Electronic Stability Control Discount: How Much Can You Save?

An electronic stability control discount can save you up to 5% on your collision coverage. However, not every company offers an ESC discount and discounts vary. An electronic stability control system applies your brakes automatically if it senses you lose traction and prevents rollover accidents. Even if your insurer doesn’t offer this discount, some auto insurance companies offer a broader discount for all of your car’s safety features.

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Chris Tepedino is a feature writer that has written extensively about auto insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and Cinncinati.com. ...

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Reviewed by Rachael Brennan
Licensed Insurance Agent

UPDATED: Jun 11, 2021

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Can't-Miss Facts

  • Save up to 5% on your auto insurance with an electronic stability control discount
  • ESC helps you regain control if you suddenly lose traction
  • Few auto insurance companies offer this discount, but many offer a broader discount for safety features

You can get discounts on your automobile insurance based on the features that are on your vehicle because you are less likely to be in an accident. Not many companies offer an electronic stability control discount, but you can save up to 5% on your auto insurance when you do find it.

Before you buy auto insurance with an electronic stability control discount, be sure to shop around. Each company will offer different rates and discount amounts. Compare them to find your best deal.

Enter your ZIP code now to compare auto insurance quotes with an electronic stability control discount from multiple companies for free.

What auto insurance companies offer an electronic stability control discount?

Although some auto insurance companies will offer an electronic stability control (ESC) discount, you will only be able to save about 5% on your collision coverage.

This table shows you auto insurance companies with an electronic stability control discount. If it is known, the amount of the discount is listed.

Electronic Stability Control Auto Insurance Discount Available By Company
CompanyElectronic Stability Control Discount Available
AAAX
AllstateX
American FamilyX
AmicaX
Country FinancialX
FarmersX
Liberty MutualX
MetLifeX
NationwideX
ProgressiveX
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Some insurers may not offer a specific ESC discount, but they may offer a broader discount for all of the safety features on your car.

If your insurer offers individual car insurance discounts for safety features, bundle them to save the most money. Take advantage of all discounts you may be eligible for to get your rates as low as possible.

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What is electronic stability control?

While not all cars come with an electronic stability control system, many of the newer, more expensive cars do. ESC allows you to regain control of your vehicle if you lose stability or traction by applying the brakes automatically.

According to the National Highway Traffic Safety Administration, ESC can reduce single-vehicle crashes and rollovers by up to 59%. This is especially important in top-heavy vehicles like SUVs.

Even if you don’t have an electronic stability control system, you can avoid accidents by not driving in bad weather and obeying the speed limit.

Electronic Stability Control Discount: The Bottom Line

You can receive an electronic stability control discount if your vehicle comes equipped with the system. ESC gently applies your brakes automatically if your car loses stability.

Although not many companies offer this specific discount, you can still find affordable auto insurance with an electronic stability discount if you know where to look. Shop around to find the cheapest rates with the best discounts.

Enter your ZIP code to compare auto insurance rates with an electronic stability control discount near you for free.

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