Volvo S60 Auto Insurance Rates

Finding affordable Volvo S60 auto insurance is key to protecting yourself and your wallet. Cheap Volvo S60 auto insurance rates average $89/mo, but your rates will vary based on your location. Read our Volvo S60 auto insurance review and use our FREE comparison tool to find numerous Volvo S60 auto insurance quotes.

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Chris Tepedino is a feature writer that has written extensively about auto insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and Cinncinati.com. ...

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Reviewed by Rachael Brennan
Licensed Insurance Agent

UPDATED: Dec 18, 2020

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Volvo S60: Getting Insured

The S60 is a luxury sedan in Volvo’s fleet. Starting at just over $31,000, it is an attractively priced entry-level luxury sedan. However, the MSRP isn’t everything. As a buyer you’ll want to consider the costs of owning a given car. Will fuel economy be an issue? What do repair costs look like? How do I find cheap car insurance rates?

If you’d like to learn more on how to save on your Volvo S60 auto insurance rates, please continue reading. And enter your ZIP code above to get a FREE insurance quote today.

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Volvo S60: Ratings & Reviews

This midsize luxury sedan is both comfortable and elegant. The car provides a smooth drive, and has enough pickup for those times when you want to really hit the gas. The optional all-wheel drive version is ideal for those of us who require a little more control behind the wheel.

It is available in three trim levels: the T5, T6 and T6 R-Design. Standard on all models are the following features: automatic climate control and an impressive 8-speaker stereo with Bluetooth connectivity among other features. You’ll see more gadgets as you upgrade in trim level.

For example, the T6 nets you an upgraded 3.0 liter V6 that provides you with ample power as well as leather upholstery. The top of the line T6 R-Design adds a more potent version of the T6’s V6, as well as European style xenon headlights, sports seats, and a sunroof. You can also further deck out your car in luxury features with optional packages.

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Volvo S60 Auto Insurance Costs

There are ways to lower your car insurance. Knowledge is power, so it’s important to know what factors go into your insurance premium calculation. Probably the most obvious factor is driving history. If you show your insurer that you are a conscientious driver, he will likely pass the savings along to you in the form of a discount.

Insurance is a matter of risk management, and the lower risk you pose to your insurer, the lower your premium will likely be.

Another factor that could help or harm you is location. Do you live in an area that sees frequent traffic congestion? Even though you’re a safe driver, you’ll be at a higher risk of being in an accident in that environment because there is a higher propensity of someone driving near you being a bad driver..

Another location factor might be car theft rates in your neighborhood. If you currently carry comprehensive coverage, and live in a neighborhood with high car theft rates, you could see your rates increase.

Volvo S60: Safety Ratings

These ratings are important, because they could help you save on car insurance. The safer your car is perceived by an insurer, the more you will likely save. Currently the 2012 S60 has received 5/5 stars from the federal government for all crash tests (Front, side and rollover). The IIHS has also named this car a “Top Safety Pick”. This recognition is only given when a car receives a top score of “Good” on all crash tests.

Volvo S60: Insurance Quotes

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