How does an auto insurance company determine my premium?

Asking the question, "how does an insurance company determine my premium?" means you're serious about what coverage you have. Auto insurance companies determine your premiums through several factors, such as driving record, credit history, and age. On average, car insurance companies charge $90 to $268 for full coverage insurance. However, your personal factors determine your rates. Shop around and compare multiple insurance companies to get the best insurance rates.

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