Car Insurance Coverage Lapse
So You Have a Lapse in Car Insurance. What Do You Do? Sometimes, lapses in car insurance coverage happen. Sometimes it happens when you get deployed overseas. Other times, it's because you get behind on your monthly payments. You may have even been recently convicted for a violation that your insurance company deems worthy of...
How Traffic Violations Increase Car Insurance Rates
Driving Violations: How Much Will They Raise Your Car Insurance Rates? Nobody's Perfect - and this is especially true when you're behind the wheel. that speeding ticket you got when you were late to work that day, that failure to yield when you didn't see the other guy coming, or even something more serious, such...
How Accidents Change Your Car Insurance Rate
Will an Accident Raise My Car Insurance Rates? The chances are good that if you found this page, it means you have recently been in an accident. With any luck, it was only something minimal, like a fender bender. But serious accidents happen all the time, too. And it's hard to know exactly how your...
How Your Credit Score Affects Your Car Insurance Premiums
Is Your Credit Score Secretly Raising Your Car Insurance Premiums? At some point during the auto insurance shopping process, when you request a quote directly from a company, they will ask you for your social security number. This helps them run a credit check on your financial history. Insurance companies perform this check because they...
Figuring Out How Much Car Insurance You Need
Figuring Out How Much Car Insurance You Need Figuring out the right amount of car insurance to purchase is a delicate balance. You want to buy enough coverage to make sure that you are protected in the event that's something happens to you or your vehicle (or both). At the same time, nobody wants to...
Bundling Car Insurance and Renters Insurance to Save Money
Will Bundling Your Auto and Renters Insurance Save You Money? Do you want a car? Do you also rent an apartment? If so, then you may be interested in bundling your car insurance and your renters insurance policies together. Sometimes, this can save you hundreds of dollars per year. Other times, it can backfire and...
Rebuilt Salvage Title Car Insurance
How to Insure a Car Without a Clean Title The vast majority of automobiles out there come with a title which is referred to as a "clean" title - meaning that the car has never been in a serious accident, had its mileage tampered with, or been in any other sort of situation which would...
Lowering Auto Insurance Premium Costs
A Penny Pincher's Guide to Lowering Your Auto Insurance Costs Nobody wants to pay more than they absolutely have to for a mandatory expense like car insurance. But since we all have to bite the bullet and deal with auto insurance bills, we have to get creative and find new, innovative ways to save money...
How to Switch Auto Insurance Companies
Switching Auto Insurance Companies No insurance company likes to see their customer leave them for another provider. Even a large, national company which services millions of drivers each and every day will do what it can to retain as much business as possible. However, trends in the auto insurance industry are constantly shifting and changing....
How To Deduct Your Car Insurance From Your Taxes
How Can I Deduct My Auto Insurance Off My Taxes? The more tax deductions you can get, the more money you can save - you might even be able to get a tax refund if you can collect enough of them! In some cases, even your auto insurance may be tax-deductible. But this is only...
Negotiating Your Car’s Value After An Accident
Negotiating Your Car's Value With Your Insurance Company After an Accident So you've had an accident. For those of us who have been there, it's the worst. But even after the initial trauma, you have a bunch of emotionally draining hurdles to jump over in order to pick up the pieces and get your life...
Non-Owner Car Insurance
Non-Owner Car Insurance Yes, it is possible to purchase an auto insurance policy even when you don't own your own vehicle. This is known as non owner car insurance, and you'd be surprised how many people can benefit from owning such a policy. But even though there are some drivers who might find it beneficial...
Medical Payments Car Insurance Coverage
Purchasing Medical Payments Coverage Nobody wants to get injured in an accident. If you or a loved one I've been hurt and an accent in the past, then you may be seriously considering purchase a medical payments or personal injury protection (PIP) coverage. This can be a smart move if you think that a collision-induced...
Car Insurance: Rental Reimbursement Coverage
Car Insurance: Rental Reimbursement Coverage If something truly unfortunate happens to your vehicle, and it needs to be in the body shop for a while getting repaired, you're probably going to need an alternate form of transportation. But public transit ranges from fairly poor to dangerous in most areas. Constantly paying for cab fare or...
Auto Insurance Basics: Property Damage Liability
Auto Insurance Basics: Property Damage Liability When it comes to liability insurance, there are two basic components to it: bodily injury liability, and property damage liability. This article is going to discuss the latter in-depth. If you've ever wondered exactly what liability property damage coverage is for, and how it works in the event of...
Do You Need Roadside Assistance Coverage?
Should You Add Roadside Assistance Coverage to Your Auto Insurance Policy? Before you go any farther in this article, ask yourself one important question: what if you were driving down the road tomorrow on your way to work, and your tire blew out? What would you do? Do you have a spare in your trunk?...
The Different Types of Car Insurance
An Explanation of the Types of Coverage on Your Auto insurance policy Most people think of car insurance as a single, solid, monolithic thing. They know they need it, and they know it'll pay out some money if something bad happens to their car, but beyond that, it's a mystery for most people. The truth,...
UM/UIM Auto Insurance Coverage
UM/UIM: What If You Get Hit by an Illegal Driver? Have you ever have been hit by a driver who didn't have car insurance? Have you ever been involved in a hit-and-run accident, whether in your own vehicle or as a pedestrian? If not, then consider yourself lucky. However, if you don't have any uninsured...
Total Loss Car Insurance
Total Loss Car Insurance What is total loss car insurance? Do you need it? And how do you know the difference between this type of insurance coverage, and other coverages which may seem similar? Total loss auto insurance isn't necessary for every driver. In fact, it may only really apply to a minority of car...
Vanishing Deductibles
Vanishing Deductible: Do You Have It, and Do You Need It? Vanishing deductibles sound great. After all, who wouldn't want to avoid paying some (or all) of their deductible in the event of an accident? It sounds like a convenient way to save money - but is there more to vanishing deductibles than meets the...
What Is SR-22 Insurance?
All About SR22 Auto Insurance Sometimes, life happens. For some, it can happen in the form of a DUI or other serious driving violation that impact your ability to drive legally. When this happens, you may be required to file for SR-22 auto insurance. But what exactly does that mean? How can you get it?...
Full Coverage Car Insurance
Explaining Full Coverage Car Insurance Full coverage car insurance can mean different things to different people, depending on which insurance company you purchase a policy from. Of course, for many providers, a full coverage policy includes the full portfolio of both mandatory and optional coverages. For the most part, the majority of major providers offer...
Mechanical Breakdown Insurance
Are You Confused About Mechanical Breakdown Car Insurance? We understand if you're a little bit unclear about what mechanical breakdown insurance (MBI) is, and why someone might purchase it. But if you've found this page, you won't be confused for very long. We can explain to you what MBI is, how it compares to coverages...
Mexican Car Insurance
Mexican Car Insurance ¡Víva La México! Unfortunately, though, your bank account won't be "viviendo" for very long if you don't make sure you have adequate insurance coverage should you take your vehicle south of the border. Believe it or not, there are some serious restrictions as to what your auto insurance policy will and won't...
Personal Injury Protection (PIP) Car Insurance
PIP Personal Injury Protection Car Insurance Basics How much do you know about personal injury protection (PIP) car insurance? For some drivers, it may be required in your state, so you probably know more about it than most. But there are still others out there who, even if it is a mandatory part of their...
Temporary Car Insurance
Should You Get Temporary Car Insurance? Are you in a situation where you need to insure a vehicle, but only for a relatively short amount of time? Then you should definitely be shopping around for a temporary car insurance policy. But finding the right kind of coverage - especially the right price - can be...
Minimum Car Insurance Requirements
Minimum Car Insurance Requirements by State In pretty much every state, you need to have auto insurance in some form or another in order to drive legally. Successfully meeting that need largely depends on what your state laws are. Believe it or not, sometimes not all 50 states in the USA universally agree on the...