system.
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