UPDATED: Sep 5, 2020
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AutoinsuranceEZ.com Rating:Back in 1989, the United Automobile Insurance Company (UAIC) was founded in order to provide high quality non-standard insurance at low costs to Miami drivers. The company soon became profitable enough to offer non-standard insurance policies in the states of Illinois and Florida. Today, their business has expanded to a dozen different states within the union as they strive to become the premier player in the non-standard insurance market.
United Automobile Insurance Review
Before you invest in a company, especially an insurance company, you should take a good hard look at their reviews. Customer service reviews can help you decide which company will be there when you need them, while financial strength reviews can help consumers feel confident that any claims they file will be paid out. As recently as November 2016, UAIC’s financial strength rating with AM Best changed from a “C” to “NR (no rating)”. In the past, their customer satisfaction has been far less than ideal. Although it appears as through things may be improving in customer satisfaction, they still only have a 3.68 composite customer satisfaction score from the BBB.
|AM Best Financial Strength Rating (2016)||NR|
|NAIC Complaint Index (2012)||3.71 (National Median 1.00)|
|Better Business Bureau (2016)||A+|
|BBB Composite Score (2016)||3.68 out of 5 stars|
United Automobile Insurance Discounts
While it’s true that most available discounts will vary by state, most companies at least try to publish some sort of data on the discounts you could be eligible for. Unfortunately, all information on available discounts for UAIC are exclusively available to their independent insurance agents. In order to know what discounts are offered in your area, as well as how much they could help you save, you’ll have to contact your local UAIC agent directly.
United Automobile Auto Insurance Options
One would assume that, if you request an insurance policy from UAIC, it will contain at least the types and amounts of coverage you need to drive legally in your state. Under most circumstances, this includes Property Damage and Bodily Injury Liability coverage. No-fault states will also require Personal Injury Protection or something similar. Also, non-standard insurance policies sometimes include SR-22 insurance. To know which specific coverages UAIC offers, however, you’re going to have to get in touch with an agent near you.
Comparing United Automobile Insurance Quotes
Comparison shopping is essential when it comes to finding the right car insurance policy to meet your needs. Below, we have quotes from several popular companies, compared to the national average, in some of the most densely-populated driving areas: