The Ultimate South Carolina Car Insurance Guide (Costs + Coverage)

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Kristen Gryglik

Licensed Insurance Agent

Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

Licensed Insurance Agent

Tim Bain

Licensed Insurance Agent

Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs.  His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada. 

Licensed Insurance Agent

UPDATED: Feb 16, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

South Carolina Statistics SummaryDetails
Road Miles in South CarolinaVehicle Miles: 49,931 millions
Miles of Roadway: 76,301
VehiclesRegistered Vehicles: 3,902,945
Motor Vehicle Thefts: 12,902
Most Popular Vehicle in South CarolinaFord F150
Total Driving Related DeathsSpeeding Fatalities: 416
DUI Fatalities: 313
Full Coverage Average PremiumsLiability: $497.50
Collision: $247.62
Comprehensive: $165.38
Full Coverage: $910.51
Cheapest ProviderState Farm

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Whether you are driving down the Grand Strand or around the beautiful pastel-colored houses in Charleston, you need the best auto insurance coverage for complete peace of mind.

The best insurance policy should have not only an optimum coverage but also a reputed insurer.

With so many choices, it may feel overwhelming to choose the best insurance product.

Browsing for South Carolina automobile insurance? Sometimes looking for a provider can be difficult. But with, it’s as uncomplicated as typing in your zip code. We can supply you with the top 10 insurance providers in your location, whether you live in a big city like Columbia, Charleston, or North Charleston, or a lesser populated area such as Rock Hill or Mount Pleasant.

We have developed this guide to help you understand how to choose a policy and an insurer.

You can start evaluating insurance quotes while going through the guide. Enter your zip code in our FREE tool to get started.

Table of Contents

South Carolina Car Insurance Coverage and Rates

How to choose the best auto insurance coverage?

You should understand the basics of auto insurance and opt for coverage that best meets your requirements.

Our guide will help you understand various types of coverages, including the required coverages, rates by zip code or demographics, and much more.

South Carolina’s Car Culture

The Palmetto State has a rich history building and racing cars.

The state is home to three major race tracks including the legendary Darlington Raceway that hosts NASCAR races.

Many car manufacturers are either in South Carolina or setting up their manufacturing base in the state. Notably, BMW has a strong presence in the state while Volvo and Daimler are ramping up their facilities.

 Minimum Auto Insurance Coverage Required in South Carolina

Before you start understanding what is the best coverage for your needs, you need to know the required minimum auto insurance in the state.

After all, any ‘best’ coverage must include the state-mandated minimum coverage!

To drive in the state, it is mandatory in South Carolina to purchase liability and uninsured motorist coverage.

Let us look at the minimum auto insurance coverages required in South Carolina:

Liability Insurance

Bodily Injury: You are required to purchase a minimum of $25,000 per person for bodily injury and $50,000 for all persons injured in an accident

Property Damage: You are required to purchase a minimum of $25,000 as liability protection against property damage in a crash

Uninsured Coverage

In addition to liability coverage, you are also required to carry uninsured motorist coverage equal to the minimum liability threshold (25/50/25).

Underinsured Coverage

The insurers in South Carolina are required by law to offer you underinsured motorist coverage, but you are not obligated to purchase it.

South Carolina is among a handful of states that require you to purchase uninsured motorist coverage.

Now, let us understand how each of the coverages will help you in case of an accident:

Liability Coverage: This policy instrument is designed to protect you against claims by others in case of an accident for which you are at fault.

E.g., if you hit a legally parked car, you might be responsible for property damage. Your insurer may have to compensate the third party against any loss up to your policy limits.

Remember: You may have to compensate the third party out of pocket if the damage is above your coverage limits.

Therefore it is critical for you to understand the financial implications and purchase liability coverage accordingly.

Let us look at the video by Allstate to understand liability coverage better:

Uninsured Motorist Coverage: This coverage is designed to protect you if you are injured or an uninsured driver damages your property.

Please review the video from Allstate insurance to better understand why you require uninsured motorist coverage:

With so many uninsured drivers in the state, it is vital that you purchase adequate uninsured motorist coverage!

 Required Forms of Financial Responsibility in South Carolina

You are expected to carry the mandatory auto insurance coverage if you have a registered vehicle in South Carolina.

In place of auto insurance, you can also opt for self-insurance by depositing cash or posting a bond with the state.

In South Carolina, you can self-insure by depositing $35,000 in bond or cash with the state. You can also post real estate bonds with a combined value of at least $150,000.

However, should you deposit such a considerable sum of money to avoid car insurance premium! You can do much more than keep the money in a bond or deposit.

Whatever may be the case, do not make the mistake of driving without insurance.

 Premiums as a percentage of income in South Carolina

Rather than avoiding insurance premium, why not look for a discounted rate.

But how to get a discount?

Well, one way is to know what others around you are paying for their car insurance.

The knowledge about the average car insurance premium in your state will also help you analyze the quotes you receive from car insurers.

In South Carolina, the average disposable income is $33,295, while the average full coverage premium is $936.

The comparatively lower disposable income coupled with at par premium rate than national average means that an average South Carolinian spends a higher percentage of income on car insurance than U.S. average.

Insurance as % of income201420132012
South Carolina2.81%2.84%2.74%
National Average2.40%2.43%2.34%

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On average, North Carolinians in comparison pay a lot less for car insurance due to comparatively cheaper insurance in the state.

What is ‘disposable income‘?

The residual income after taxes and social security contributions are deducted from your total income.

However, these are all average figures that may not necessarily be applicable in your case.

You can start by comparing your current premium rate against your income using our FREE calculator.


Core Car Insurance Coverage in South Carolina

According to the National Association Of Insurance Commissioners, the average premium rate for full coverage car insurance in South Carolina is approximately $45 cheaper than the national average.

The full coverage auto insurance includes liability, collision, and comprehensive coverage.

South Carolina's Average Annual Cost of Coverage (CIC)

Liability and collision coverages are cheaper than the national average, while comprehensive coverage costs slightly more in South Carolina than the national average.

But, why are the collision and comprehensive coverages essential, and why should you add to your policy?

Liability insurance is expected to protect you from financial repercussions if you injure a third party or cause property damage.

Collision and comprehensive coverages are expected to provide coverage to the first part, a.k.a ‘you.’ Let us see how each of these are useful for you:

Collision Coverage: When you hit a car in an accident in which you were at fault, your insurer will reimburse the third party for the damages. However, what about your car?

If your car was also damaged and you don’t have collision coverage, you have to bear the cost of repair out of pocket. Collision coverage provides the financial protection that pays for the repair of your car in case of an accident.

If your car is totaled in the accident, collision coverage will pay you the depreciated value of your vehicle minus the policy deductible.

Remember: If you are leasing a car, you might be required by the lender to purchase collision coverage.

Watch this video for a brief overview of collision coverage by Allstate:

Why should you buy collision coverage: If you have leased the car or taken a loan, then you might be required by the lender to purchase collision coverage. However, if your vehicle is paid off, you have to decide

Comprehensive Coverage: But what about theft? How will you safeguard your car purchase against theft?

Comprehensive coverage is designed to protect you against damage or loss to a vehicle for reasons not related to driving.

Comprehensive coverage provides coverage against vehicle theft, fire, or damage due to a falling tree.

Let’s take a look at the brief video on comprehensive insurance:

Just like collision coverage, you are required to purchase comprehensive coverage if you are leasing a vehicle.

Why should you buy comprehensive coverage: If your car is not leased or loaned, you can decide whether to purchase comprehensive coverage.

If you have a new car or high-value car, then you should purchase comprehensive insurance. However, if your car is old, then you must evaluate if it makes sense to pay the premium and the deductible against the current value of your car.

Tip: Windshield protection is usually provided by insurers as part of comprehensive coverage.

 Additional Liability Coverage in South Carolina

Apart from the minimum mandated bodily injury and property damage, you can also purchase additional liability insurance.

LOSS RATIO201420132012
Medical Pay84.33%74.05%90.12%76.85%88.86%79.05%
Uninsured coverage73.79%67.33%72.37%67.22%69.29%67.55%

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With around ten percent of drivers in South Carolina driving without insurance, uninsured motorist coverage makes a lot of sense.

If you look at the loss ratio for uninsured coverage, insurers in South Carolina have a better payout ratio compared to the national average.

While liability for bodily injury protects the third party in an accident, what coverage is expected to help you pay for injuries sustained to you and your passengers?

The answer is Medical Pay or MedPay. In case of an accident that resulted in bodily injury to you and your passenger, your insurer will provide coverage up to your policy limit.

MedPay also has a slightly higher loss ratio compared to the national average, which indicates that insurers in South Carolina are better at processing MedPay claims.

Now, wait – but what is loss ratio?

Loss Ratio is an excellent metric to analyze if you want to understand whether an insurer will settle your claim.

By definition, the loss ratio is the proportion of payouts compared to premiums earned.

So if an insurer has a much higher loss ratio than its peer set, than the rate of claim settlement is higher than its rate of earning premiums.

Conversely, if the loss ratio is less than its peer set, than the insurer might not be settling claims as well, it should.

Watch this video to get a brief overview of loss ratio:

 Add-ons, Endorsements, and Riders

Apart from the coverages mentioned above, you can also consider the following add-ons and riders to further increase your policy protection as per your specific requirements.

Insurance Premium Rates by Gender: Male vs. Female Rates

To figure out how to save on premium rates, we need to understand what factors impact the premium rate?

First, we analyze if gender impacts your premium rates.

CompanyMarried 35-year old femaleMarried 35-year old maleMarried 60-year old femaleMarried 60-year old maleSingle 17-year old femaleSingle 17-year old maleSingle 25-year old femaleSingle 25-year old male
Allstate F&C$2,575.42$2,575.42$2,462.77$2,462.77$6,662.45$8,518.45$2,858.85$3,111.28
Bristol West Select$3,198.86$3,212.56$3,054.08$3,319.19$8,424.07$9,324.42$3,486.65$3,514.99
Geico Govt Employees$2,292.59$2,292.59$2,092.47$2,092.47$5,552.76$5,685.15$2,674.55$2,741.48
Nationwide Mutual Fire$2,469.20$2,501.59$2,223.66$2,308.30$5,970.02$7,692.64$2,792.80$3,045.71
Progressive Northern$2,477.19$2,286.14$2,128.88$2,225.14$10,287.93$11,361.20$2,848.88$2,969.28
State Farm Mutual Auto$1,938.66$1,938.66$1,755.90$1,755.90$5,564.16$6,994.35$2,175.82$2,447.27

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Compared to single females, single males pay a higher premium. For teens, the difference between the premium rates is higher. However, the difference varies among insurers.

This clearly shows the value of comparative buying in finding the most economical premium rate.

CompanyDemographicAverage Annual Rate
Progressive NorthernSingle 17-year old male$11,361.20
Progressive NorthernSingle 17-year old female$10,287.93
Bristol West SelectSingle 17-year old male$9,324.42
Allstate F&CSingle 17-year old male$8,518.45
Bristol West SelectSingle 17-year old female$8,424.07
USAASingle 17-year old male$8,041.03
Nationwide Mutual FireSingle 17-year old male$7,692.64
USAASingle 17-year old female$7,341.34
State Farm Mutual AutoSingle 17-year old male$6,994.35
Allstate F&CSingle 17-year old female$6,662.45
Nationwide Mutual FireSingle 17-year old female$5,970.02
Geico Govt EmployeesSingle 17-year old male$5,685.15
State Farm Mutual AutoSingle 17-year old female$5,564.16
Geico Govt EmployeesSingle 17-year old female$5,552.76
Bristol West SelectSingle 25-year old male$3,514.99
Bristol West SelectSingle 25-year old female$3,486.65
Bristol West SelectMarried 60-year old male$3,319.19
Bristol West SelectMarried 35-year old male$3,212.56
Bristol West SelectMarried 35-year old female$3,198.86
Allstate F&CSingle 25-year old male$3,111.28
Bristol West SelectMarried 60-year old female$3,054.08
Nationwide Mutual FireSingle 25-year old male$3,045.71
Progressive NorthernSingle 25-year old male$2,969.28
Allstate F&CSingle 25-year old female$2,858.85
Progressive NorthernSingle 25-year old female$2,848.88
Nationwide Mutual FireSingle 25-year old female$2,792.80
Geico Govt EmployeesSingle 25-year old male$2,741.48
Geico Govt EmployeesSingle 25-year old female$2,674.55
Allstate F&CMarried 35-year old female$2,575.42
Allstate F&CMarried 35-year old male$2,575.42
USAASingle 25-year old male$2,544.18
Nationwide Mutual FireMarried 35-year old male$2,501.59
Progressive NorthernMarried 35-year old female$2,477.19
Nationwide Mutual FireMarried 35-year old female$2,469.20
Allstate F&CMarried 60-year old female$2,462.77
Allstate F&CMarried 60-year old male$2,462.77
State Farm Mutual AutoSingle 25-year old male$2,447.27
USAASingle 25-year old female$2,414.03
Nationwide Mutual FireMarried 60-year old male$2,308.30
Geico Govt EmployeesMarried 35-year old female$2,292.59
Geico Govt EmployeesMarried 35-year old male$2,292.59
Progressive NorthernMarried 35-year old male$2,286.14
Progressive NorthernMarried 60-year old male$2,225.14
Nationwide Mutual FireMarried 60-year old female$2,223.66
State Farm Mutual AutoSingle 25-year old female$2,175.82
Progressive NorthernMarried 60-year old female$2,128.88
Geico Govt EmployeesMarried 60-year old female$2,092.47
Geico Govt EmployeesMarried 60-year old male$2,092.47
State Farm Mutual AutoMarried 35-year old female$1,938.66
State Farm Mutual AutoMarried 35-year old male$1,938.66
USAAMarried 35-year old male$1,842.82
USAAMarried 35-year old female$1,836.27
State Farm Mutual AutoMarried 60-year old female$1,755.90
State Farm Mutual AutoMarried 60-year old male$1,755.90
USAAMarried 60-year old male$1,690.25
USAAMarried 60-year old female$1,688.20

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 Cheapest Rates by ZIP Code in South Carolina

Search the tables below to find the average premium rate in your ZIP code.

Cheapest ZIP Codes in South Carolina CityAverage by ZIP CodesMost Expensive CompanyMost Expensive Rate2nd Most Expensive Company2nd Most Expensive RateCheapest CompanyCheapest Rate2nd Cheapest Company2nd Cheapest Rate
29672SENECA$3,115.58Progressive$3,579.43Allstate$3,415.04Geico$2,565.72State Farm$2,833.51
29630CENTRAL$3,145.58Progressive$3,566.99Allstate$3,516.93Geico$2,565.72State Farm$2,737.87
29665NEWRY$3,149.62Progressive$3,579.43Allstate$3,415.04Geico$2,565.72State Farm$2,772.98
29675RICHLAND$3,155.03Progressive$3,579.43Allstate$3,415.04Geico$2,565.72State Farm$2,772.98
29691WALHALLA$3,166.58Progressive$3,790.86Farmers$3,508.45Geico$2,565.72State Farm$2,734.29
29631CLEMSON$3,197.43Progressive$3,861.76Farmers$3,710.66Geico$2,565.72State Farm$2,699.23
29676SALEM$3,206.09Progressive$3,940.77Farmers$3,623.51Geico$2,565.72State Farm$2,689.60
29696WEST UNION$3,217.19Progressive$3,969.16Farmers$3,667.62Geico$2,565.72State Farm$2,751.09
29384WATERLOO$3,225.08Progressive$3,703.61Allstate$3,577.44Geico$2,694.51State Farm$2,713.91
29678SENECA$3,243.62Progressive$3,919.60Farmers$3,671.68Geico$2,565.72State Farm$2,787.44
29664MOUNTAIN REST$3,249.79Progressive$4,144.41Farmers$3,766.09Geico$2,565.72State Farm$2,665.68
29649GREENWOOD$3,265.18Allstate$3,608.76Farmers$3,540.15Geico$2,694.51State Farm$3,058.20
29360LAURENS$3,274.83Progressive$3,742.80Allstate$3,577.44Geico$2,694.51State Farm$2,933.08
29686TAMASSEE$3,281.99Progressive$4,231.99Farmers$3,820.09Geico$2,565.72State Farm$2,772.98
29693WESTMINSTER$3,282.69Progressive$4,249.81Farmers$3,775.24Geico$2,565.72State Farm$2,710.30
29653HODGES$3,282.69Progressive$3,703.61Allstate$3,577.44State Farm$2,801.83Geico$2,932.61
29634CLEMSON$3,284.03Progressive$4,245.12Farmers$3,924.92Geico$2,565.72State Farm$2,605.92
29632CLEMSON$3,293.34Progressive$4,245.12Farmers$3,924.92Geico$2,565.72State Farm$2,772.98
29685SUNSET$3,297.56Progressive$4,227.89Farmers$3,930.35Geico$2,565.72State Farm$2,735.92
29689TOWNVILLE$3,300.96Progressive$4,137.45Farmers$3,805.52Geico$2,565.72State Farm$2,803.61
29332CROSS HILL$3,305.73Progressive$3,807.26Allstate$3,695.94State Farm$2,745.30Geico$2,761.75
29645GRAY COURT$3,306.89Progressive$3,824.81Allstate$3,694.75Geico$2,717.44State Farm$2,949.06
29670PENDLETON$3,307.03Progressive$4,074.82Farmers$3,925.33Geico$2,565.72State Farm$2,712.82
29370MOUNTVILLE$3,320.32Progressive$3,903.48Farmers$3,687.20Geico$2,761.75State Farm$2,773.66

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Seneca has the cheapest ZIP code in South Carolina, costing over $1,400 less than the ZIP code in Miley.

Most Expensive ZIP Codes in South Carolina CityAverage by ZIP CodeMost Expensive CompanyMost Expensive Rate2nd Most Expensive Company2nd Most Expensive RateCheapest CompanyCheapest Rate2nd Cheapest Company2nd Cheapest Rate
29933MILEY$4,519.05Farmers$6,522.32Progressive$5,092.35State Farm$3,329.79USAA$3,939.94
29810ALLENDALE$4,504.34Progressive$5,893.85Farmers$5,603.79State Farm$3,343.86USAA$3,939.94
29918ESTILL$4,499.47Farmers$5,824.91Progressive$5,611.39State Farm$3,371.09USAA$3,939.94
29939SCOTIA$4,493.57Farmers$5,824.91Progressive$5,611.39State Farm$3,329.79USAA$3,939.94
29913CROCKETVILLE$4,449.78Farmers$6,522.32Progressive$4,607.45State Farm$3,329.79USAA$3,939.94
29433CANADYS$4,434.52Farmers$6,522.32Progressive$4,731.33State Farm$3,329.79Geico$3,780.89
29827FAIRFAX$4,412.90Progressive$5,607.56Farmers$5,282.19State Farm$3,311.69USAA$3,939.94
29921FURMAN$4,405.94Farmers$6,522.32Geico$4,320.69State Farm$3,354.61USAA$3,939.94
29934PINELAND$4,396.05Farmers$5,601.37Progressive$5,227.88State Farm$3,343.22USAA$3,939.94
29944VARNVILLE$4,386.30Progressive$5,694.00Farmers$5,669.24State Farm$3,295.29Geico$3,677.41
29481SMOAKS$4,369.12Farmers$5,486.93Progressive$5,358.73State Farm$3,358.76Geico$3,707.18
29911BRUNSON$4,363.46Farmers$5,367.87Progressive$5,223.76State Farm$3,263.75USAA$3,939.94
29923GIFFORD$4,338.69Farmers$5,259.85Progressive$5,092.35State Farm$3,329.79USAA$3,939.94
29932LURAY$4,338.69Farmers$5,259.85Progressive$5,092.35State Farm$3,329.79USAA$3,939.94
29924HAMPTON$4,333.58Farmers$5,178.39Progressive$5,172.50State Farm$3,295.29USAA$3,939.94
29916EARLY BRANCH$4,295.75Farmers$5,139.84Progressive$4,917.16State Farm$3,324.36USAA$3,939.94
29486SUMMERVILLE$4,291.55Progressive$6,330.20Farmers$4,486.60State Farm$3,335.97Geico$3,363.86
29922GARNETT$4,252.93Farmers$4,952.29Progressive$4,743.26State Farm$3,386.08USAA$3,939.94
29046ELLIOTT$4,248.92Farmers$5,797.64Progressive$4,870.51State Farm$3,320.82Geico$3,779.59
29430BETHERA$4,239.55Farmers$6,542.72Nationwide$4,364.41State Farm$3,335.97Geico$3,395.57
29104MAYESVILLE$4,229.63Farmers$5,718.85Progressive$4,931.71State Farm$3,203.35Geico$3,779.59
29836MARTIN$4,215.45Progressive$5,303.60Farmers$5,186.48State Farm$3,329.79Geico$3,707.18
29450HUGER$4,214.87Farmers$5,333.72Progressive$5,068.38State Farm$3,228.14Geico$3,512.70
29476RUSSELLVILLE$4,179.21Progressive$5,051.12Farmers$5,030.80State Farm$3,335.97Geico$3,512.70
29468PINEVILLE$4,174.40Farmers$5,236.46Progressive$5,172.71State Farm$3,091.77Geico$3,395.57

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 Cheapest Rates by City in South Carolina

Use the tables below to find the average premium rates in your city.

Cheapest Cities in South Carolina Average by CityMost Expensive CompanyMost Expensive Rate2nd Most Expensive Company2nd Most Expensive RateCheapest CompanyCheapest Rate2nd Cheapest Company2nd Cheapest Rate
Central$3,145.58Progressive$3,566.99Allstate$3,516.93Geico$2,565.72State Farm$2,737.87
Newry$3,149.62Progressive$3,579.43Allstate$3,415.04Geico$2,565.72State Farm$2,772.98
Richland$3,155.03Progressive$3,579.43Allstate$3,415.04Geico$2,565.72State Farm$2,772.98
Walhalla$3,166.58Progressive$3,790.86Farmers$3,508.45Geico$2,565.72State Farm$2,734.29
Seneca$3,179.60Progressive$3,749.52Farmers$3,519.99Geico$2,565.72State Farm$2,810.48
Salem$3,206.09Progressive$3,940.77Farmers$3,623.51Geico$2,565.72State Farm$2,689.60
West Union$3,217.19Progressive$3,969.16Farmers$3,667.62Geico$2,565.72State Farm$2,751.09
Waterloo$3,225.08Progressive$3,703.61Allstate$3,577.44Geico$2,694.51State Farm$2,713.91
Mountain Rest$3,249.79Progressive$4,144.41Farmers$3,766.09Geico$2,565.72State Farm$2,665.68
Clemson$3,258.27Progressive$4,117.33Farmers$3,853.50Geico$2,565.72State Farm$2,692.71
Laurens$3,274.83Progressive$3,742.80Allstate$3,577.44Geico$2,694.51State Farm$2,933.08
Tamassee$3,281.99Progressive$4,231.99Farmers$3,820.09Geico$2,565.72State Farm$2,772.98
Westminster$3,282.69Progressive$4,249.81Farmers$3,775.24Geico$2,565.72State Farm$2,710.30
Hodges$3,282.69Progressive$3,703.61Allstate$3,577.44State Farm$2,801.83Geico$2,932.61
Sunset$3,297.56Progressive$4,227.89Farmers$3,930.35Geico$2,565.72State Farm$2,735.92
Townville$3,300.97Progressive$4,137.45Farmers$3,805.52Geico$2,565.72State Farm$2,803.61
Cross Hill$3,305.73Progressive$3,807.26Allstate$3,695.94State Farm$2,745.30Geico$2,761.75
Gray Court$3,306.89Progressive$3,824.81Allstate$3,694.75Geico$2,717.44State Farm$2,949.06
Pendleton$3,307.03Progressive$4,074.82Farmers$3,925.33Geico$2,565.72State Farm$2,712.82
Mountville$3,320.32Progressive$3,903.48Farmers$3,687.20Geico$2,761.75State Farm$2,773.66
Fair Play$3,323.71Progressive$4,266.56Farmers$3,859.49Geico$2,565.72State Farm$2,787.44
Long Creek$3,333.92Progressive$4,274.73Farmers$3,941.61Geico$2,565.72State Farm$2,772.98
Mount Carmel$3,352.98Progressive$3,839.66Allstate$3,735.83State Farm$2,776.13Geico$2,932.61

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Where you live has a huge impact on what you pay.

Most Expensive Cities in South Carolina Average by CityMost Expensive CompanyMost Expensive Rate2nd Most Expensive Company2nd Most Expensive RateCheapest CompanyCheapest Rate2nd Cheapest Company2nd Cheapest Rate
Miley$4,519.05Farmers$6,522.32Progressive$5,092.35State Farm$3,329.79USAA$3,939.94
Allendale$4,504.34Progressive$5,893.85Farmers$5,603.79State Farm$3,343.86USAA$3,939.94
Estill$4,499.47Farmers$5,824.91Progressive$5,611.39State Farm$3,371.09USAA$3,939.94
Scotia$4,493.57Farmers$5,824.91Progressive$5,611.39State Farm$3,329.79USAA$3,939.94
Crocketville$4,449.78Farmers$6,522.32Progressive$4,607.45State Farm$3,329.79USAA$3,939.94
Canadys$4,434.52Farmers$6,522.32Progressive$4,731.33State Farm$3,329.79Geico$3,780.89
Fairfax$4,412.90Progressive$5,607.56Farmers$5,282.19State Farm$3,311.69USAA$3,939.94
Furman$4,405.94Farmers$6,522.32Geico$4,320.69State Farm$3,354.61USAA$3,939.94
Pineland$4,396.05Farmers$5,601.37Progressive$5,227.88State Farm$3,343.22USAA$3,939.94
Varnville$4,386.30Progressive$5,694.00Farmers$5,669.24State Farm$3,295.29Geico$3,677.41
Smoaks$4,369.12Farmers$5,486.93Progressive$5,358.73State Farm$3,358.76Geico$3,707.18
Brunson$4,363.46Farmers$5,367.87Progressive$5,223.76State Farm$3,263.75USAA$3,939.94
Gifford$4,338.69Farmers$5,259.85Progressive$5,092.35State Farm$3,329.79USAA$3,939.94
Luray$4,338.69Farmers$5,259.85Progressive$5,092.35State Farm$3,329.79USAA$3,939.94
Hampton$4,333.58Farmers$5,178.39Progressive$5,172.50State Farm$3,295.29USAA$3,939.94
Early Branch$4,295.75Farmers$5,139.84Progressive$4,917.16State Farm$3,324.36USAA$3,939.94
Summerville$4,291.55Progressive$6,330.20Farmers$4,486.60State Farm$3,335.97Geico$3,363.86
Garnett$4,252.93Farmers$4,952.29Progressive$4,743.26State Farm$3,386.08USAA$3,939.94
Elliott$4,248.92Farmers$5,797.64Progressive$4,870.51State Farm$3,320.82Geico$3,779.59
Bethera$4,239.55Farmers$6,542.72Nationwide$4,364.41State Farm$3,335.97Geico$3,395.57
Mayesville$4,229.62Farmers$5,718.85Progressive$4,931.71State Farm$3,203.35Geico$3,779.59
Martin$4,215.45Progressive$5,303.60Farmers$5,186.48State Farm$3,329.79Geico$3,707.18
Huger$4,214.87Farmers$5,333.72Progressive$5,068.38State Farm$3,228.14Geico$3,512.70
Russellville$4,179.20Progressive$5,051.12Farmers$5,030.80State Farm$3,335.97Geico$3,512.70
Pineville$4,174.40Farmers$5,236.46Progressive$5,172.71State Farm$3,091.77Geico$3,395.57

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Next, we will look at which companies are in South Carolina.

How Much Auto Insurance Costs in South Carolina

Discovering the cost of auto insurance in South Carolina is pivotal for residents seeking coverage tailored to their needs. By exploring the rates in key cities like Columbia, Mount Pleasant, North Charleston, and Rock Hill, individuals can make informed decisions to secure affordable and comprehensive insurance policies.

Find the Cheapest Insurance in Your City
Columbia, SC
Mount Pleasant, SC
North Charleston, SC
Rock Hill, SC

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Enter your ZIP code below to compare auto insurance rates.

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Best Car Insurance Companies in South Carolina

How to choose the insurance company that best fits your requirements?

The obvious answer is that the cheapest rate is not necessarily the best insurance coverage.

You should consider factors such as the financial health of the insurer and customer reviews.

Financial Ratings of the Leading Insurance Companies in South Carolina

Rather than spend time analyzing each insurer’s financial statements, you can leverage the financial ratings provided by A.M. Credit Rating, which is one of the most reputed credit rating agency in the insurance industry.

CompaniesA.M. Credit Rating
State Farm GroupA++
Allstate Insurance GroupA+
USAA GroupA++
Progressive GroupA+
Nationwide Corp GroupA+
Liberty Mutual GroupA
Travelers GroupA++
Southern Farm Bureau Casualty GroupA+
Auto-Owners GroupA++

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Customer Satisfaction Rating of Leading Car Insurance Companies in South Carolina

Another factor you should consider while choosing an insurer is the reviews of its customers. It will help you understand if the insurer is good on subjective criteria such as quality of service, and claim settlement process.

You can refer to the J.D. Power  Customer Satisfaction Rating to know what customers think about the top insurers in South Carolina.

South Carolina JD Power Customer Satisfaction Ratings

Farm Bureau and Auto-Owners score the best in J.D. Power Customer Satisfaction ratings.

 Car Insurance Companies with MOST Customer Complaints in South Carolina

Another critical factor is the number of complaints against an insurer.

CompaniesCompany Complaint
Ratio 2017
Total Complaints
State Farm Group0.441482
USAA Group0.74296
Liberty Mutual Group5.95222
Allstate Insurance Group0.5163
Progressive Group0.75120
Auto-Owners Group0.5331
Nationwide Corp Group0.2825
Southern Farm Bureau Casualty Group03
Travelers Group0.092

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As per the National Association of Insurance Commissioners, Travelers Group and  Southern Farm Bureau received the least number of complaints.

 Cheapest Car Insurance Companies in South Carolina

CompanyAverage premium rateCompared to State Average ($3,781.41)
Allstate F&C$3,903.42$122.29
Bristol West Select$4,691.85$910.71
Geico Govt Employees$3,178.01-$603.13
Nationwide Mutual Fire$3,625.49-$155.65
Progressive Northern$4,573.08$791.94
State Farm Mutual Auto$3,071.34-$709.80

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In South Carolina, State Farm and Geico are cheapest insurance providers.

However, these are average figures, and your insurance quote might be different.

Car Insurance Premium Rates by Annual Commute in South Carolina

Companies10 miles commute. 6000 annual mileage.25 miles commute. 12000 annual mileage.
State Farm$2,994.90$3,147.78

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Some insurers do provide discounts if your annual commute is around 6,000 miles.

Car Insurance Premium Rates by Coverage Level in South Carolina

State Farm$3,298.48$3,070.05$2,845.49

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On average, State Farm and Geico provide the cheapest premium rates for both high and low coverage levels.

Car Insurance Premium Rates by Credit History in South Carolina

State Farm$2,116.65$2,691.12$4,406.26

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If you have poor credit, Nationwide or State Farm may be able to provide you the cheapest premium rates.

However, with a good credit score, Geico, State Farm, USAA can provide you the best rates.

It is critical that you shop around to find the cheapest rates as different insurers weigh each factor differently.

South Carolina is among the top ten states with the lowest vantage credit scores. The average vantage score for South Carolina is 657, whereas the countrywide average is 675.

Car Insurance Premium Rates by Driving Record in South Carolina

CompanyClean recordWith 1 speeding violationWith 1 DUIWith 1 accident
State Farm$2,789.17$3,039.99$3,039.99$3,416.22

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A clean driving record is vital for discounted premium rates. A DUI charge or at-fault accident can substantially increase your premium rates.

However, your insurance rate might be different depending on your driving record, credit score, annual commute, and other factors.

Largest Car Insurance Companies in South Carolina

CompaniesDirect Premiums WrittenMarket Share
State Farm Group$949,69223.88%
Allstate Insurance Group$473,09411.90%
USAA Group$365,4769.19%
Progressive Group$340,8558.57%
Nationwide Corp Group$283,0867.12%
Liberty Mutual Group$206,4345.19%
Travelers Group$176,2194.43%
Southern Farm Bureau Casualty Group$134,6393.39%
Auto-Owners Group$68,4691.72%

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Number of Insurance Companies in South Carolina

South Carolina has 19 domestic insurers and 993 foreign insurers.

A domestic insurer would be based in South Carolina, while a foreign insurer is from a different state operating in South Carolina.

South Carolina State Laws

We understand that with so many laws, it might get confusing to follow.

That is why we have put together a quick recap of all the relevant laws and regulations so that you remain safe on the road and save on your premium rates.

Yes, a clean driving record can get you discounts on your insurance.

Car Insurance Laws in South Carolina

According to the National Association of Insurance Commissioners, states determine the type of tort rule applicable in the state, the minimum liability insurance required, and the system of approval for insurers.

In South Carolina, the South Carolina Department of Insurance is the primary regulator for the insurance industry.

The insurers can file and use insurance rates if the change is under 7 percent. However, if the rate change is over 7 percent, the insurer has to seek prior approval from the Department of Insurance.

Windshield Coverage Laws in South Carolina

According to the South Carolina Department of Insurance, comprehensive insurance covers broken windshields, and there is no deductible for private passenger vehicles.

This is a valuable inclusion and makes it worth to opt for comprehensive coverage in your policy.

High-Risk Insurance in South Carolina

Your insurer can deny you coverage if you have accumulated multiple DUI convictions or at-fault accidents!

With a poor driving record, your insurer might deem you as a risk

But, everyone in life deserves a second chance. What can you do if you are denied coverage?

You can apply for the South Carolina Automobile Insurance Plan. The AIP assign you to an insurer based on a quota. The premium cost may be higher, but the coverage remains equivalent to the voluntary market.

To be eligible to apply for AIP, you have to declare and certify that you tried and failed to purchase an auto insurance policy in the voluntary market for the preceding 60 days.

Remember: Once you are enrolled for a policy under AIP, aim to improve your driving record so that you can purchase a policy in the voluntary market.

If you are convicted to DUI or have had your driver’s license suspended, you may have to purchase an SR-22 auto insurance policy.

SR-22 policy: Your insurer has to file an SR-22 form along with your policy as proof with the Department of Motor Vehicles that you are covered under the minimum required insurance.

You may not be able to reinstate your driving priveledges without filing an SR22 form.

Low-Cost Insurance in South Carolina

South Carolina does not have a specific low-cost insurance plan. You should shop around for the cheapest insurance premium that fits your requirements.

Auto Insurance Fraud in South Carolina

Auto insurance fraud is a serious crime in South Carolina.

Insurance fraud can increase legal costs, potential losses for companies, and subsequent increase in premium rates for the consumers.

Some common auto insurance frauds include staged accidents, inflated claims bill, misrepresentation of facts in auto insurance, etc.

Here are the broad types of insurance fraud:

Types of Auto Insurance Fraud

The penalties for auto insurance fraud are severe in South Carolina.

Offense typeFraud amountCharge typeFineJail time
First< $1,000Misdemeanor$100-$500Up to 30 days
$1,000-$10,000Misdemeanor$2,000-$10,000up to three years
$10,000-$50,000Felony$10,000-$50,000up to five years
> $50,000Felony$20,000-$100,000up to 10 years
Second (or subsequent)All amountsFelony$20,000-$100,000up to 10 years

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Despite the stiff penalties, auto insurance fraud is a growing menace in South Carolina. The state ranks in the top ten for insurance frauds.

If you are a victim of insurance fraud or are witness to one, please report the crime.

You can report the crime to the Department of Insurance:

Anti-Fraud helpline:

You can also connect with the South Carolina Attorney General’s office:

  • Ph: 803-734-3970
  • Insurance Fraud Hotline: 1-888-95-FRAUD (1-888-953-7283)
  • South Carolina Attorney General insurance fraud web page

Statute of Limitations in South Carolina

The statute of limitations in South Carolina is three years for personal injury and property damage.

What is the statute of limitations?

The time until which you can sue a third party for injury or damage.

Vehicle Licensing Laws in South Carolina

A valid driver’s license is a prerequisite for driving in South Carolina. You will not be able to purchase auto insurance without a valid license.

If your license is up for renewal, consider opting for a REAL ID-compliant drivers license.

Let us review the license renewal procedure in South Carolina.

REAL ID implementation in South Carolina

Do you know about REAL ID?

Starting October 1st, 2020, you will require REAL ID-complaint identification document to enter federal buildings or board domestic flights.

You can opt for a REAL ID-compliant drivers license by visiting yourlocal DMV office.

However, you do not need a REAL ID-compliant drivers license to drive in South Carolina. You can also enter federal buildings or board a domestic flight if you have the following documentation:

  • US Passport
  • Foreign Passport
  • U.S. Military ID
  • Permanent Resident Card (Green Card)

Penalties for Driving Without Insurance in South Carolina

You are required to maintain valid car insurance or forms of financial responsibility for all registered vehicles in South Carolina.

Failure to maintain insurance can attract severe penalties or possible jail time.

Financial Penalty: For the first offense, the fine is between $100-$200. The fine can increase to a minimum of $200 for any subsequent offense.

License and registration Suspension: If you failed to surrender registration and plates when your insurance lapsed, your registration and plates are suspended until you show proof of insurance and pay the $200 reinstatement fee.

Jail: For the first offense, you may be able to avoid jail time by paying the fine. However, for any subsequent offense, you might be jailed for 30 days.

Other repercussions: Apart from the penalty, you may also have to file an SR22 form if your previous policy lapsed. An SR22 filing will increase the cost of your policy premium.

Additionally, driving without insurance can also have severe financial implications if you cause an accident.

Teen Driving Laws in South Carolina

Teen Driving Stages in South Carolina

Much like other states, South Carolina laws also allow for for a three-stage method for teen drivers.

A teen can apply for an instruction permit at the age of 15 and receive the permit by 16.5 years old. The instruction permit allows a teen to practice driving under the supervision of an instructor, parent, or a licensed driver over the age of 21.

The next stage is the intermediate driver’s license that a teen can obtain by passing a road test and accumulating 40 hours of driving practice with a permit.

If you are applying for a full driver’s license, consider opting for a REAL ID-compliant license.

License Renewal Procedure in South Carolina

In South Carolina, the unrestricted driver’s license has an eight-year validity. Also, regardless of age, you will have to provide proof of vision for every renewal.

You can also renew online or visit the nearest DMV office.

New Resident Licensing Procedure on South Carolina

If you are moving to South Carolina, visit the DMV page to learn about the license, registration, and title application in South Carolina.

You have to visit the nearest DMV office to exchange your current out-of-state license.

Rules of the Road in South Carolina

It is critical for your safety that you obey the road rules and regulations.

However, following the rules will also keep your driving record clean, which means a lower premium rate!

So, let us quickly review some essential rules and regulations.

Fault vs. No-Fault

South Carolina is an at-fault state. Which means that in South Carolina, the at-fault driver is responsible for paying for any damage or injury to the third party.

Seat belt and Car Seat Laws in South Carolina

Seat belts are,5269,7-303-13648_60666_77606-391035–,00.html in passenger safety in the event of an accident.

In South Carolina, it is mandatory to wear seatbelts for anyone over the age of eight. The penalty for not wearing a seatbelt if $25 for the first offense.

Remember: In South Carolina, not wearing a seatbelt is considered a primary offense and the police can stop and fine you.

Seatbelts are even more imperative for children. Not wearing a seatbelt can prove fatal for a child in case of an accident.

Here are a few tips for child safety:

A rear-facing child restraint is appropriate for a child younger than two unless the child has outgrown the height and weight limit suggested by the manufacturer.

If your child is older than two or has outgrown the manufacturer’s seat limits, you restraint him or her in a forward-facing child seat.

If your child is four years or older, you must use a belt-positioning booster until the age of eight or if the child has outgrown the manufacturer’s limits.

Remember: It is the driver’s responsibility that a child is secured in an appropriate seat. If not, you can fined $150 for failure to use the appropriate safety precautions.

Keep Right and Move Over Laws in South Carolina

In South Carolina, you must keep right if you are driving slower than the average speed of traffic around you.

You are also required to slow down or if possible, vacate the closest lane to a stationary emergency vehicle with flashing lights.

Speed Limits in South Carolina

Type of RoadSpeed Limit (mph)
Rural Interstates70
Urban Interstates70
Other limited access road60
Other roads55

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Ridesharing Laws in South Carolina

There are no specific laws governing ridesharing services such as Uber and Lyft in South Carolina.

However, you should be aware that your personal insurance policy might not provide coverage when you are driving for Uber and Lyft. It would be best if you talk to your insurer.

Automation on the Road in South Carolina

There is no specific law governing automated vehicles in South Carolina. This means that driverless cars are neither banned nor are they welcomed by the state.

You can operate an autonomous vehicle, but they will be subject to the same liability as to any traditional vehicle.

Safety Laws in South Carolina

We all want to drive on safe roads with no reckless or impaired drivers endangering others.

DUI Laws in South Carolina

In 2017, there were 313 alcohol-related driving fatalities in South Carolina.

South Carolina has a higher percentage of alcohol-related driving fatalities to total fatalities compared to the national average. Naturally, the state has severe penalties to deter people from driving under the influence.

FIRSTSix months48 hours - 30 days$400Alcohol and Drug Safety Action Program
SECONDOne year license revocationfive days to one year$2,100-$5,100Alcohol and Drug Safety Action Program; two years of IID
THIRDMinimum two years; four years if within five years of first offense60 days to three years$3,800-$6,300Alcohol and Drug Safety Action Program; three years of IID; treatment when ordered; vehicle confiscated
FOURTHPermanentone to five years

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The lookback period in South Carolina is ten years.

Lookback period: Is the time frame in which any repeated offense is counted as subsequent offense and attracts harsher penalties.

Marijuana-Impaired Driving Laws in South Carolina

It is illegal to possess or use Marijuana in South Carolina. The state law will not only punish the offender for possession but also under DUI charge.

Remember: Marijuana can remain in your system for days, weeks or even month and therefore may result in a DUI charge.

Distracted Driving Laws in South Carolina

National data suggests that 64 percent of all car accidents involved cell phone usage.

It is illegal to text while driving in South Carolina. There is no ban on handheld devices, even for teen drivers.

However, it would wise not to use phones or other handheld devices while driving, especially in South Carolina.

Here are some stats that suggest that you should be more focused on the road while driving in South Carolina:

  • South Carolina is worst in the country in traffic fatalities per 100 million vehicle miles traveled
  • In 2017, 982 people died in traffic accidents in SC. This is equivalent to one death per nine hours on SC roads
  • According to the National Highway Traffic Safety Administration, South Carolina drivers are ranked sixth worst in the country
  • South Carolina drivers are fifth-most careless and 11th worst in speeding across the country

Driving in South Carolina

Insurance premium rates are also determined based on factors that are not in your control, such as vehicle theft, fatalities, and traffic congestion.

Let us review these factors in South Carolina.

 Vehicle Theft in South Carolina

Ford Pickup (Full Size)2006685
Chevrolet Pickup (Full Size)2006470
Honda Accord1996411
Toyota Camry2011249
Chevrolet Impala2006230
Nissan Altima2015216
Honda Civic1999212
Ford Explorer2002182
Dodge Pickup (Full Size)2005163
Jeep Cherokee/Grand Cherokee2000161

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As per the National Insurance Crime Bureau, 2006 Ford Pickup was the most stolen vehicle in South Carolina in 2017.

To search for vehicle theft in your city, refer to the data provided by the FBI:

Atlantic Beach0
Briarcliffe Acres0
Due West0
Edisto Beach0
Forest Acres53
Fort Lawn2
Fort Mill10
Fountain Inn13
Goose Creek46
Great Falls3
Holly Hill1
Honea Path27
Isle of Palms7
Lake City32
Moncks Corner15
Mount Pleasant64
Myrtle Beach371
New Ellenton7
Ninety Six4
North Augusta44
North Charleston645
North Myrtle Beach115
Pine Ridge2
Port Royal23
Ridge Spring0
Rock Hill154
Society Hill0
South Congaree5
St. George9
St. Matthews2
St. Stephen6
Sullivans Island0
Surfside Beach23
Tega Cay1
Travelers Rest11
Ware Shoals3
West Pelzer7
West Union0

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 Road Fatalities in South Carolina

A lot of reasons can cause road accidents that lead to fatalities. Let us review the possible reasons causing these accidents:

Fatal Crashes by Weather Condition and Light Condition in South Carolina

Weather ConditionDaylightDark, but LightedDarkDawn or DuskOther / UnknownTotal

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Fatalities (All Crashes) by County in South Carolina

Abbeville County76648
Aiken County2523263739
Allendale County43424
Anderson County3345325744
Bamberg County42474
Barnwell County46558
Beaufort County1323173026
Berkeley County2740363434
Calhoun County71210107
Charleston County4447645471
Cherokee County91517520
Chester County109171815
Chesterfield County12316912
Clarendon County1110172119
Colleton County1317212418
Darlington County1813252415
Dillon County7147119
Dorchester County1716323217
Edgefield County03234
Fairfield County8871013
Florence County3123382932
Georgetown County13718615
Greenville County7162738774
Greenwood County67111210
Hampton County35714
Horry County5558817067
Jasper County815152511
Kershaw County1713181819
Lancaster County516151418
Laurens County1124222129
Lee County46855
Lexington County3935464347
Marion County891198
Marlboro County413998
Mccormick County14344
Newberry County74767
Oconee County313131118
Orangeburg County3428313028
Pickens County1413161920
Richland County6341456952
Saluda County56017
Spartanburg County3339755451
Sumter County1726202018
Union County35676
Williamsburg County161181715
York County2325183628

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Fatalities by Road Type in South Carolina

Road Type2008200920102011201220132014201520162017

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The table provides a trend for the last ten years. It clearly shows that rural roads are far dangerous compared to urban roads.

Fatalities by Person Type in South Carolina

Person Type20132014201520162017
OccupantsPassenger Car268327358367375
Light Truck - Pickup110118105118116
Light Truck - Utility94106121118133
Light Truck - Van1615343018
Light Truck - Other01032
Large Truck1010241717
Other/Unknown Occupants321076
Total Occupants502579653661668
MotorcyclistsTotal Motorcyclists149121185186145
Bicyclist and Other Cyclist1514162518
Other/Unknown Nonoccupants12243
Total Nonoccupants116123141173175

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Fatalities by Crash Type in South Carolina

Crash Type20132014201520162017
Total Fatalities (All Crashes)7678239791,020988
Single Vehicle476503527575569
Involving a Large Truck646311410490
Involving Speeding305307366393416
Involving a Rollover190194208215234
Involving a Roadway Departure473501541568575
Involving an Intersection (or Intersection Related)141150200233173

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Five-Year Fatality Trend for the top ten Counties in South Carolina

South Carolina Counties by 2017 RankingFatalities Per 100,000 Population
1Fairfield County34.4934.7430.644.1957.5
2Clarendon County32.0829.2450.0161.3355.79
3Williamsburg County48.3633.624.6353.3848.18
4Colleton County34.545.2856.0563.8347.86
5Calhoun County46.780.8667.7667.7947.61
6Chester County30.5627.7652.4955.7646.44
7Allendale County40.7130.9242.4622.0844.43
8Laurens County16.6236.133.1231.5543.38
9Mccormick County10.1240.7631.0541.841.91
10Jasper County30.2756.0554.3489.0638.65
Sub Rate 1Top Ten Counties3642.9344.2657.3547.16
Sub Rate 2All Other Counties14.6215.4118.1418.5618
Total RateAll Counties16.0917.0620.0120.5719.66

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Fatalities Involving Speeding by County in South Carolina

Abbeville County41246
Aiken County9772020
Allendale County21100
Anderson County1015132117
Bamberg County11320
Barnwell County14323
Beaufort County388610
Berkeley County1116121515
Calhoun County14546
Charleston County1218231926
Cherokee County49737
Chester County63973
Chesterfield County31536
Clarendon County4671012
Colleton County57677
Darlington County11910138
Dillon County210467
Dorchester County589118
Edgefield County01024
Fairfield County61355
Florence County116211213
Georgetown County54526
Greenville County2415142214
Greenwood County54554
Hampton County31201
Horry County2016211526
Jasper County347136
Kershaw County94977
Lancaster County28345
Laurens County512151617
Lee County10333
Lexington County1810131416
Marion County32745
Marlboro County17636
Mccormick County01131
Newberry County32716
Oconee County34528
Orangeburg County126131516
Pickens County884512
Richland County2618142923
Saluda County02012
Spartanburg County1016351521
Sumter County910599
Union County15574
Williamsburg County1043106
York County1386169

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Fatalities in Crashes Involving an Alcohol-Impaired Driver (BAC=.08+) by County in South Carolina

Abbeville County32210
Aiken County14910138
Allendale County21001
Anderson County131981420
Bamberg County12210
Barnwell County01434
Beaufort County7103108
Berkeley County1314101211
Calhoun County24222
Charleston County1924152118
Cherokee County36417
Chester County63387
Chesterfield County42934
Clarendon County53665
Colleton County371086
Darlington County1031094
Dillon County26252
Dorchester County851187
Edgefield County02010
Fairfield County57053
Florence County911101115
Georgetown County54403
Greenville County3522242621
Greenwood County24635
Hampton County22200
Horry County2327231918
Jasper County32363
Kershaw County125586
Lancaster County25454
Laurens County665811
Lee County31633
Lexington County2116222021
Marion County33431
Marlboro County14111
Mccormick County04020
Newberry County32133
Oconee County14447
Orangeburg County181091111
Pickens County58738
Richland County2818162416
Saluda County13011
Spartanburg County1119241714
Sumter County10124106
Union County01412
Williamsburg County732114
York County11871113

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Teen Drinking and Driving in South Carolina

Drunk driving can be fatal, especially in the case of teens. Their inexperience in driving can lead to fatal crashes.

In 2016, 90 teens were arrested for DUI in South Carolina, making it the 26th ranked state in terms of teen DUI arrests.

South Carolina witnessed 1.8 alcohol-impaired driving fatalities per 100,000 under-21 residents. This is much higher than the national average of 1.2 driving fatalities for under-21 drivers.

– EMS Response Time in South Carolina

Total Fatal Crashes
Urban Roads285
Rural Roads639

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No data is available at this time for EMS response time. We will update this section as soon as we have the relevant data.

Transportation in South Carolina

As per DataUSA, an average South Carolinian lives in a two-car household, spend less time in commute, and drive alone to work.

Car Ownership in South Carolina

Car ownership in South Carolina

An average household in South Carolina owns two cars.

Commute Time in South Carolina

Average Commute time in South Carolina

At 23.4 minutes, the commute time is shorter for South Carolinian compared to the national average of 25.5 minutes.

Only around six percent of commuters have a commute above 60 minutes, whereas the national average is 9.5 percent.

Commuter Transportation in South Carolina

Commuter transportation in South Carolina

81.8 percent of commuters prefer to drive alone to work in South Carolina, whereas 76.4 percent drive alone to work nationally.

Traffic Congestion in South Carolina

TomTom lists Greenville and Columbia in its most congested city list.

Greenville witnessed a 2 percent rise in congestion in 2018 compared to 2017.

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