Whether you've had a wreck or are just curious, you need to know how accidents change your car insurance rate. Car insurance rates after accidents nearly always go up. There are some ways you can avoid having your rates go up. Switching car insurance after an accident can offset the increase in rates with a promotional offer. Typically, you don't expect insurance rates to go up after a no-fault accident, but your auto insurance company may raise car insurance rates even if you weren't at fault if you made a claim. Learn all about how accidents change your auto insurance rates below.
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Chris Tepedino is a feature writer that has written extensively about car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, research investigative pieces…
Written byChristopher Tepedino Writerhttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/autoinsuranceez-live/2020/03/a4e2f7ce-christopher-tepedino.jpg
Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states…
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The chances are good that if you found this page, it means you have recently been in an accident. With any luck, it was only something minimal, like a fender bender. But serious accidents happen all the time, too.
And it’s hard to know exactly how your car insurance company is going to react when you have to file a claim and report it. Knowing what to do in a car accident is important, but so is knowing what to expect after.
Depending on the severity of the accident, the cost to repair or replace damaged property, and whether or not bodily injuries are involved we’ll all have a major influence on how your auto insurance provider will change your premiums when it comes time to renew your policy.