UPDATED: Sep 5, 2020
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AutoinsuranceEZ.com Rating:Although the entity known as Franklin Insurance has only existed since 1989, the company itself has a long history of changing ownership dating all the way back to the 1920’s. Today, however, it operates primarily in the state of Pennsylvania with some offices also located in the New Jersey area. Instead of serving just one company, the independent agents at Franklin work with their customers to find reliable providers who can offer them peace of mind at an affordable price.
Franklin Insurance Review
Given the relative youth of the company, customer reviews are hard to find. There are a handful of positive testimonials on the company website, however. Their rating with the BBB seems to back these testimonials up, seeing as how they have earned an A+ with the organization. Financially speaking, they also look stable according to A.M. Best, a credit rating agency.
|A.M. Best||A (excellent)|
|Better Business Bureau (BBB)||A+|
Franklin Insurance Discounts
Franklin, being the small company that it is, prefers to inform its customers about their insurance options in person. This includes information about potential discounts. If you contact a Franklin insurance agent, be sure to ask them about discounts which might be relevant to your unique circumstances. Some of these may include:
- Bundling discounts (for multiple vehicles, married couples, home + auto, and more)
- Good Driver Discounts
- Low Mileage Discounts
- Discounts for Safety Equipment (ABS, airbags, anti-theft alarms, and more)
- Loyalty Discounts
- And more
Franklin Auto Insurance Options
On the company website, Franklin does a fair job of explaining the main components of their auto policies. Beyond that, they fail to go into detail about specific coverage options, unique forms of coverage that you might not find from other agencies, or how customizable the policy is. They break their coverage down into two different categories:
- The Liability Section – this part of your Franklin insurance policy covers your financial responsibility for injuring others. They do not, unfortunately, go into detail about the difference between bodily injury or property damage Liability.
- The Car Itself – Franklin auto policies also cover your particular piece of property – in this case, your vehicle. This is the part if the policy which includes Comprehensive, Collision, Ancillary Medical, and Rental Car coverage which may or may not be included in your policy based on state laws.
Comparing Franklin Insurance Quotes
Franklin Insurance is a small company operating in several cities across Pennsylvania and New Jersey. They still operate based on an in-person, direct approach to their customers. For these reasons, it can be hard to find accurate quotes online (although their website does offer a secure quote in exchange for your personal contact information).