What Is SR-22 Insurance?

Sometimes, life happens. For some, it can happen in the form of a DUI or other serious driving violation that impacts your ability to drive legally. When this happens, there are a lot of potential effects. How a DUI affects car insurance premiums can vary depending on a number of factors, but you may be...

Read more ...

Full Coverage Car Insurance

Full coverage car insurance can mean different things to different people, depending on which insurance company you purchase a policy from. Of course, for many providers, a full coverage policy includes the full portfolio of both mandatory and optional coverages. For the most part, the majority of major providers offer the same auto insurance coverage...

Read more ...

Mechanical Breakdown Insurance

We understand if you're a little bit unclear about what mechanical breakdown insurance (MBI) is, and why someone might purchase it. But if you've found this page, you won't be confused for very long. We can explain to you what MBI is, how it compares to other auto insurance coverage options such as comprehensive coverage...

Read more ...

Mexican Car Insurance

¡Víva La México! Unfortunately, though, your bank account won't be "viviendo" for very long if you don't make sure you have the right auto insurance coverage options should you take your vehicle south of the border. Believe it or not, there are some serious restrictions as to what your auto insurance policy will and won't...

Read more ...

Personal Injury Protection (PIP) Car Insurance

How much do you know about personal injury protection (PIP) car insurance? For some drivers, it may be required in your state, so you probably know more about it than most. But there are still others out there who, even if it is a mandatory part of their auto policy, might not know anything about...

Read more ...

Temporary Car Insurance

There are different types of car insurance for different situations. If you are in a situation where you need to insure a vehicle, but only for a relatively short amount of time, then you should definitely be shopping around for a temporary car insurance policy. But finding the right kind of coverage — especially the...

Read more ...

Minimum Car Insurance Requirements

In pretty much every state, you need to have auto insurance in some form or another in order to drive legally. Successfully meeting that need largely depends on what your state laws are. Believe it or not, sometimes not all 50 states in the USA universally agree on the same thing (shocker!). And one of...

Read more ...

Car Insurance Rental Reimbursement Coverage

If something truly unfortunate happens to your vehicle, and it needs to be in the body shop for a while getting repaired, you're probably going to need an alternate form of transportation. But public transit ranges from fairly poor to dangerous in most areas. Constantly paying for cab fare or rideshare (like Uber) can get...

Read more ...

Auto Insurance Basics: Property Damage Liability

When it comes to automobile liability coverage, there are two basic components to it: bodily injury liability, and property damage liability. This article is going to discuss the latter in-depth. If you've ever wondered exactly what liability property damage coverage is for, and how it works in the event of an accident, just keep reading....

Read more ...

Lowering Auto Insurance Premium Costs

Nobody wants to pay more than they absolutely have to for a mandatory expense like car insurance. But since we all have to bite the bullet and deal with auto insurance bills, we have to get creative and find new, innovative ways for lowering auto insurance premium costs. Below, we'll suggest some simple strategies you...

Read more ...

How to Switch Auto Insurance Companies

No insurance company likes to see their customers leave them for another provider. Even a large, national company that services millions of drivers each and every day will do what it can to retain as much business as possible. However, trends in the auto insurance industry are constantly shifting and changing. The policy you bought...

Read more ...

How To Deduct Your Car Insurance From Your Taxes

When you're considering your auto insurance coverage options you probably aren't thinking of taxes. Did you know that, in some cases, your auto insurance may be tax-deductible. But this is only valid in certain situations that most everyday drivers may not qualify for. Keep reading below if you think you might be eligible for a...

Read more ...

Negotiating Your Car’s Value After An Accident

So you've had an accident. For those of us who have been there, it's the worst. But even after the initial trauma, you have a bunch of emotionally draining hurdles to jump over in order to pick up the pieces and get your life back to normal. Knowing what to do in a car accident...

Read more ...

Do You Need Roadside Assistance Coverage?

Before you go any farther in this article, ask yourself one important question: what if you were driving down the road tomorrow on your way to work, and your tire blew out? What would you do? Do you have a spare in your trunk? Do you know how to change a tire yourself? Would you...

Read more ...

Car Insurance Coverage Lapse

Sometimes, car insurance coverage lapses happen. Sometimes it happens when you get deployed overseas. Other times, it's because you get behind on your monthly payments. You may have even been recently convicted for a violation that your insurance company deems worthy of coverage cancellation, or are returning to the road after several months or years...

Read more ...

How Traffic Violations Increase Car Insurance Rates

Nobody's Perfect — and this is especially true when you're behind the wheel. That speeding ticket you got when you were late to work that day, that failure to yield when you didn't see the other guy coming or even something more serious, such as reckless driving — all of these citations can end up...

Read more ...

The Different Types of Car Insurance

Most people think of car insurance as a single, solid, monolithic thing. They know they need it, and they know it'll pay out some money if something bad happens to their car, but beyond that, it's a mystery for most people. The truth, however, is that an auto insurance policy is more like a Mr....

Read more ...

How Accidents Change Your Car Insurance Rate

The chances are good that if you found this page, it means you have recently been in an accident. With any luck, it was only something minimal, like a fender bender. But serious accidents happen all the time, too. And it's hard to know exactly how your car insurance company is going to react when...

Read more ...

How Your Credit Score Affects Your Car Insurance Premiums

At some point while considering your auto insurance coverage options, when you request a quote directly from a company, they will ask you for your social security number. This helps them run a credit check on your financial history. Insurance companies perform this check because they feel that your credit history is an accurate snapshot...

Read more ...

Figuring Out How Much Car Insurance You Need

When you're considering your auto insurance coverage options, figuring out how much car insurance you need to purchase is a delicate balance. You want to buy enough coverage to make sure that you are protected in the event that something happens to you or your vehicle (or both). At the same time, nobody wants to...

Read more ...

Bundling Car Insurance and Renters Insurance to Save Money

Do you want a car? Do you also rent an apartment? If so, then you may be interested in bundling car insurance and renters insurance policies together. Will bundling your auto and renters insurance save you money? Usually, bundling car and renters insurance will save you money. Sometimes, it can save you hundreds of dollars...

Read more ...

Non-Owner Car Insurance

Yes, it is possible to purchase an auto insurance policy even when you don't own your own vehicle. This auto insurance coverage option is known as non-owner car insurance, and you'd be surprised how many people can benefit from owning such a policy. But even though there are some drivers who might find it beneficial...

Read more ...

Medical Payments Car Insurance Coverage

Nobody wants to get injured in an accident. If you or a loved one I've been hurt in an accident in the past, then you may be seriously considering the purchase of medical payments or personal injury protection (PIP) coverage. This can be a smart move if you think that a collision-induced injury could have...

Read more ...

Rebuilt Salvage Title Car Insurance

The vast majority of automobiles out there come with a title which is referred to as a "clean" title — meaning that the car has never been in a serious accident, had its mileage tampered with, or been in any other sort of situation which would make it unsafe to drive. But not all cars...

Read more ...

UM/UIM Auto Insurance Coverage

Have you ever have been hit by a driver who didn't have car insurance? Have you ever been involved in a hit-and-run accident, whether in your own vehicle or as a pedestrian? If not, then consider yourself lucky. However, if you don't have any uninsured motorist/underinsured motorist coverage on your policy, you may not be...

Read more ...

Total Loss Car Insurance

What is total loss car insurance? Do you need it? And how do you know the difference between this type of insurance coverage and other coverages which may seem similar? Total loss auto insurance isn't necessary for every driver. In fact, it may only really apply to a minority of car owners. But if you're...

Read more ...

Vanishing Deductibles

Vanishing deductibles sound great. After all, who wouldn't want to avoid paying some (or all) of their deductible in the event of an accident? It sounds like a convenient way to save money — but is there more to vanishing deductibles than meets the eye? Could asking for a vanishing deductible, or purchasing optional vanishing...

Read more ...