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Best Warwick, RI Auto Insurance in 2025 (Top 10 Companies Ranked)

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Michael Leotta

Insurance Operations Specialist

Michael earned a degree in Business Management with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automatio...

Insurance Operations Specialist

Heidi Mertlich

Licensed Insurance Agent

Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...

Licensed Insurance Agent

UPDATED: Apr 22, 2025

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Top Pick in Warwick RI: Amica
4.2

Company Facts

Full Coverage in Warwick RI

$180/mo

A.M. Best Rating

A+

Complaint Level

Low

Pros & Cons

  • Excellent customer service
  • Dividend policy returns part of premium
  • Many discounts available
  • Customizable coverage options
  • Strong financial stability (A+ rated)
  • Higher premiums than some competitors
  • Few local agents
  • Limited availability in some areas
Best Warwick RI Agents: State Farm
4.3

Company Facts

Full Coverage in Warwick RI

$170/mo

A.M. Best Rating

A++

Complaint Level

Low

Pros & Cons

  • Competitive rates for good drivers
  • Large network of agents
  • Strong customer service
  • Many discounts
  • Good bundling options
  • Higher rates for high-risk drivers
  • Fewer online tools
  • Limited specialty coverage
Best Claims in Warwick RI: Erie
4.2

Company Facts

Full Coverage in Warwick RI

$200/mo

A.M. Best Rating

A+

Complaint Level

Low

Pros & Cons

  • Excellent Customer Service
  • Competitive Rates
  • Strong Coverage Options
  • Easy Claims Process
  • Local Agents
  • Limited Availability
  • High Premiums
  • Fewer Discounts

Our Top 10 Company Picks: Best Warwick, RIWarwick, RI Auto Insurance
Insurance CompanyRankBundling DiscountA.M. BestBest ForJump to Pros/Cons
Amica: Best Warwick, RI Auto Insurance#130%A+Customer SatisfactionAmica
State Farm: Best Warwick, RI Auto Insurance#217%BLocal AgentsState Farm
Erie: Best Warwick, RI Auto Insurance#325%A+Filing ClaimsErie
Geico: Best Warwick, RI Auto Insurance#425%A++Low DeductiblesGeico
Allstate: Best Warwick, RI Auto Insurance#525%A+Diverse DiscountsAllstate
The General: Best Warwick, RI Auto Insurance#620%AHigh-Risk DriversThe General
Nationwide: Best Warwick, RI Auto Insurance#720%A+Policy PerksNationwide
Farmers: Best Warwick, RI Auto Insurance#820%APersonalized ServiceFarmers
Liberty Mutual: Best Warwick, RI Auto Insurance#925%AFlexible CoverageLiberty Mutual
Travelers: Best Warwick, RI Auto Insurance#1013%A++Discount OptionsTravelers

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