Best Norman, OK Auto Insurance in 2024 (Your Guide to the Top 10 Companies)

State Farm, Progressive, and Geico are the best Norman, OK, auto insurance providers, with rates starting at just $28 per month. State Farm excels with personalized service, Progressive offers useful budgeting tools, and Geico is known for providing affordable car insurance in Norman, Oklahoma.

Free Auto Insurance Comparison

Enter your ZIP code below to compare auto insurance rates.

secured lock Secured with SHA-256 Encryption

Laura Gunn

Insurance and Finance Writer

Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare.  Her experience in various industries has helped develop both her ...

Insurance and Finance Writer

Tim Bain

Licensed Insurance Agent

Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs.  His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada. 

Licensed Insurance Agent

UPDATED: Dec 8, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Top Pick in Norman OK: State Farm
4.3

Company Facts

Fcoveragerage in Norman OK

$57/mo

A.M. Best Rating

B

Complaint Level

Low
Best Tools in Norman OK: Progressive
4.4

Company Facts

Full Coverage in Norman OK

$125/mo

A.M. Best Rating

A+

Complaint Level

Low
Best Rates in Norman OK: Geico
4.1

Company Facts

Full Coverage in Norman OK

$90/mo

A.M. Best Rating

A++

Complaint Level

Low

The best Norman, OK, auto insurance providers are State Farm, Progressive, and Geico, with rates starting at $28 monthly.

best Norman, OK auto insurance

State Farm leads with personalized service, Progressive offers great budgeting tools, and Geico is the most auto insurance coverage option,  making them top choices for coverage in Norman, Oklahoma.

Our Top 10 Company Picks: Best Norman, OK Auto Insurance

Insurance CompanyRankBundling DiscountA.M. BestBest ForJump to Pros/Cons
State Farm: Best Norman, OK Auto Insurance#117%BLocal AgentsState Farm
Progressive: Best Norman, OK Auto Insurance#210%A+Budgeting ToolsProgressive
Geico: Best Norman, OK Auto Insurance#325%A++Affordable RatesGeico
Farmers: Best Norman, OK Auto Insurance#420%APolicy CustomizationFarmers
USAA: Best Norman, OK Auto Insurance#510%A++Military BenefitsUSAA
Liberty Mutual: Best Norman, OK Auto Insurance#625%AFlexible CoverageLiberty Mutual
Allstate: Best Norman, OK Auto Insurance#725%A+Valuable OptionsAllstate
Nationwide: Best Norman, OK Auto Insurance#820%A+Bundling DiscountsNationwide
American Family: Best Norman, OK Auto Insurance#925%AYoung DriverAmerican Family
Travelers: Best Norman, OK Auto Insurance#1013%A++Policy BundlingTravelers

Compare RatesStart Now →

Looking for better premiums? Enter your ZIP code above to find the best Norman, OK, auto insurance for your needs and budget.

Can't-Miss Facts

  • State Farm provides personalized service for the best Norman, OK, auto insurance
  • Geico and Progressive offer competitive rates for affordable coverage
  • State Farm is the top pick, with rates starting at $28 per month

Table of Contents

#1 – State Farm: Top Pick Overall

State Farm: Best Norman, OK Auto Insurance

Pros

  • Cheap Premiums: Famous for low-priced premiums in Norman, Oklahoma, from $28 a month. Visit our State Farm auto insurance review to get the full scoop.
  • Customized Coverage Types: State Farm provides customized policies to suit the varying needs of Norman, Oklahoma motorists.
  • Low Premiums: Known for low-cost premiums in Norman, Oklahoma, starting at $28 a month. See our State Farm auto insurance review for more details.

Cons

  • Fewer Online Tools: State Farm auto insurance has fewer comprehensive online tools than its competitors, which can be frustrating for users who want to manage their coverage online.
  • Bad Drivers Pay More: In Norman, OK, bad drivers pay a higher State Farm rate.

Enter your ZIP code below to compare auto insurance rates.

secured lock Secured with SHA-256 Encryption

#2 – Progressive: Best for Budgeting Tools

Progressive: Best Norman, OK Auto Insurance

Pros

 

  • Price Your Car Tool: One of the unique tools presented by Progressive is the facility of naming a price over auto insurance, which most Norman, OK, owners would love to set for it.
  • Coverage Options: With numerous options, one is guaranteed to land the best coverage that meets customers’ needs.
  • Telematics Discounts: Drivers in Norman, OK, who can prove their safety on the road by having a snapshot of their good driving behavior may be rewarded with many discounts. In this sense, it encourages responsible driving behavior.

Cons

  • Customer Service Complaint: A Progressive auto insurance review will also give deep information about comparing services.
  • Unaffordable Price for Teens: A Progressive auto insurance price quote is unaffordable to many teen drivers in Norman.

#3 – Geico: Best for Affordable Rates

Geico: Best Norman, OK Auto Insurance

Pros

  • Low Premiums: Geico provides affordable rates for budget-conscious drivers in Norman, OK.
  • Good Online Tools: Easy-to-use online and mobile tools make it easy to manage policies in Oklahoma.
  • Rich in discounts: Geico If you are thinking of a Geico auto insurance review is a must-read to understand how their offerings compare to others in the market.

Cons

  • Fewer Local Agents: Geico has fewer local agents in Norman, Oklahoma.
  • Less Comprehensive Limits: Some Norman motorists may find the company’s standard policy options incomplete.

#4 – Farmers: Best for Policy Customization

Farmers: Best Norman, OK Auto Insurance

Pros

  • Bundling Options: For more information, read a Farmers auto insurance review, which provides insights into how their services perform.
  • Customizable Policy Options: Farmers enable Norman, OK drivers to customize coverage to their requirements.
  • Forgiveness of Accidents: Provides forgiveness benefits that may be beneficial for Oklahoma drivers.

Cons

  • Higher Premiums: Farmer’s premiums in Norman, Oklahoma, are typically higher than average.
  • Customer Service Variability: Inconsistent service could affect your overall experience with auto insurance.

Enter your ZIP code below to compare auto insurance rates.

secured lock Secured with SHA-256 Encryption

#5 – USAA: Best for Military Benefits

USAA: Best Norman, OK Auto Insurance

Pros

  • Superior Customer Care: Top-rated support for drivers in Norman, OK.
  • Wide Coverage: Policies include benefits specially designed for military families located in Norman.
  • Competitive Rates: USAA offers rates that can save you money. To learn more, read a USAA auto insurance review to see how they compare.

Cons

  • Membership Requirement: Only available to military members and their families, limiting access.
  • Limited Local Presence: USAA has fewer physical offices for direct assistance in Norman, OK, which is important to consider when choosing an auto insurance provider.

#6 – Liberty Mutual: Best for Flexible Coverage

Liberty Mutual: Best Norman, OK Auto Insurance

Pros

  • Unique Add-Ons: Liberty Mutual provides interesting add-on options, like gap coverage and roadside assistance, for the Norman, OK, driver.
  • Bundling Discounts: Save by bundling auto and home insurance in Oklahoma.
  • Easy Digital Tools: The app makes managing your policy easy for Norman, OK, residents.

Cons

  • Higher Rates for Some Drivers: A Liberty Mutual auto insurance review is a good way to see how their services compare to other options.
  • Mixed Claims Reviews: Some drivers in Oklahoma report delays in claims processing.

#7 – Allstate: Best for Valuable Options

Allstate: Best Norman, OK Auto Insurance

Pros

  • Comprehensive Coverage: Provides strong options such as accident forgiveness for Norman, OK drivers.
  • Claim Satisfaction Guarantee: Offers a money-back guarantee if Norman residents are unsatisfied with claims service.
  • Local Agents: A strong presence in Norman ensures in-person support. Reading an Allstate auto insurance review can provide valuable insights.

Cons

  • Higher Premiums: Rates in Norman, Oklahoma, are often above the state average.
  • Limited Discounts for Young Drivers: Fewer savings opportunities for teens and new drivers in Norman.

Enter your ZIP code below to compare auto insurance rates.

secured lock Secured with SHA-256 Encryption

#8 – Nationwide: Best for Bundling Discounts

Nationwide: Best Norman, OK Auto Insurance

Pros

  • Multi-Policy Savings: Offers significant discounts for Norman, OK, residents who bundle home and auto policies.
  • Vanishing Deductible: This policy rewards safe drivers in Norman with a lower deductible over time. Reading a Nationwide auto insurance review will help you assess how their offerings compare to other options.
  • Strong Local Presence: Accessible agents provide personalized service for Oklahoma drivers.

Cons

  • Fewer Standalone Discounts: Discounts are less appealing for those not bundling policies in Norman.
  • High Rates for High-Risk Drivers: Premiums increase significantly for those with accidents in Norman, OK.

#9 – American Family: Best for Family Young Driver

American Family: Best Norman, OK Auto Insurance

Pros

  • Teen Safe Driver Program: This program helps young drivers in Norman, OK, build safe habits and save on premiums.
  • Comprehensive Family Coverage: Offers policies designed for families in Oklahoma.
  • Local Support: A strong presence in Norman for in-person assistance.

Cons

  • Higher Rates for Elderly  Drivers:  An American Family car insurance review will also make one read about their package offers and the comparison with the others.
  • Limited Availability of Discounts: Fewer overall discount opportunities compared to competitors.

#10 – Travelers: Best for Policy Bundling

Travelers: Best Norman, OK Auto Insurance

Pros

  • IntelliDrive Program: Tracks driving habits and rewards Norman, OK drivers with savings for safe practices.
  • Strong Bundling Options: Competitive discounts for Oklahoma residents who combine policies.
  • Wide Coverage Range: Offers both basic and premium options for Norman drivers. Read a Travelers auto insurance review for a detailed look at how their services compare.

Cons

  • Higher Telematics Requirements: Requires consistent participation in IntelliDrive for maximum discounts in Norman.
  • Mixed Customer Reviews: Some Oklahoma customers report varying satisfaction with claims handling.

Enter your ZIP code below to compare auto insurance rates.

secured lock Secured with SHA-256 Encryption

Understanding Auto Insurance Rates in Norman, OK

This section will discuss the factors determining auto insurance rates in Norman, OK, such as driving history, vehicle type, and location-specific details.

Norman, OK Auto Insurance Monthly Rates by Provider & Coverage Level

Insurance CompanyMinimum CoverageFull Coverage
Allstate: Best Norman, OK Auto Insurance$64$98
American Family: Best Norman, OK Auto Insurance$65$98
Farmers: Best Norman, OK Auto Insurance$61$98
Geico: Best Norman, OK Auto Insurance$54$90
Liberty Mutual: Best Norman, OK Auto Insurance$78$140
Nationwide: Best Norman, OK Auto Insurance$63$98
Progressive: Best Norman, OK Auto Insurance$66$125
State Farm: Best Norman, OK Auto Insurance$28$57
Travelers: Best Norman, OK Auto Insurance$62$98
USAA: Best Norman, OK Auto Insurance$54$90

Compare RatesStart Now →

By understanding these factors, readers will be better equipped to compare policies and find budget-friendly auto insurance in Norman, Oklahoma.

Norman, OK Report Card: Auto Insurance Premiums

CategoryGradeExplanation
Financial StabilityAProviders are financially secure
Customer Satisfaction A-Positive reviews from policyholders
Claims Processing B+Average claim resolution time is reasonable
AffordabilityBRates are moderate compared to state average

Compare RatesStart Now →

This is especially important for high-risk drivers, who may need to explore options like AAA auto coverage or specific Norman, Oklahoma, car insurance policies tailored to their needs.

Key Coverage Options for Norman, OK Drivers

This section will discuss the various types of coverage offered by insurance providers in Norman, Oklahoma, including liability, comprehensive, collision, and uninsured motorist coverage.

Auto Insurance Discounts From the Top Providers in Norman, OK

Insurance CompanyAvailable Discounts
Allstate: Best Norman, OK Auto InsuranceDrivewise (Usage-Based), Safe Driver, Good Student, Anti-theft, Multi-Policy
American Family: Best Norman, OK Auto InsuranceMulti-Policy, Good Student, Safe Driver, Teen Driver, Vehicle Safety, Bundling
Farmers: Best Norman, OK Auto InsuranceMulti-Policy, Good Driver, Teen Driver, Anti-theft, Defensive Driver, Bundling
Geico: Best Norman, OK Auto InsuranceMilitary, Good Student, Defensive Driver, Anti-theft, Emergency Deployment
Liberty Mutual: Best Norman, OK Auto InsuranceMulti-Policy, Defensive Driver, New Car, Homeowner, Paperless
Nationwide: Best Norman, OK Auto InsuranceAccident Forgiveness, Multi-Policy, Good Driver, Defensive Driver, Anti-theft
Progressive: Best Norman, OK Auto InsuranceSnapshot (Usage-Based), Multi-Policy, Paperless, Safe Driver, Online Quote
State Farm: Best Norman, OK Auto InsuranceDrive Safe & Save, Multiple Policies, Student Away at School, Vehicle Safety, Anti-theft
Travelers: Best Norman, OK Auto InsuranceMulti-Policy, Safe Driver, Early Quote, Hybrid/Electric Car, Paperless
USAA: Best Norman, OK Auto InsuranceMilitary, Safe Driver, Good Student, Defensive Driver, Multi-Policy, Vehicle Safety

Compare RatesStart Now →

It will also explain the necessary auto insurance coverage in Norman, Oklahoma, to ensure drivers are adequately protected and touch on the importance of selecting the right vehicle insurance for your needs.

How to Maximize Auto Insurance Discounts in Norman, OK

This section will highlight the discounts available from top insurers in Norman, OK, such as the safe driver discount, Allstate insurance services in Norman, Oklahoma, and State Farm agents in Norman, Oklahoma.

State Farm Screenshot: Best Norman, OK Auto Insurance

It will also offer guidance on qualifying for these discounts and lowering your Norman auto insurance rates.

Enter your ZIP code below to compare auto insurance rates.

secured lock Secured with SHA-256 Encryption

The Role of Customer Service in Choosing Auto Insurance in Norman, OK

This section will focus on the critical role of customer service when selecting the best Norman, OK, auto insurance provider. It will discuss how efficient and helpful customer support can greatly affect your experience, particularly when learning how to file an auto insurance claim.

For just $28 a month, State Farm offers the best Norman, OK auto insurance with exceptional customer service that ensures a smooth claims process.

Kristen Gryglik Licensed Insurance Agent

Additionally, it will touch on the benefits of choosing Top-rated auto insurance in Oklahoma, such as State Farm coverage in Norman, Oklahoma, known for its strong customer support and reliable claims handling. Lastly, it will consider providers offering low-cost car insurance in Texas for those interested in more affordable options.

Comparing Local and National Auto Insurance Providers in Norman, OK

This section will help you understand how to compare auto insurance companies by evaluating local and national providers.

What is living in Oklahoma like, specifically in Norman?
byu/BlackStallion657 inoklahoma

Whether you’re looking for affordable auto insurance in Springfield, Illinois, cheap vehicle insurance in Plano, or AAA services in Norman, Oklahoma, this guide will help you assess each option’s strengths and weaknesses to find the coverage you need.

Best Auto Insurance Discounts in Norman, Oklahoma

This article highlights top auto insurance providers in Norman, OK, including State Farm, Progressive, and Geico, which are known for their competitive rates.

Norman, OK Auto Accident & Insurance Claim Statistics

FactorValue
Accidents per Year1,450
Claims per Year1,200
Average Claim Cost$5,800
Percentage of Uninsured Drivers14%
Vehicle Theft Rate250 thefts/year
Traffic DensityModerate
Weather-Related IncidentsLow

Compare RatesStart Now →

It discusses coverage options, how to maximize discounts, and compares insurers.

At just $28 per month, State Farm offers the best Norman, OK auto insurance with competitive rates and exceptional coverage options.

We also emphasize the importance of customer service, especially when dealing with your insurance company when your car needs repairs.

Whether you’re looking into insurance firms in Norman, Oklahoma, seeking the best auto coverage in Norman, Oklahoma, or considering Progressive car insurance in Norman, Oklahoma, this guide helps you make an informed decision. Use our free quote comparison tool below to discover your area’s most affordable coverage options.

Enter your ZIP code below to compare auto insurance rates.

secured lock Secured with SHA-256 Encryption

Frequently Asked Questions

What is the best Norman, Oklahoma, auto insurance provider?

State Farm, Progressive, and Geico are Norman, Oklahoma’s top auto insurance providers. These companies offer reliable coverage options, including automobile liability coverage, to suit various needs.

How can I find the best Norman, Oklahoma, auto insurance rates?

Compare quotes from top providers online, with rates starting at $28 per month. Enter your ZIP code below to compare rates from the leading providers offering the best Norman, OK, auto insurance.

Which Norman, Oklahoma, insurance company offers the best customer service?

State Farm is known for exceptional customer service.

What is the best Norman, Oklahoma, auto insurance for budget-conscious drivers?

Geico offers affordable coverage.

Is State Farm the best auto insurance for young drivers in Norman, Oklahoma?

style=”box-sizing: border-box; margin: 0px; padding: 0px;”>Thanks to its competitive rates and excellent customer support, it is a great option for those seeking cheap car insurance rates.

Which Norman, Oklahoma, auto insurance providers offer the best discounts?

Progressive, State Farm, and Allstate offer great discounts.

Which Norman, Oklahoma, auto insurance company offers the best coverage for families?

American Family offers family-friendly coverage.

What is the best Norman, Oklahoma, auto insurance for military members?

USAA offers the best coverage for military families.

Which provider is best for policy customization in Norman, Oklahoma?

Regarding policy customization in Norman, Oklahoma, Farmers Insurance stands out with its excellent options, allowing you to tailor your coverage. Understanding the different types of car insurance can help you choose the right policy to fit your needs.

How do I maximize discounts on the best Norman, Oklahoma, auto insurance?

Use safe driver discounts, bundle policies, or apply vehicle safety features. Finding lower insurance rates is simple—enter your ZIP code into our free quote comparison tool below to get started.

Free Auto Insurance Comparison

Enter your ZIP code below to compare auto insurance rates.

secured lock Secured with SHA-256 Encryption