Online Shopper Discount: How Much Can You Save?

You can save as much as 11% on your auto insurance rates with the online shopper discount. When drivers fill out a quote online manually, this saves insurance companies money. These savings are passed on to the driver via the online shopper discount. Since comparing quotes online is quick and easy, you can get started today.

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Chris Tepedino is a feature writer that has written extensively about auto insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and ...

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Reviewed by Rachael Brennan
Licensed Insurance Agent

UPDATED: Jul 20, 2021

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Can't-Miss Facts

  • The online shopper discount can save drivers as much as 11% on their auto insurance
  • Drivers must input their information manually into online quotes
  • Shopping online for auto insurance is fast and easy

With smartphones, laptops, and tablets, you can compare auto insurance companies and quotes like never before. Even better, when you get auto insurance quotes online, you become eligible for auto insurance discounts like the online shopper discount.

It’s always helpful to know how to get discounts on auto insurance, and with the online shopper discount, affordable auto insurance is just a click away. Enter your ZIP code and start comparing free quotes today.

The Online Shopper Discount

The United Nations reported that e-commerce has dramatically increased, and that’s no surprise. It’s common knowledge that online shopping is fast and easy, but you may not have known that it also can help you save money on your auto insurance.

When offered by insurance companies like Esurance, the online shopper discount lowers auto insurance rates. An auto insurance quote with an Online Shopper Discount can be reduced by as much as 11%.

Bear in mind that when you get a quote online, you have to input all the relevant information by yourself.

How does the online shopper discount work?

If you were to request an auto insurance quote over the phone, the staff of the insurance company’s paid staff members would have to work up the quote for you whether or not you decide to buy your insurance from that company.

This time on the phone can have an effect on the overhead associated with generating the quote and setting up the coverage. On the other hand, when you request an auto insurance quote online, there are no agents involved.

This means that you should have the following information available when you request an online quote:

  • The year, make, and model of your vehicle
  • The VIN of your vehicle
  • Information about your previous car insurance policy
  • Your desired coverage types and limits
  • Your residential address
  • Your driver’s license number

Manually inputting your information into an online quote saves insurance companies time and money. If they offer the online shopper discount, an auto insurance company can pass these savings on to you.

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What are some more auto insurance discounts to ask for?

Even if an auto insurance company offers an online shopper discount, you should also check to see how many more discounts you can qualify for in order to lower your auto insurance rates even more.

For example, before you get excited about the online shopper discount and buy auto insurance all by itself, see if you can bundle policies like home and auto. Some companies even offer discounts if a student is getting good grades at school.

While there are many discounts you may be eligible for, none are as easy to qualify for as the online shopper discount.

The Online Shopper Discount: What You Need to Know

When you shop online for insurance quotes, you can qualify for an online shopper discount. Since shopping for auto insurance saves insurance companies time and money as well, these savings can be passed down to you.

With an online shopper discount, you can save up to 11%, but you should always check to see what other discounts can lower your auto insurance rates.

Shopping online for auto insurance is a great way to find affordable insurance rates. If you want auto insurance quotes with an online shopper discount, you don’t need to wait. Enter your ZIP code to get free quotes in your area today.

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Enter your ZIP code below to compare auto insurance rates.

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