Can't Miss Facts

  • The average annual auto insurance rates for Babylon, NY are $5,935 ($494/mo)
  • The cheapest auto insurance company in Babylon, NY is GEICO, and the second cheapest is USAA
  • Babylon, NY rates are affected by the traffic that is shared with Hempstead as well as New York City
  • The average commute time for Babylon is 36.8 min

Babylon, NY average annual auto insurance rates are well above the state average. They are about $2,000 lower than Hempstead rates and about $1,500 cheaper than New York City rates.

You can save on Babylon, New York, auto insurance by shopping around, comparing rates, and looking for discounts, and we can help. Below you’ll find information on auto insurance rates in Babylon, New York, for every age, credit history, and driving record.

Different factors, like Babylon, NY weather, can affect your rates. Ready to find affordable auto insurance in Babylon, NY? Enter your ZIP code above to get started.

What is the cheapest auto insurance company in Babylon, NY?

The cheapest auto insurance company in Babylon, based on average rates, is GEICO.

The top auto insurance companies in Babylon, NY, ranked from cheapest to most expensive are:

  • GEICO—$3,663
  • USAA—$4,926
  • Nationwide—$5,770
  • Progressive—$6,038
  • Allstate—$6,039
  • State Farm—$6,059
  • Travelers—$6,456
  • Liberty Mutual—$8,530

There are a lot of factors that determine your auto insurance rates. The cheapest company for you will depend on your personal factors, including what part of the city you call home, your driving record, what kind of car you drive, and the coverage level you choose.

What auto insurance coverage is required in Babylon, NY?

All Babylon drivers have to meet the New York state law minimum requirements to buy auto insurance.

In New York, you have to carry at least:

  • $25,000 per person and $50,000 per incident for bodily injury liability
  • $10,000 per incident for property damage

It’s recommended that most drivers carry more than the state minimum.

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What affects auto insurance rates in Babylon, NY?

Babylon is the 8th largest city in New York and about a 30 min drive from Hempstead and about an hour drive from New York City. Let’s take a look at how Babylon auto insurance rates compare to other cities in New York.

Brooklyn, NY— $9,347 (most expensive)
Hempstead, NY— $7,827
Babylon, NY — $5,935
New York City, NY— $7,482
Corning, NY— $2,730 (cheapest)

INRIX doesn’t rank Babylon or Hempstead but does rank New York City which is about an hour away.

INRIX does rank New York City as the 4th most congested city in the U.S. Babylon is east of Hempstead and New York City, so traffic heading to a larger city can affect auto insurance rates.

City-Data reports an average commute time for Babylon is 36.8 minutes.

Car theft in Babylon, NY also affects rates. The FBI’s most recent annual statistics don’t list car thefts for Babylon; however, New York City had 5,735 car thefts in a city population of 8,616,333. That’s a rate of 67 cars stolen per 100,000 population.

Babylon, NY Auto Insurance: The Bottom Line

Babylon has slightly above-average auto insurance rates compared to other cities of its size in New York, but you can still save by shopping around and comparing.

Before you buy auto insurance in Babylon, NY, be sure you’ve checked rates with multiple companies. Enter your ZIP code below to get fast, free Babylon, NY auto insurance quotes.