UPDATED: Sep 5, 2020
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AutoinsuranceEZ.com Rating:National Automotive Insurance is a small, local company offering affordable automotive insurance options within the state of Louisiana. The company was founded in 1988 and has since expanded throughout the Pelican State. If you’re having trouble deciding on whether or not to request a free quote from the National Automotive Insurance Company (NAIC), keep reading for detailed information on the company.
National Automotive Insurance Review
Customer service ratings for National Automotive Insurance are a bit mixed. On the plus side, the BBB has given them an A+ rating with zero complaints filed in the last 3 years. Their complaint index scores, however, are less than ideal. And their financial strength rating was an A- back in 2015, but the most recent reports from AM Best have changed that to “not rated”. It is unclear whether this means good or bad things for the company’s financial security.
|AM Best Financial Rating (2016)||Not Rated|
|NAIC Complaint Index (2012)||1.49 (National Index 1.00)|
|Better Business Bureau (2016)||A+|
National Automotive Insurance Discounts
Unfortunately, it is unclear which discounts NAIC offers to Louisiana drivers. However, in the past, the company has offered the following:
- Proof of Prior Insurance Discount
- Multi-Car Policy Discount
- Homeowner Discount
- “Stability” Discount (living in one place for more than 3 years)
- Accident-Free Discount
- Low Mileage Discount
- Full Payment Discount
- Safe Driver Discount
- Driver Education Discount
- College Education Discount
Not all discounts may be available in all areas. To know for sure which discounts are available, which ones you qualify for, and how much you can save, you’ll have to get in touch with an NAIC agent near you.
National Automotive Auto Insurance Options
Finding information on the coverage options offered by National Automotive is quite the challenge since it appears as though they no longer have an online presence. One would imagine, however, that they at least offer the minimum amounts and coverage types that drivers need in order to drive legally in Louisiana. Those requirements include $15,000/$30,000 for Bodily Injury Liability and $25,000 in Property Damage Liability.
Comparing National Automotive Insurance Quotes
You might have some difficulty finding accurate NAIC quotes online. For this reason, we have provided the following chart which shows estimated quotes for typical drivers in different parts of the United States: