How does an auto insurance company determine my premium?

Asking the question, "how does an insurance company determine my premium?" means you're serious about what coverage you have. Auto insurance companies determine your premiums through several factors, such as driving record, credit history, and age. On average, car insurance companies charge $90 to $268 for full coverage insurance. However, your personal factors determine your rates. Shop around and compare multiple insurance companies to get the best insurance rates.

UPDATED: Mar 20, 2023Fact Checked

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Scott W. Johnson

Licensed Insurance Agent

Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...

Licensed Insurance Agent

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: Mar 20, 2023

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