The Ultimate New Jersey Car Insurance Guide (Costs + Coverage)

New Jersey Statistics SummaryDetails
Road MilesMiles Driven: 75,393 millions
Miles of Roadway: 39,065
VehiclesRegistered: 5,786,113
Thefts: 11,778
Population8,960,001
Most Popular Vehicle in New JerseyHonda CR-V
Uninsured%/Underinsured%14.90%
Total Driving Related DeathsSpeeding-Related Fatalities: 120
DUI Fatalities: 125
Full Coverage Average Premiums (Annual)Liability: $869.57
Collision: $381.86
Comprehensive: $131.35
Full Coverage: $1,382.79
Cheapest ProviderGEICO

New Jersey is the most densely populated state in the United States. Over nine million people call New Jersey there home.

If you are a native from New Jersey than you share that with the likes of Jack Nicholson, Judy Blume, Whitney Houston, Frank Sinatra, Bruce Springsteen, Grover Cleveland, and Aaron Burr.

New Jersey holds the title for the longest boardwalk and the first baseball game played in Hoboken. An unfortunate title New Jersey holds is the title of most cars stolen. More cars are stolen in Jew Jersey than Los Angelos and New York City combined.

Yikes, that’s a lot of stolen cars. We will dig into those details a little later and tell you which car is the most popular in the eyes of a car thief and where most of the cars are being stolen.

Don’t worry, it won’t be all bad! We are going to sift through the research and help you with all your New Jersey auto insurance needs.

Finding the right insurance and understand how it works can be tough, and we are going to help you out with it.

Looking for cheap car insurance in New Jersey? If you are living in Newark, Jersey City, Paterson, Elizabeth, or Edison, you can find up to nine rate quotes from first-rate insurers in your area through AutoInsuranceEZ.com.

We make it so easy, you can even get a quote by entering your zip code above.

Table of Contents

New Jersey Car Insurance Coverage and Rates

New Jersey is the most expensive state for car insurance. But why?

Due to the density of the state, that leads to more accidents. Drivers also tend to buy more expensive cars since there is a lot of wealth in the state. New Jersey is a high-commuter state, so more drivers are on the road for longer periods of time.

Insurance carriers in New Jersey also have strict personal injury protection guidelines to ensure no one is left liable in an accident where injuries occur.

We are going to to take a look at New Jersey insurance companies, what type of coverages are available, and where the cheapest insurance is in the state.

– New Jersey’s Car Culture

New Jersey is known for the number of commuters living in New Jersey. New Jersey drivers hold the second highest percentage on the list for longest commutes. Most commuters drive to New York or Pennsylvania.

Not everyone commutes though. New Jersey, only behind New York, leads the states for most used public transportation.

If you do own a car, how much insurance is required by law? We are hitting that topic next!

– New Jersey Minimum Coverage

Car insurance is required for all drivers in the state in New Jersey.

RequirementStandard PolicyBasic Policy
Personal Injury Liability$15,000 per person/$30,000 per accidentOptional coverage of $10,000/accident
Property Damage Liability$5,000 per accident$5,000 per accident
Personal Injury Protection (PIP)$15,000 per accident

Up to $250,000 for specific injuries
$15,000 per person/$30,000 per accident
Up to $250,000 for specific injuries

You can purchase two types of insurance policies in New Jersey, basic or standard. A basic policy is substantially cheaper than a standard policy.

– Forms of Financial Responsibility

Per the New Jersey Motor Vehicle Commission:

“Your insurance company must issue you a paper or electronic New Jersey Insurance Identification Card for each vehicle under your policy. N.J.S.A. 39:3-29. Pursuant to N.J.S.A. 39:3-29.1 and N.J.A.C. 11:3-6.1 – 6.5, New Jersey insurance identification cards must meet the following specifications:

  • The dimensions of the paper card must be between three inches by five inches and five and a half inches by eight and a half inches;
  • The white cardstock must be at least 20 lbs in weight; and
  • The front of the card must contain the insurance company’s name, the insured’s name and address, the policy number, effective date, expiration date, vehicle description (make, model and VIN), the  heading “State  of New Jersey Insurance Identification  Card,”  the  insurance company code, and the name and address of the insurance company or the office or agency issuing the identification card. The reverse of the card shall include the address established by the insurer for the filing of notification of the commencement of medical treatment by treating medical providers.

In New Jersey, the insurance identification card may be displayed or provided in either paper or electronic form.  For these purposes, “electronic form” means the display of images on an electronic device, such as a cellular telephone, tablet or computer.  Paper insurance card specifications have not changed.

You must keep the card in the vehicle, or be able to produce the electronic format:

  • Before an inspection.
  • When involved in an accident.
  • When stopped for a traffic violation.
  • When you are stopped in a spot check by a police officer.

Failure to present the card or electronic form may result in fines.

Driving an uninsured vehicle may result in fines, community service, license suspension, and insurance surcharges.”

You, as the driver and/or car owner, are responsible for showing proof of your financial responsibility.

– Premiums as a Percentage of Income

So how much is this insurance going to take for your income? New Jersey hovers around under three percent of your annual income.

Details201220132014
Full Coverage Premiums (Annual)$1,334.59$1,369.70$1,379.20
Personal Disposable Income (Annual)$48,569$47,972$49,983
Percentage of Income2.75%2.86%2.76%

To get a more exact calculation, you can check out this tool.

 

CalculatorPro

– Core Coverage

 New JerseyCountrywide
Liability$869.57$538.73
Collision$381.86$322.61
Comprehensive$131.35$148.04
Full Coverage$1,382.79$1,009.38

We already mentioned earlier, New Jersey is the most expensive state for car insurance. The above table shows a breakdown of core coverages and the cost versus the cost countrywide.

Let’s explain some of the core coverages listed above.

  • Liability coverage is divided into two types of liability coverages which are bodily injury and property damage for which you are held liable.
  • Collision and comprehensive coverage are additional coverages to pay no matter the fault and can cover windshield damage, collision with animals, hit and runs, weather, and theft.
  • Full Coverage is the combination of three coverages listed above and in some cases additional coverages depending on the insurance carrier.

– Additional Liability

Additional Liability can include personal injury protection, medical payments, and uninsured/underinsured motorist coverage.

Personal injury protection is a required coverage in New Jersey. This coverage is used for any medical expenses that result from a car accident for you or any passengers in your vehicle. This also includes if you were struck while cycling or a pedestrian.

Medical payments are similar to personal injury protection, but the coverage is optional.

Uninsured/underinsured motorist coverage is a required coverage in the state of New Jersey. This coverage is used for when you are in an accident involving someone with not enough or no insurance coverage.

Loss Ratio201520142013
Personal Injury Protection75.78%70.93%72.98%
Medical Payments80.04%58.30%66.79%
Uninsured/Underinsured Motorist56.23%57.29%68.54%

The table above shows the loss ratio for these listed liability coverages. Loss ratio is the ratio of claims payments to premium payments.

So, for example, if a customer pays $1000 for premium and the company pays out a $700 claim then the loss ratio would be seventy percent.

Therefore, if the loss ratio is over one hundred percent the company is not making money and spending more on claims than what it is bringing in. The reverse would show a company does not pay out for claims.

– Add-ons, Endorsements, and Riders

– Demographic Rates – Male vs. Female vs. Age

So who pays more for insurance? I think most people know the younger you are the more expensive your insurance is going to be.

Male versus female can be close. Depending on the age and company, it can be a toss-up for who pays more.

Insurance CompanyMarried 35-year old femaleMarried 35-year old maleMarried 60-year old femaleMarried 60-year old maleSingle 17-year old femaleSingle 17-year old maleSingle 25-year old femaleSingle 25-year old male
Allstate NJ P&C$3,436.75$3,420.45$3,335.46$3,335.46$10,796.36$13,185.02$4,043.02$4,156.11
Foremost Ins Grand Rapids$4,830.46$4,873.04$4,699.01$4,594.07$14,124.39$16,232.62$5,737.03$5,845.35
GEICO Govt Employees$2,243.42$2,201.66$2,188.45$2,188.45$4,064.28$4,063.96$2,576.09$2,513.20
Liberty Mutual Fire$4,480.25$4,480.25$4,919.44$4,919.44$11,601.57$13,165.70$4,919.44$5,646.81
Prog Garden State Ins Co$2,040.52$1,885.91$1,841.28$1,894.85$9,241.04$10,160.06$2,412.68$2,305.40
State Farm Ind$4,392.28$4,392.28$3,976.24$3,976.24$14,395.61$18,483.25$5,007.86$5,593.47
St Paul Protective Ins Co$3,221.64$3,123.67$2,982.74$3,008.62$7,272.20$8,195.88$3,130.99$3,100.17

– Cheapest Rates by Zip Code

Which zip codes have the cheapest premium? Take a search and see where your zip code falls on the list.

ZipcodeAverage Annual PremiumsAllstate NJ P&CForemost Ins Grand RapidsGEICO Govt EmployeesLiberty Mutual FireProg Garden State Ins CoState Farm IndSt Paul Protective Ins Co
07102$8,512.59$8,379.29$12,685.99$4,274.79$9,582.13$6,630.38$11,875.78$6,159.75
07103$8,512.59$8,379.29$12,685.99$4,274.79$9,582.13$6,630.38$11,875.78$6,159.75
07104$8,512.59$8,379.29$12,685.99$4,274.79$9,582.13$6,630.38$11,875.78$6,159.75
07105$8,512.59$8,379.29$12,685.99$4,274.79$9,582.13$6,630.38$11,875.78$6,159.75
07106$8,512.59$8,379.29$12,685.99$4,274.79$9,582.13$6,630.38$11,875.78$6,159.75
07107$8,512.59$8,379.29$12,685.99$4,274.79$9,582.13$6,630.38$11,875.78$6,159.75
07108$8,512.59$8,379.29$12,685.99$4,274.79$9,582.13$6,630.38$11,875.78$6,159.75
07111$8,512.59$8,379.29$12,685.99$4,274.79$9,582.13$6,630.38$11,875.78$6,159.75
07112$8,512.59$8,379.29$12,685.99$4,274.79$9,582.13$6,630.38$11,875.78$6,159.75
07114$8,512.59$8,379.29$12,685.99$4,274.79$9,582.13$6,630.38$11,875.78$6,159.75
07017$8,384.68$7,715.50$12,685.99$4,150.14$9,725.13$6,611.36$11,824.45$5,980.16
07018$8,384.68$7,715.50$12,685.99$4,150.14$9,725.13$6,611.36$11,824.45$5,980.16
07050$8,384.68$7,715.50$12,685.99$4,150.14$9,725.13$6,611.36$11,824.45$5,980.16
07055$8,293.85$8,318.50$12,398.77$3,948.66$9,817.84$6,453.47$10,907.42$6,212.33
07201$8,277.10$7,928.72$12,283.07$3,798.87$9,817.84$6,214.14$11,789.64$6,107.40
07202$8,277.10$7,928.72$12,283.07$3,798.87$9,817.84$6,214.14$11,789.64$6,107.40
07206$8,277.10$7,928.72$12,283.07$3,798.87$9,817.84$6,214.14$11,789.64$6,107.40
07208$8,277.10$7,928.72$12,283.07$3,798.87$9,817.84$6,214.14$11,789.64$6,107.40
07501$8,254.80$7,691.49$12,394.50$3,909.34$9,817.84$6,496.94$11,353.01$6,120.50
07502$8,254.80$7,691.49$12,394.50$3,909.34$9,817.84$6,496.94$11,353.01$6,120.50
07503$8,254.80$7,691.49$12,394.50$3,909.34$9,817.84$6,496.94$11,353.01$6,120.50
07504$8,254.80$7,691.49$12,394.50$3,909.34$9,817.84$6,496.94$11,353.01$6,120.50
07505$8,254.80$7,691.49$12,394.50$3,909.34$9,817.84$6,496.94$11,353.01$6,120.50
07513$8,254.80$7,691.49$12,394.50$3,909.34$9,817.84$6,496.94$11,353.01$6,120.50
07514$8,254.80$7,691.49$12,394.50$3,909.34$9,817.84$6,496.94$11,353.01$6,120.50
07522$8,254.80$7,691.49$12,394.50$3,909.34$9,817.84$6,496.94$11,353.01$6,120.50
07524$8,254.80$7,691.49$12,394.50$3,909.34$9,817.84$6,496.94$11,353.01$6,120.50
07022$8,198.85$8,359.54$12,348.98$3,777.25$9,674.76$6,021.03$11,146.92$6,063.47
07047$8,198.85$8,359.54$12,348.98$3,777.25$9,674.76$6,021.03$11,146.92$6,063.47
08102$8,099.72$7,479.58$12,226.07$3,839.96$9,767.48$6,457.33$10,882.30$6,045.31
08103$8,099.72$7,479.58$12,226.07$3,839.96$9,767.48$6,457.33$10,882.30$6,045.31
08104$8,099.72$7,479.58$12,226.07$3,839.96$9,767.48$6,457.33$10,882.30$6,045.31
08105$8,099.72$7,479.58$12,226.07$3,839.96$9,767.48$6,457.33$10,882.30$6,045.31
07510$7,990.87$6,094.12$12,394.50$3,909.34$9,817.84$6,496.94$11,011.04$6,212.33
07087$7,929.71$7,879.85$11,660.42$3,571.92$9,666.15$5,657.56$11,146.92$5,925.17
07093$7,929.71$7,879.85$11,660.42$3,571.92$9,666.15$5,657.56$11,146.92$5,925.17
08861$7,587.46$6,738.33$11,886.13$3,241.31$9,664.32$5,908.25$10,195.39$5,478.47
08401$7,564.70$7,705.30$11,961.16$3,635.98$9,785.53$6,013.73$8,316.47$5,534.72
07036$7,501.16$7,423.37$10,567.82$3,725.10$9,291.35$5,175.59$11,098.56$5,226.34
07203$7,501.16$7,423.37$10,567.82$3,725.10$9,291.35$5,175.59$11,098.56$5,226.34
07029$7,467.89$7,032.91$9,940.24$3,587.95$9,287.65$5,340.86$11,826.73$5,258.88
07032$7,467.89$7,032.91$9,940.24$3,587.95$9,287.65$5,340.86$11,826.73$5,258.88
07304$7,404.26$8,188.51$10,415.60$3,051.71$9,126.08$5,246.59$10,553.68$5,247.67
07306$7,404.26$8,188.51$10,415.60$3,051.71$9,126.08$5,246.59$10,553.68$5,247.67
07307$7,404.26$8,188.51$10,415.60$3,051.71$9,126.08$5,246.59$10,553.68$5,247.67
07010$7,392.46$8,330.42$10,213.21$3,734.47$7,534.94$5,233.40$11,095.37$5,605.44
07650$7,392.46$8,330.42$10,213.21$3,734.47$7,534.94$5,233.40$11,095.37$5,605.44
07657$7,392.46$8,330.42$10,213.21$3,734.47$7,534.94$5,233.40$11,095.37$5,605.44
07083$7,391.94$7,426.93$10,700.28$3,532.32$9,291.35$5,296.02$10,295.93$5,200.76
07088$7,391.94$7,426.93$10,700.28$3,532.32$9,291.35$5,296.02$10,295.93$5,200.76
07205$7,391.94$7,426.93$10,700.28$3,532.32$9,291.35$5,296.02$10,295.93$5,200.76
07305$7,371.15$8,188.51$10,415.60$3,051.71$9,126.08$5,246.59$10,553.68$5,015.85
07020$7,334.18$8,330.42$10,213.21$3,326.50$7,534.94$5,233.40$11,095.37$5,605.44
07011$7,329.51$7,267.63$9,963.56$3,497.13$9,059.95$5,027.27$11,011.04$5,480.00
07012$7,329.51$7,267.63$9,963.56$3,497.13$9,059.95$5,027.27$11,011.04$5,480.00
07013$7,329.51$7,267.63$9,963.56$3,497.13$9,059.95$5,027.27$11,011.04$5,480.00
07407$7,329.51$7,267.63$9,963.56$3,497.13$9,059.95$5,027.27$11,011.04$5,480.00
07026$7,328.72$7,267.63$9,963.56$3,497.13$9,054.45$5,027.27$11,011.04$5,480.00
07024$7,322.16$8,330.42$10,213.21$3,326.50$7,534.94$5,233.40$11,095.37$5,521.30
07109$7,314.19$7,192.91$9,940.24$3,587.95$9,287.65$5,340.86$10,590.85$5,258.88
07030$7,281.29$8,188.51$10,415.60$3,051.71$9,126.08$5,246.59$9,692.87$5,247.67
07086$7,281.29$8,188.51$10,415.60$3,051.71$9,126.08$5,246.59$9,692.87$5,247.67
07302$7,281.29$8,188.51$10,415.60$3,051.71$9,126.08$5,246.59$9,692.87$5,247.67
07310$7,281.29$8,188.51$10,415.60$3,051.71$9,126.08$5,246.59$9,692.87$5,247.67
07311$7,281.29$8,188.51$10,415.60$3,051.71$9,126.08$5,246.59$9,692.87$5,247.67
07065$7,179.04$5,865.68$10,567.82$3,725.10$9,291.35$5,175.59$11,098.56$4,529.17
07014$7,131.74$7,267.63$9,963.56$3,497.13$9,059.95$5,027.27$9,626.68$5,480.00
07644$7,122.14$7,205.90$9,963.56$3,497.13$9,054.45$5,027.27$9,626.68$5,480.00
07008$7,110.59$5,865.68$10,567.82$2,924.45$8,915.70$5,175.59$11,098.56$5,226.34
07057$7,098.17$7,205.90$9,963.56$2,853.68$9,054.45$5,027.27$11,011.04$4,571.32
07204$7,044.75$5,859.28$10,700.28$2,644.03$9,291.35$5,296.02$10,295.93$5,226.34
07601$6,933.11$7,205.90$9,963.56$3,157.79$7,538.99$5,027.27$10,158.26$5,480.00
07040$6,903.20$6,532.55$10,132.95$2,902.78$8,010.18$5,247.27$10,295.93$5,200.76
07079$6,883.79$6,899.41$10,132.95$3,018.90$8,010.18$5,247.27$10,295.93$4,581.86
07002$6,864.86$6,936.42$9,741.21$3,045.25$8,811.43$4,975.67$9,528.19$5,015.85
08608$6,821.72$6,316.26$10,029.75$3,420.91$7,460.20$5,104.53$10,914.10$4,506.31
08609$6,821.72$6,316.26$10,029.75$3,420.91$7,460.20$5,104.53$10,914.10$4,506.31
08611$6,821.72$6,316.26$10,029.75$3,420.91$7,460.20$5,104.53$10,914.10$4,506.31
08618$6,821.72$6,316.26$10,029.75$3,420.91$7,460.20$5,104.53$10,914.10$4,506.31
08629$6,821.72$6,316.26$10,029.75$3,420.91$7,460.20$5,104.53$10,914.10$4,506.31
07508$6,776.15$6,094.12$8,703.03$3,497.13$9,066.27$4,441.85$11,011.04$4,619.57
07003$6,771.49$7,192.91$10,664.62$2,833.56$8,049.30$5,340.86$8,747.89$4,571.32
07631$6,770.18$6,901.00$10,213.21$3,201.23$6,162.86$5,233.40$10,158.26$5,521.30
07060$6,765.12$7,311.77$10,781.36$3,266.58$6,537.08$5,721.00$9,206.95$4,531.14
07062$6,765.12$7,311.77$10,781.36$3,266.58$6,537.08$5,721.00$9,206.95$4,531.14
07063$6,765.12$7,311.77$10,781.36$3,266.58$6,537.08$5,721.00$9,206.95$4,531.14
07052$6,662.64$6,899.41$10,132.95$3,018.90$8,010.18$5,247.27$8,747.89$4,581.86
07506$6,642.13$5,156.01$8,703.03$3,497.13$9,066.27$4,441.85$11,011.04$4,619.57
07643$6,600.94$7,205.90$8,093.72$3,157.79$7,523.16$4,462.34$10,158.26$5,605.44
07660$6,600.94$7,205.90$8,093.72$3,157.79$7,523.16$4,462.34$10,158.26$5,605.44
07606$6,585.28$7,205.90$8,093.72$3,157.79$7,538.99$4,462.34$10,158.26$5,480.00
07074$6,557.50$7,205.90$8,093.72$2,853.68$7,523.16$4,462.34$10,158.26$5,605.44
08638$6,549.42$6,316.26$10,029.75$3,420.91$7,401.46$5,104.53$9,066.71$4,506.31
07094$6,493.65$7,032.91$8,036.82$2,853.68$9,126.08$4,208.06$9,626.68$4,571.32
07072$6,437.10$7,205.90$8,036.82$2,853.68$7,523.16$4,208.06$9,626.68$5,605.44
07605$6,433.42$6,901.00$8,093.72$3,734.47$6,162.86$4,462.34$10,158.26$5,521.30
07424$6,433.36$6,094.12$7,914.70$3,497.13$9,031.37$4,006.85$10,224.60$4,264.76
07512$6,433.36$6,094.12$7,914.70$3,497.13$9,031.37$4,006.85$10,224.60$4,264.76
07031$6,402.40$7,032.91$8,036.82$2,853.68$7,523.16$4,208.06$10,590.85$4,571.32
07632$6,388.06$8,330.42$7,363.28$3,326.50$6,162.86$3,853.83$10,158.26$5,521.30
07604$6,365.31$7,205.90$8,036.82$2,853.68$7,523.16$4,208.06$10,158.26$4,571.32
07073$6,289.37$7,205.90$8,036.82$2,853.68$7,523.16$4,208.06$9,626.68$4,571.32
07075$6,289.37$7,205.90$8,036.82$2,853.68$7,523.16$4,208.06$9,626.68$4,571.32
07410$6,288.56$5,905.48$8,703.03$3,201.23$6,137.69$4,441.85$11,011.04$4,619.57
07663$6,284.77$5,905.48$8,703.03$3,157.79$7,538.99$4,441.85$9,626.68$4,619.57
07070$6,264.66$7,032.91$8,036.82$2,853.68$7,523.16$4,208.06$9,626.68$4,571.32
07603$6,256.28$6,235.52$8,093.72$3,201.23$6,162.86$4,462.34$10,158.26$5,480.00
07110$6,231.62$7,192.91$8,036.82$2,833.56$8,030.79$4,208.06$8,747.89$4,571.32
07607$6,175.33$5,905.48$8,703.03$3,157.79$7,538.99$4,441.85$8,000.15$5,480.00
07662$6,175.33$5,905.48$8,703.03$3,157.79$7,538.99$4,441.85$8,000.15$5,480.00
07001$6,159.60$5,865.68$8,547.22$2,924.45$8,915.70$4,225.38$8,109.58$4,529.17
07064$6,159.60$5,865.68$8,547.22$2,924.45$8,915.70$4,225.38$8,109.58$4,529.17
07077$6,159.60$5,865.68$8,547.22$2,924.45$8,915.70$4,225.38$8,109.58$4,529.17
07095$6,159.60$5,865.68$8,547.22$2,924.45$8,915.70$4,225.38$8,109.58$4,529.17
08830$6,159.60$5,865.68$8,547.22$2,924.45$8,915.70$4,225.38$8,109.58$4,529.17
07071$6,139.12$7,032.91$8,036.82$2,853.68$7,523.16$4,208.06$8,747.89$4,571.32
07608$6,103.60$5,905.48$8,036.82$2,853.68$7,523.16$4,208.06$9,626.68$4,571.32
08832$6,097.63$5,865.68$8,547.22$2,924.45$8,915.70$4,225.38$7,675.83$4,529.17
08109$6,097.18$6,392.88$9,050.65$2,815.84$7,284.61$4,764.33$8,091.35$4,280.63
08110$6,097.18$6,392.88$9,050.65$2,815.84$7,284.61$4,764.33$8,091.35$4,280.63
08081$6,087.54$5,872.60$7,936.29$3,070.05$8,303.08$4,171.31$8,956.61$4,302.85
07067$6,084.00$5,865.68$8,547.22$2,924.45$8,915.70$4,225.38$8,109.58$4,000.00
07621$6,079.02$6,901.00$8,093.72$2,721.85$6,162.86$4,462.34$8,605.96$5,605.44
07666$6,052.44$6,235.52$8,093.72$3,201.23$6,162.86$4,462.34$8,605.96$5,605.44
08021$6,050.38$5,872.60$7,936.29$3,070.05$8,303.08$4,171.31$8,696.48$4,302.85
08863$6,031.24$5,865.68$8,547.22$2,924.45$8,915.70$4,225.38$7,211.10$4,529.17
07042$6,028.58$6,094.12$7,914.70$2,833.56$8,021.05$4,006.85$8,747.89$4,581.86
07043$6,028.58$6,094.12$7,914.70$2,833.56$8,021.05$4,006.85$8,747.89$4,581.86
07028$6,027.07$6,094.12$7,914.70$2,833.56$8,021.05$4,006.85$8,747.89$4,571.32
08004$6,017.77$5,644.36$7,936.29$3,070.05$8,303.08$4,171.31$8,696.48$4,302.85
08009$6,017.77$5,644.36$7,936.29$3,070.05$8,303.08$4,171.31$8,696.48$4,302.85
08899$5,896.54$6,900.25$7,686.39$2,852.58$6,989.75$4,019.10$8,208.17$4,619.57
08089$5,894.96$4,784.67$7,936.29$3,070.05$8,303.08$4,171.31$8,696.48$4,302.85
08018$5,894.75$5,571.24$7,936.29$3,070.05$8,303.08$4,171.31$7,549.24$4,662.03
08037$5,890.01$6,234.92$7,936.29$2,840.13$6,688.90$4,171.31$8,696.48$4,662.03
08091$5,887.36$5,878.68$7,936.29$3,070.05$8,303.08$4,171.31$7,549.24$4,302.85
08901$5,886.29$6,900.25$7,686.39$2,852.58$6,989.75$4,019.10$8,208.17$4,547.77
08610$5,875.30$5,268.77$8,038.51$3,058.04$7,401.46$3,787.34$9,066.71$4,506.31
08902$5,864.79$6,900.25$7,686.39$2,852.58$6,991.64$4,019.10$8,208.17$4,395.43
07646$5,857.56$6,235.52$7,363.28$3,201.23$6,137.69$3,853.83$8,605.96$5,605.44
08346$5,839.56$6,234.92$7,740.28$2,840.13$6,688.90$4,113.25$8,956.61$4,302.85
08201$5,833.86$6,606.70$7,740.28$2,970.09$6,688.90$4,113.25$8,389.41$4,328.38
08231$5,833.86$6,606.70$7,740.28$2,970.09$6,688.90$4,113.25$8,389.41$4,328.38
08232$5,833.86$6,606.70$7,740.28$2,970.09$6,688.90$4,113.25$8,389.41$4,328.38
07069$5,810.81$7,311.77$7,795.56$2,371.41$6,488.42$3,969.24$8,208.17$4,531.14
07033$5,809.03$5,859.28$7,914.70$2,644.03$9,291.35$4,006.85$6,931.29$4,015.70
08094$5,784.51$5,571.24$7,936.29$2,840.13$6,713.18$4,171.31$8,956.61$4,302.85
08312$5,784.51$5,571.24$7,936.29$2,840.13$6,713.18$4,171.31$8,956.61$4,302.85
08322$5,784.03$5,571.24$7,936.29$2,840.13$6,709.78$4,171.31$8,956.61$4,302.85
08328$5,784.03$5,571.24$7,936.29$2,840.13$6,709.78$4,171.31$8,956.61$4,302.85
08310$5,781.05$5,571.24$7,936.29$2,840.13$6,688.90$4,171.31$8,956.61$4,302.85
08225$5,780.75$6,234.92$7,740.28$2,970.09$6,688.90$4,113.25$8,389.41$4,328.38
08402$5,780.75$6,234.92$7,740.28$2,970.09$6,688.90$4,113.25$8,389.41$4,328.38
08406$5,780.75$6,234.92$7,740.28$2,970.09$6,688.90$4,113.25$8,389.41$4,328.38
08403$5,778.43$6,234.92$7,740.28$2,970.09$6,672.69$4,113.25$8,389.41$4,328.38
07041$5,760.70$6,532.55$7,914.70$2,902.78$8,021.05$4,006.85$6,931.29$4,015.70
07078$5,760.70$6,532.55$7,914.70$2,902.78$8,021.05$4,006.85$6,931.29$4,015.70
08701$5,759.55$5,285.43$7,296.82$3,285.65$6,691.86$3,934.25$9,376.49$4,446.35
08619$5,744.20$5,268.77$8,038.51$3,058.04$7,401.46$3,787.34$9,066.71$3,588.55
08203$5,713.83$6,606.70$7,740.28$2,970.09$6,688.90$4,113.25$7,549.24$4,328.38
08205$5,713.83$6,606.70$7,740.28$2,970.09$6,688.90$4,113.25$7,549.24$4,328.38
07470$5,713.18$6,094.12$7,914.70$3,497.13$6,132.41$4,006.85$7,727.50$4,619.57
08012$5,711.13$5,571.24$7,310.60$3,070.05$8,273.62$3,855.54$7,594.02$4,302.85
08215$5,708.39$6,234.92$7,740.28$2,970.09$6,688.90$4,113.25$7,549.24$4,662.03
08330$5,708.39$6,234.92$7,740.28$2,970.09$6,688.90$4,113.25$7,549.24$4,662.03
08823$5,707.83$5,651.04$7,686.39$2,852.58$6,989.75$4,019.10$8,208.17$4,547.77
08873$5,707.83$5,651.04$7,686.39$2,852.58$6,989.75$4,019.10$8,208.17$4,547.77
08904$5,707.83$5,651.04$7,686.39$2,852.58$6,989.75$4,019.10$8,208.17$4,547.77
07080$5,705.45$5,651.04$7,686.39$2,852.58$6,989.75$4,019.10$8,208.17$4,531.14
07021$5,701.82$6,899.41$7,914.70$3,018.90$6,876.84$4,006.85$6,931.29$4,264.76
08344$5,696.43$5,571.24$7,936.29$2,840.13$6,713.18$4,171.31$8,956.61$3,686.24
07044$5,688.68$5,848.52$7,914.70$2,833.56$8,021.05$4,006.85$6,931.29$4,264.76
07009$5,684.79$6,094.12$7,914.70$2,560.75$8,021.05$4,006.85$6,931.29$4,264.76
08046$5,679.02$5,034.14$7,537.94$2,806.94$6,696.40$3,978.02$9,643.02$4,056.66
07670$5,659.45$5,905.48$7,363.28$3,125.37$6,137.69$3,853.83$7,709.23$5,521.30
08859$5,653.46$5,865.68$7,652.41$2,924.45$6,989.75$4,070.72$7,675.83$4,395.43
08350$5,638.51$6,234.92$7,740.28$2,840.13$6,688.90$4,113.25$7,549.24$4,302.85
07627$5,636.63$6,235.52$7,363.28$3,125.37$6,137.69$3,853.83$7,709.23$5,031.48
07068$5,636.37$6,899.41$7,914.70$2,560.75$6,876.84$4,006.85$6,931.29$4,264.76
08872$5,622.80$5,651.04$7,652.41$2,924.45$6,989.75$4,070.72$7,675.83$4,395.43
07620$5,607.88$5,905.48$7,363.28$2,764.37$6,137.69$3,853.83$7,709.23$5,521.30
08854$5,603.59$5,651.04$7,686.39$2,852.58$6,989.75$4,019.10$8,208.17$3,818.11
08026$5,599.91$5,878.68$6,892.61$3,070.05$8,273.62$3,478.53$7,549.24$4,056.66
08043$5,599.91$5,878.68$6,892.61$3,070.05$8,273.62$3,478.53$7,549.24$4,056.66
08879$5,596.36$5,865.68$7,652.41$2,524.68$6,989.75$4,070.72$7,675.83$4,395.43
07624$5,589.48$5,905.48$7,363.28$3,125.37$6,137.69$3,853.83$7,709.23$5,031.48
07626$5,589.48$5,905.48$7,363.28$3,125.37$6,137.69$3,853.83$7,709.23$5,031.48
07648$5,589.48$5,905.48$7,363.28$3,125.37$6,137.69$3,853.83$7,709.23$5,031.48
07652$5,583.03$5,905.48$7,363.28$3,201.23$6,137.69$3,853.83$8,000.15$4,619.57
08220$5,582.78$6,234.92$7,740.28$2,970.09$6,688.90$4,113.25$7,003.67$4,328.38
08234$5,582.78$6,234.92$7,740.28$2,970.09$6,688.90$4,113.25$7,003.67$4,328.38
08244$5,582.78$6,234.92$7,740.28$2,970.09$6,688.90$4,113.25$7,003.67$4,328.38
07661$5,580.60$5,905.48$7,363.28$3,201.23$6,137.69$3,853.83$8,605.96$3,996.74
08221$5,580.47$6,234.92$7,740.28$2,970.09$6,672.69$4,113.25$7,003.67$4,328.38
08326$5,579.99$5,571.24$7,936.29$2,840.13$6,688.90$4,171.31$7,549.24$4,302.85
08341$5,579.99$5,571.24$7,936.29$2,840.13$6,688.90$4,171.31$7,549.24$4,302.85
07023$5,578.44$6,409.61$7,795.56$2,644.03$6,488.42$3,969.24$7,211.10$4,531.14
07076$5,578.44$6,409.61$7,795.56$2,644.03$6,488.42$3,969.24$7,211.10$4,531.14
08095$5,578.32$5,878.68$7,936.29$3,070.05$6,688.90$4,171.31$7,000.16$4,302.85
08078$5,575.25$5,419.74$7,310.60$2,587.81$8,273.62$3,855.54$7,000.16$4,579.27
08817$5,565.39$5,651.04$7,686.39$2,852.58$6,989.75$4,019.10$7,211.10$4,547.77
08837$5,565.39$5,651.04$7,686.39$2,852.58$6,989.75$4,019.10$7,211.10$4,547.77
07039$5,555.87$6,094.12$7,914.70$2,902.78$6,876.84$4,006.85$6,513.94$4,581.86
08317$5,550.83$6,234.92$7,750.30$2,610.49$6,672.69$4,280.87$7,003.67$4,302.85
08319$5,550.83$6,234.92$7,750.30$2,610.49$6,672.69$4,280.87$7,003.67$4,302.85
08340$5,550.83$6,234.92$7,750.30$2,610.49$6,672.69$4,280.87$7,003.67$4,302.85
08850$5,543.90$5,651.04$7,686.39$2,852.58$6,991.64$4,019.10$7,211.10$4,395.43
08857$5,524.42$5,865.68$7,652.41$2,924.45$6,991.64$4,070.72$7,211.10$3,954.98
07649$5,512.12$5,905.48$7,363.28$2,721.85$6,137.69$3,853.83$8,605.96$3,996.74
08360$5,510.89$5,571.24$7,740.28$2,610.49$6,688.90$4,113.25$7,549.24$4,302.85
08029$5,507.86$5,419.74$7,310.60$2,392.51$8,273.62$3,855.54$7,000.16$4,302.85
08045$5,507.49$5,878.68$7,310.60$2,392.51$8,273.62$3,855.54$7,000.16$3,841.30
08049$5,507.49$5,878.68$7,310.60$2,392.51$8,273.62$3,855.54$7,000.16$3,841.30
08213$5,494.41$6,234.92$7,740.28$2,970.09$6,688.90$4,113.25$7,003.67$3,709.74
08820$5,487.14$5,651.04$7,686.39$2,852.58$6,989.75$4,019.10$7,211.10$4,000.00
08840$5,487.14$5,651.04$7,686.39$2,852.58$6,989.75$4,019.10$7,211.10$4,000.00
08342$5,484.32$5,571.24$7,740.28$2,970.09$6,688.90$4,113.25$7,003.67$4,302.85
08812$5,471.71$5,651.04$7,795.56$2,371.41$6,488.42$3,969.24$8,208.17$3,818.11
08882$5,463.88$5,651.04$7,320.11$2,753.16$6,991.64$3,849.66$7,286.11$4,395.43
08031$5,462.28$5,647.72$7,310.60$2,587.81$7,254.86$3,855.54$7,000.16$4,579.27
08890$5,460.21$5,651.04$6,764.38$2,852.58$6,989.75$4,019.10$8,208.17$3,736.49
08313$5,456.01$5,571.24$7,750.30$2,610.49$6,672.69$4,280.87$7,003.67$4,302.85
08348$5,456.01$5,571.24$7,750.30$2,610.49$6,672.69$4,280.87$7,003.67$4,302.85
08361$5,456.01$5,571.24$7,750.30$2,610.49$6,672.69$4,280.87$7,003.67$4,302.85
08816$5,453.16$5,651.04$7,320.11$2,753.16$6,991.64$3,849.66$7,211.10$4,395.43
08320$5,434.37$5,419.74$7,750.30$2,610.49$6,672.69$4,280.87$7,003.67$4,302.85
07628$5,431.16$6,235.52$7,363.28$2,721.85$6,137.69$3,853.83$7,709.23$3,996.74
08083$5,424.68$5,878.68$6,892.61$2,392.51$8,273.62$3,478.53$7,000.16$4,056.66
08084$5,424.68$5,878.68$6,892.61$2,392.51$8,273.62$3,478.53$7,000.16$4,056.66
08828$5,421.22$5,651.04$7,320.11$2,753.16$6,991.64$3,849.66$6,987.52$4,395.43
08527$5,413.69$5,285.43$7,320.11$2,753.16$6,691.86$3,849.66$7,549.24$4,446.35
07081$5,412.54$5,628.04$7,914.70$2,902.78$6,488.42$4,006.85$6,931.29$4,015.70
08302$5,400.07$5,571.24$7,750.30$2,610.49$6,672.69$4,280.87$7,003.67$3,911.23
08311$5,400.07$5,571.24$7,750.30$2,610.49$6,672.69$4,280.87$7,003.67$3,911.23
08314$5,400.07$5,571.24$7,750.30$2,610.49$6,672.69$4,280.87$7,003.67$3,911.23
08315$5,400.07$5,571.24$7,750.30$2,610.49$6,672.69$4,280.87$7,003.67$3,911.23
08316$5,400.07$5,571.24$7,750.30$2,610.49$6,672.69$4,280.87$7,003.67$3,911.23
08324$5,400.07$5,571.24$7,750.30$2,610.49$6,672.69$4,280.87$7,003.67$3,911.23
08327$5,400.07$5,571.24$7,750.30$2,610.49$6,672.69$4,280.87$7,003.67$3,911.23
08329$5,400.07$5,571.24$7,750.30$2,610.49$6,672.69$4,280.87$7,003.67$3,911.23
08332$5,400.07$5,571.24$7,750.30$2,610.49$6,672.69$4,280.87$7,003.67$3,911.23
08345$5,400.07$5,571.24$7,750.30$2,610.49$6,672.69$4,280.87$7,003.67$3,911.23
08349$5,400.07$5,571.24$7,750.30$2,610.49$6,672.69$4,280.87$7,003.67$3,911.23
08353$5,400.07$5,571.24$7,750.30$2,610.49$6,672.69$4,280.87$7,003.67$3,911.23
07640$5,390.09$5,905.48$7,363.28$2,764.37$6,137.69$3,853.83$7,709.23$3,996.74
07647$5,390.09$5,905.48$7,363.28$2,764.37$6,137.69$3,853.83$7,709.23$3,996.74
08093$5,384.91$5,647.72$7,310.60$2,587.81$6,709.78$3,855.54$7,003.67$4,579.27
07641$5,384.01$5,905.48$7,363.28$2,721.85$6,137.69$3,853.83$7,709.23$3,996.74
07066$5,383.97$5,859.28$7,795.56$2,644.03$6,488.42$3,969.24$6,931.29$4,000.00
08321$5,378.43$5,419.74$7,750.30$2,610.49$6,672.69$4,280.87$7,003.67$3,911.23
08028$5,370.54$5,571.24$7,310.60$2,840.13$6,709.78$3,855.54$7,003.67$4,302.85
08032$5,364.88$5,571.24$7,310.60$2,840.13$6,696.40$3,855.54$7,594.02$3,686.24
07731$5,360.92$5,285.43$7,320.11$2,753.16$6,322.46$3,849.66$7,549.24$4,446.35
08003$5,359.32$5,644.36$6,892.61$2,638.96$7,254.86$3,478.53$7,549.24$4,056.66
08034$5,359.32$5,644.36$6,892.61$2,638.96$7,254.86$3,478.53$7,549.24$4,056.66
08884$5,358.30$5,651.04$7,320.11$2,753.16$6,991.64$3,849.66$6,987.52$3,954.98
08030$5,356.86$5,647.72$7,310.60$2,587.81$7,254.86$3,855.54$7,000.16$3,841.30
08059$5,356.86$5,647.72$7,310.60$2,587.81$7,254.86$3,855.54$7,000.16$3,841.30
08343$5,348.90$5,419.74$7,310.60$2,840.13$6,709.78$3,855.54$7,003.67$4,302.85
08347$5,348.90$5,419.74$7,310.60$2,840.13$6,709.78$3,855.54$7,003.67$4,302.85
08240$5,342.07$4,784.67$7,740.28$2,970.09$6,688.90$4,113.25$7,549.24$3,548.05
07630$5,340.03$5,905.48$7,363.28$2,764.37$6,137.69$3,853.83$7,358.83$3,996.74
07721$5,335.40$5,524.56$7,652.41$2,524.68$6,192.49$4,070.72$6,987.52$4,395.43
08007$5,328.96$5,647.72$7,310.60$2,392.51$7,254.86$3,855.54$7,000.16$3,841.30
07726$5,325.50$5,651.04$7,320.11$2,753.16$6,321.55$3,849.66$6,987.52$4,395.43
07728$5,303.29$5,443.79$7,320.11$2,753.16$6,322.46$3,849.66$6,987.52$4,446.35
08824$5,295.24$5,268.77$6,928.70$2,852.58$6,991.64$3,489.69$6,987.52$4,547.77
08852$5,295.24$5,268.77$6,928.70$2,852.58$6,991.64$3,489.69$6,987.52$4,547.77
07746$5,293.24$5,865.68$7,320.11$2,753.16$6,321.55$3,849.66$6,987.52$3,954.98
07751$5,293.24$5,865.68$7,320.11$2,753.16$6,321.55$3,849.66$6,987.52$3,954.98
08831$5,292.27$5,651.04$7,320.11$2,753.16$6,088.98$3,849.66$6,987.52$4,395.43
07747$5,288.99$5,524.56$7,320.11$2,753.16$6,192.49$3,849.66$6,987.52$4,395.43
08224$5,284.47$6,234.92$6,246.89$2,474.76$6,642.65$3,454.58$8,389.41$3,548.05
08080$5,282.45$5,571.24$7,310.60$2,840.13$6,709.78$3,855.54$7,003.67$3,686.24
08318$5,282.45$5,571.24$7,310.60$2,840.13$6,709.78$3,855.54$7,003.67$3,686.24
08846$5,276.91$5,651.04$7,795.56$2,371.41$6,989.75$3,969.24$6,343.26$3,818.11
07016$5,276.28$5,859.28$7,075.59$2,644.03$6,488.42$3,935.38$6,931.29$4,000.00
07027$5,276.28$5,859.28$7,075.59$2,644.03$6,488.42$3,935.38$6,931.29$4,000.00
08002$5,270.23$5,644.36$6,892.61$2,638.96$7,254.86$3,478.53$6,925.66$4,056.66
08648$5,261.36$5,268.77$6,928.70$2,476.80$7,401.46$3,489.69$6,757.79$4,506.31
08053$5,255.08$5,644.36$6,892.61$2,467.72$6,696.40$3,478.53$7,549.24$4,056.66
07090$5,243.25$5,628.04$7,075.59$2,644.03$6,488.42$3,935.38$6,931.29$4,000.00
08051$5,242.15$5,571.24$7,310.60$2,558.02$6,709.78$3,855.54$7,003.67$3,686.24
08090$5,241.65$5,571.24$7,310.60$2,558.02$6,709.78$3,855.54$7,000.16$3,686.24
08025$5,229.41$5,419.74$6,495.46$2,840.13$6,709.78$3,534.83$7,549.24$4,056.66
08107$5,229.15$5,647.72$7,310.60$2,587.81$7,254.86$3,855.54$6,106.21$3,841.30
08096$5,224.27$5,419.74$7,310.60$2,587.81$6,709.78$3,855.54$7,000.16$3,686.24
07004$5,222.25$6,094.12$6,795.01$2,560.75$6,876.84$3,538.49$6,573.25$4,117.28
08063$5,220.51$5,419.74$7,310.60$2,558.02$6,709.78$3,855.54$7,003.67$3,686.24
08066$5,220.51$5,419.74$7,310.60$2,558.02$6,709.78$3,855.54$7,003.67$3,686.24
08086$5,220.51$5,419.74$7,310.60$2,558.02$6,709.78$3,855.54$7,003.67$3,686.24
08098$5,220.51$5,419.74$7,310.60$2,558.02$6,709.78$3,855.54$7,003.67$3,686.24
08097$5,220.01$5,419.74$7,310.60$2,558.02$6,709.78$3,855.54$7,000.16$3,686.24
08510$5,214.19$5,443.79$7,320.11$2,476.80$6,026.01$3,849.66$6,987.52$4,395.43
08535$5,214.19$5,443.79$7,320.11$2,476.80$6,026.01$3,849.66$6,987.52$4,395.43
07710$5,211.26$5,101.32$7,320.11$2,753.16$6,322.46$3,849.66$6,987.52$4,144.60
08108$5,209.32$5,647.72$7,069.12$2,392.51$7,254.86$3,334.04$6,925.66$3,841.30
08039$5,208.28$5,571.24$6,495.46$2,840.13$6,709.78$3,534.83$7,003.67$4,302.85
07006$5,208.23$5,848.52$6,795.01$2,560.75$6,876.84$3,538.49$6,573.25$4,264.76
08038$5,198.15$5,419.74$6,495.46$2,558.02$6,713.30$3,534.83$7,003.67$4,662.03
08052$5,190.45$5,644.36$6,892.61$2,638.96$6,696.40$3,478.53$6,925.66$4,056.66
08071$5,186.64$5,419.74$6,495.46$2,840.13$6,709.78$3,534.83$7,003.67$4,302.85
07092$5,182.98$4,982.76$7,111.84$2,902.78$6,488.42$3,583.98$7,211.10$4,000.00
08054$5,172.45$5,644.36$6,719.27$2,467.72$6,696.40$3,541.63$7,549.24$3,588.55
07727$5,169.92$5,001.58$7,320.11$2,753.16$6,322.46$3,849.66$6,987.52$3,954.98
08628$5,169.64$5,268.77$6,764.38$2,387.77$7,401.46$3,515.56$6,343.26$4,506.31
07450$5,168.21$5,905.48$6,558.17$2,764.37$6,132.41$3,461.45$7,358.83$3,996.74
07675$5,168.21$5,905.48$6,558.17$2,764.37$6,132.41$3,461.45$7,358.83$3,996.74
07676$5,168.21$5,905.48$6,558.17$2,764.37$6,132.41$3,461.45$7,358.83$3,996.74
08526$5,160.87$5,443.79$6,764.38$2,476.80$6,026.01$3,359.53$7,549.24$4,506.31
08810$5,158.21$5,268.77$6,928.70$2,852.58$6,991.64$3,489.69$6,987.52$3,588.55
08880$5,152.41$5,651.04$7,795.56$2,371.41$5,388.63$3,969.24$6,343.26$4,547.77
07452$5,150.87$5,156.01$6,558.17$2,764.37$6,137.69$3,461.45$7,358.83$4,619.57
08019$5,146.13$4,784.67$6,503.28$2,467.72$6,696.40$3,359.53$7,549.24$4,662.03
08062$5,135.93$5,419.74$6,495.46$2,840.13$6,709.78$3,534.83$6,648.73$4,302.85
08512$5,128.78$5,443.79$7,320.11$2,852.58$6,088.98$3,849.66$6,757.79$3,588.55
07936$5,128.52$6,094.12$6,795.01$2,560.75$5,398.13$3,538.49$6,931.29$4,581.86
08757$5,125.05$4,784.67$6,818.75$2,701.85$6,642.65$3,420.17$7,549.24$3,958.03
08106$5,120.15$5,647.72$7,069.12$2,587.81$7,254.86$3,334.04$6,106.21$3,841.30
08270$5,117.67$6,234.92$6,210.13$2,610.49$6,672.69$3,382.04$7,003.67$3,709.74
08055$5,115.58$5,644.36$6,503.28$2,467.72$6,696.40$3,359.53$7,549.24$3,588.55
07428$5,112.90$5,156.01$7,673.10$2,674.43$5,546.39$4,049.83$6,573.25$4,117.28
08724$5,109.28$5,285.43$6,818.75$2,701.85$6,642.65$3,420.17$6,449.76$4,446.35
08759$5,105.89$4,784.67$6,818.75$2,474.76$6,642.65$3,420.17$7,549.24$4,050.96
08065$5,092.91$4,784.67$6,892.61$2,815.84$6,696.40$3,478.53$6,925.66$4,056.66
08721$5,092.61$4,784.67$6,818.75$2,474.76$6,642.65$3,420.17$7,549.24$3,958.03
08722$5,092.61$4,784.67$6,818.75$2,474.76$6,642.65$3,420.17$7,549.24$3,958.03
08740$5,092.61$4,784.67$6,818.75$2,474.76$6,642.65$3,420.17$7,549.24$3,958.03
08741$5,092.61$4,784.67$6,818.75$2,474.76$6,642.65$3,420.17$7,549.24$3,958.03
08323$5,092.59$5,419.74$6,495.46$2,610.49$6,672.69$3,534.83$7,003.67$3,911.23
08033$5,092.25$5,647.72$7,069.12$2,392.51$7,254.86$3,334.04$6,106.21$3,841.30
08035$5,092.25$5,647.72$7,069.12$2,392.51$7,254.86$3,334.04$6,106.21$3,841.30
08079$5,090.89$5,419.74$6,495.46$2,558.02$6,713.30$3,534.83$7,003.67$3,911.23
08042$5,089.15$4,784.67$6,719.27$2,476.80$6,696.40$3,541.63$7,549.24$3,856.03
07763$5,088.39$5,001.58$7,320.11$2,753.16$6,321.55$3,849.66$6,414.61$3,958.03
08015$5,086.01$4,784.67$6,818.75$2,476.80$6,696.40$3,420.17$7,549.24$3,856.03
08061$5,079.89$5,571.24$6,495.46$2,558.02$6,709.78$3,534.83$7,003.67$3,686.24
07735$5,078.52$5,524.56$7,320.11$2,524.68$6,192.49$3,849.66$6,414.61$3,723.55
08245$5,076.50$5,328.11$6,210.13$2,610.49$6,672.69$3,382.04$7,003.67$4,328.38
08011$5,067.34$4,784.67$6,503.28$2,476.80$6,696.40$3,359.53$7,594.02$4,056.66
07418$5,065.79$5,156.01$7,673.10$2,674.43$5,546.39$4,049.83$6,156.55$4,204.20
07422$5,065.79$5,156.01$7,673.10$2,674.43$5,546.39$4,049.83$6,156.55$4,204.20
07462$5,065.79$5,156.01$7,673.10$2,674.43$5,546.39$4,049.83$6,156.55$4,204.20
08536$5,065.25$5,268.77$6,928.70$2,852.58$6,026.01$3,489.69$6,343.26$4,547.77
07481$5,061.14$5,156.01$6,558.17$2,764.37$6,132.41$3,461.45$7,358.83$3,996.74
07423$5,055.98$5,905.48$6,558.17$2,764.37$6,132.41$3,461.45$6,573.25$3,996.74
07432$5,055.98$5,905.48$6,558.17$2,764.37$6,132.41$3,461.45$6,573.25$3,996.74
07642$5,055.98$5,905.48$6,558.17$2,764.37$6,132.41$3,461.45$6,573.25$3,996.74
08023$5,055.77$5,419.74$6,495.46$2,558.02$6,713.30$3,534.83$6,757.79$3,911.23
07765$5,054.89$5,001.58$7,320.11$2,753.16$6,321.55$3,849.66$6,414.61$3,723.55
08723$5,052.80$5,285.43$6,818.75$2,701.85$6,642.65$3,420.17$6,449.76$4,050.96
08753$5,052.80$5,285.43$6,818.75$2,701.85$6,642.65$3,420.17$6,449.76$4,050.96
08755$5,052.80$5,285.43$6,818.75$2,701.85$6,642.65$3,420.17$6,449.76$4,050.96
08690$5,050.88$5,268.77$6,503.28$2,476.80$7,401.46$3,359.53$6,757.79$3,588.55
08036$5,049.64$4,784.67$6,719.27$2,467.72$6,696.40$3,541.63$7,549.24$3,588.55
08805$5,048.18$5,651.04$7,795.56$2,371.41$5,388.63$3,969.24$6,343.26$3,818.11
08226$5,041.25$5,328.11$6,210.13$2,363.72$6,672.69$3,382.04$7,003.67$4,328.38
08069$5,040.19$5,419.74$6,495.46$2,558.02$6,713.30$3,534.83$6,648.73$3,911.23
08070$5,040.19$5,419.74$6,495.46$2,558.02$6,713.30$3,534.83$6,648.73$3,911.23
07436$5,040.16$5,156.01$6,690.56$2,560.75$6,132.41$3,548.56$6,573.25$4,619.57
08733$5,040.12$4,784.67$6,818.75$2,476.80$6,642.65$3,420.17$7,549.24$3,588.55
08067$5,039.68$5,419.74$6,495.46$2,558.02$6,709.78$3,534.83$6,648.73$3,911.23
07711$5,038.70$5,101.32$6,765.89$2,524.68$6,190.06$3,556.83$6,987.52$4,144.60
07712$5,038.70$5,101.32$6,765.89$2,524.68$6,190.06$3,556.83$6,987.52$4,144.60
07723$5,038.70$5,101.32$6,765.89$2,524.68$6,190.06$3,556.83$6,987.52$4,144.60
08088$5,038.34$4,784.67$6,503.28$2,467.72$6,696.40$3,359.53$7,549.24$3,907.56
08528$5,033.62$5,268.77$6,928.70$2,476.80$6,991.64$3,489.69$6,343.26$3,736.49
08068$5,032.28$4,784.67$6,503.28$2,476.80$6,696.40$3,359.53$7,549.24$3,856.03
08640$5,032.28$4,784.67$6,503.28$2,476.80$6,696.40$3,359.53$7,549.24$3,856.03
07421$5,032.19$5,156.01$7,673.10$2,674.43$5,398.13$4,049.83$6,156.55$4,117.28
08020$5,029.18$5,571.24$6,495.46$2,558.02$6,709.78$3,534.83$6,648.73$3,686.24
08056$5,029.18$5,571.24$6,495.46$2,558.02$6,709.78$3,534.83$6,648.73$3,686.24
08555$5,027.48$5,443.79$6,503.28$2,476.80$6,026.01$3,359.53$6,987.52$4,395.43
08010$5,026.51$4,784.67$6,892.61$2,351.01$6,696.40$3,478.53$6,925.66$4,056.66
08016$5,026.51$4,784.67$6,892.61$2,351.01$6,696.40$3,478.53$6,925.66$4,056.66
08075$5,026.51$4,784.67$6,892.61$2,351.01$6,696.40$3,478.53$6,925.66$4,056.66
08077$5,026.51$4,784.67$6,892.61$2,351.01$6,696.40$3,478.53$6,925.66$4,056.66
07035$5,011.00$6,094.12$6,795.01$2,560.75$5,398.13$3,538.49$6,573.25$4,117.28
07082$5,011.00$6,094.12$6,795.01$2,560.75$5,398.13$3,538.49$6,573.25$4,117.28
08064$5,008.02$4,784.67$6,503.28$2,476.80$6,696.40$3,359.53$7,549.24$3,686.24
08014$5,007.54$5,419.74$6,495.46$2,558.02$6,709.78$3,534.83$6,648.73$3,686.24
08027$5,007.54$5,419.74$6,495.46$2,558.02$6,709.78$3,534.83$6,648.73$3,686.24
08085$5,007.54$5,419.74$6,495.46$2,558.02$6,709.78$3,534.83$6,648.73$3,686.24
08620$5,004.94$4,947.16$6,503.28$2,476.80$7,401.46$3,359.53$6,757.79$3,588.55
07734$5,003.81$5,001.58$7,320.11$2,524.68$6,192.49$3,849.66$6,414.61$3,723.55
08073$5,003.45$4,784.67$6,719.27$2,467.72$6,696.40$3,541.63$6,757.79$4,056.66
08518$5,002.52$4,784.67$6,892.61$2,351.01$6,696.40$3,478.53$6,757.79$4,056.66
08554$5,002.52$4,784.67$6,892.61$2,351.01$6,696.40$3,478.53$6,757.79$4,056.66
07753$4,996.94$5,001.58$6,765.89$2,753.16$6,190.06$3,556.83$6,987.52$3,723.55
08520$4,994.66$5,443.79$6,503.28$2,476.80$6,026.01$3,359.53$6,757.79$4,395.43
08511$4,994.07$4,784.67$6,503.28$2,476.80$6,696.40$3,359.53$7,549.24$3,588.55
08514$4,992.46$5,443.79$6,503.28$2,476.80$6,026.01$3,359.53$7,549.24$3,588.55
08214$4,988.12$5,328.11$6,210.13$2,610.49$6,672.69$3,382.04$7,003.67$3,709.74
08533$4,986.39$4,784.67$6,503.28$2,476.80$6,642.65$3,359.53$7,549.24$3,588.55
07461$4,983.86$4,829.31$7,673.10$2,427.65$5,546.39$4,049.83$6,156.55$4,204.20
07827$4,983.86$4,829.31$7,673.10$2,427.65$5,546.39$4,049.83$6,156.55$4,204.20
08218$4,983.80$5,328.11$6,210.13$2,610.49$6,672.69$3,382.04$6,021.08$4,662.03
08219$4,983.80$5,328.11$6,210.13$2,610.49$6,672.69$3,382.04$6,021.08$4,662.03
08732$4,981.26$4,784.67$6,818.75$2,701.85$6,642.65$3,420.17$6,449.76$4,050.96
08041$4,976.08$4,784.67$6,719.27$2,476.80$6,696.40$3,541.63$6,757.79$3,856.03
08534$4,973.15$5,268.77$6,764.38$2,387.77$6,026.01$3,515.56$6,343.26$4,506.31
07401$4,966.13$5,156.01$6,558.17$2,764.37$6,132.41$3,461.45$6,573.25$4,117.28
07720$4,964.30$5,001.58$6,765.89$2,524.68$6,190.06$3,556.83$6,987.52$3,723.55
07756$4,964.30$5,001.58$6,765.89$2,524.68$6,190.06$3,556.83$6,987.52$3,723.55
08057$4,960.56$4,784.67$6,719.27$2,467.72$6,696.40$3,541.63$6,925.66$3,588.55
08223$4,952.87$5,328.11$6,210.13$2,363.72$6,672.69$3,382.04$7,003.67$3,709.74
08248$4,952.87$5,328.11$6,210.13$2,363.72$6,672.69$3,382.04$7,003.67$3,709.74
07416$4,950.26$4,829.31$7,673.10$2,674.43$5,546.39$4,049.83$6,156.55$3,722.22
07419$4,950.26$4,829.31$7,673.10$2,674.43$5,546.39$4,049.83$6,156.55$3,722.22
07439$4,950.26$4,829.31$7,673.10$2,674.43$5,546.39$4,049.83$6,156.55$3,722.22
07417$4,948.91$5,156.01$6,558.17$2,764.37$6,132.41$3,461.45$6,573.25$3,996.74
07463$4,948.91$5,156.01$6,558.17$2,764.37$6,132.41$3,461.45$6,573.25$3,996.74
07677$4,948.91$5,156.01$6,558.17$2,764.37$6,132.41$3,461.45$6,573.25$3,996.74
07045$4,946.80$6,094.12$6,795.01$2,560.75$5,398.13$3,538.49$6,573.25$3,667.85
07058$4,946.80$6,094.12$6,795.01$2,560.75$5,398.13$3,538.49$6,573.25$3,667.85
07740$4,942.61$5,001.58$6,765.89$2,524.68$6,190.06$3,556.83$6,414.61$4,144.60
08641$4,942.43$4,947.16$6,503.28$2,476.80$6,696.40$3,359.53$6,757.79$3,856.03
07978$4,938.25$6,094.12$7,111.84$2,371.41$5,388.63$3,583.98$6,013.78$4,004.00
07430$4,937.05$5,156.01$6,558.17$2,560.75$6,132.41$3,461.45$6,573.25$4,117.28
08048$4,936.57$4,784.67$6,719.27$2,467.72$6,696.40$3,541.63$6,757.79$3,588.55
08060$4,936.57$4,784.67$6,719.27$2,467.72$6,696.40$3,541.63$6,757.79$3,588.55
08751$4,935.54$4,784.67$6,818.75$2,474.76$6,642.65$3,420.17$6,449.76$3,958.03
08752$4,935.54$4,784.67$6,818.75$2,474.76$6,642.65$3,420.17$6,449.76$3,958.03
07442$4,933.50$5,156.01$6,690.56$2,560.75$6,132.41$3,548.56$6,573.25$3,872.95
08525$4,926.08$5,268.77$6,764.38$2,387.77$6,026.01$3,515.56$6,013.78$4,506.31
08022$4,919.90$4,784.67$6,719.27$2,351.01$6,696.40$3,541.63$6,757.79$3,588.55
07446$4,919.82$5,156.01$6,558.17$2,560.75$6,132.41$3,461.45$6,573.25$3,996.74
07458$4,919.82$5,156.01$6,558.17$2,560.75$6,132.41$3,461.45$6,573.25$3,996.74
07645$4,919.82$5,156.01$6,558.17$2,560.75$6,132.41$3,461.45$6,573.25$3,996.74
07656$4,919.82$5,156.01$6,558.17$2,560.75$6,132.41$3,461.45$6,573.25$3,996.74
08553$4,914.59$5,268.77$6,928.70$2,476.80$5,388.63$3,489.69$6,343.26$4,506.31
07722$4,911.44$5,001.58$6,349.83$2,524.68$6,322.46$3,239.06$6,987.52$3,954.98
07901$4,907.81$5,628.04$7,111.84$2,283.23$5,388.63$3,583.98$6,343.26$4,015.70
07974$4,907.81$5,628.04$7,111.84$2,283.23$5,388.63$3,583.98$6,343.26$4,015.70
07733$4,904.31$5,524.56$6,349.83$2,524.68$6,322.46$3,239.06$6,414.61$3,954.98
08739$4,902.99$4,691.95$5,950.85$2,445.16$6,642.65$3,083.04$7,549.24$3,958.03
07495$4,902.14$5,156.01$6,558.17$2,560.75$6,132.41$3,461.45$6,573.25$3,872.95
07922$4,901.86$4,982.76$7,111.84$2,371.41$5,388.63$3,583.98$6,343.26$4,531.14
08246$4,900.88$5,328.11$6,210.13$2,363.72$6,672.69$3,382.04$6,021.08$4,328.38
08540$4,895.67$5,268.77$6,928.70$2,476.80$6,026.01$3,489.69$6,343.26$3,736.49
08542$4,895.67$5,268.77$6,928.70$2,476.80$6,026.01$3,489.69$6,343.26$3,736.49
08544$4,895.67$5,268.77$6,928.70$2,476.80$6,026.01$3,489.69$6,343.26$3,736.49
07059$4,895.47$5,651.04$7,111.84$2,371.41$5,388.63$3,583.98$6,343.26$3,818.11
07977$4,878.84$6,094.12$6,764.38$2,371.41$5,388.63$3,515.56$6,013.78$4,004.00
08561$4,875.52$5,268.77$6,503.28$2,476.80$6,026.01$3,359.53$6,757.79$3,736.49
08807$4,867.41$5,268.77$7,111.84$2,371.41$5,388.63$3,583.98$6,343.26$4,004.00
08835$4,867.41$5,268.77$7,111.84$2,371.41$5,388.63$3,583.98$6,343.26$4,004.00
08836$4,867.41$5,268.77$7,111.84$2,371.41$5,388.63$3,583.98$6,343.26$4,004.00
07801$4,865.28$5,204.17$6,690.56$2,543.78$5,398.13$3,548.56$6,773.54$3,898.24
08821$4,864.95$5,651.04$6,764.38$2,387.77$5,388.63$3,515.56$6,343.26$4,004.00
07456$4,863.51$5,156.01$6,690.56$2,560.75$5,398.13$3,548.56$6,573.25$4,117.28
07465$4,863.51$5,156.01$6,690.56$2,560.75$5,398.13$3,548.56$6,573.25$4,117.28
08560$4,863.17$5,268.77$6,764.38$2,387.77$6,026.01$3,515.56$6,343.26$3,736.49
07755$4,859.81$5,001.58$6,349.83$2,524.68$6,192.49$3,239.06$6,987.52$3,723.55
07730$4,852.68$5,524.56$6,349.83$2,524.68$6,192.49$3,239.06$6,414.61$3,723.55
08210$4,847.76$5,328.11$6,210.13$2,610.49$6,672.69$3,382.04$6,021.08$3,709.74
08250$4,847.76$5,328.11$6,210.13$2,610.49$6,672.69$3,382.04$6,021.08$3,709.74
08251$4,847.76$5,328.11$6,210.13$2,610.49$6,672.69$3,382.04$6,021.08$3,709.74
07855$4,845.21$4,829.31$6,821.48$2,427.65$5,523.68$3,642.61$6,773.54$3,898.24
07440$4,842.08$5,156.01$6,795.01$2,560.75$5,398.13$3,538.49$6,573.25$3,872.95
07444$4,842.08$5,156.01$6,795.01$2,560.75$5,398.13$3,538.49$6,573.25$3,872.95
07846$4,839.52$4,829.31$6,821.48$2,387.77$5,523.68$3,642.61$6,773.54$3,898.24
07732$4,839.11$5,008.49$6,349.83$2,524.68$6,192.49$3,239.06$6,414.61$4,144.60
07760$4,839.11$5,008.49$6,349.83$2,524.68$6,192.49$3,239.06$6,414.61$4,144.60
07938$4,838.59$6,094.12$6,764.38$2,371.41$5,388.63$3,515.56$6,013.78$3,722.22
07939$4,838.59$6,094.12$6,764.38$2,371.41$5,388.63$3,515.56$6,013.78$3,722.22
07750$4,838.12$5,001.58$6,349.83$2,524.68$6,192.49$3,239.06$6,414.61$4,144.60
08558$4,835.03$5,268.77$6,764.38$2,387.77$5,388.63$3,515.56$6,013.78$4,506.31
08731$4,834.22$4,784.67$6,246.89$2,474.76$6,642.65$3,454.58$6,185.05$4,050.96
08734$4,834.22$4,784.67$6,246.89$2,474.76$6,642.65$3,454.58$6,185.05$4,050.96
08758$4,834.22$4,784.67$6,246.89$2,474.76$6,642.65$3,454.58$6,185.05$4,050.96
08869$4,831.53$5,268.77$7,111.84$2,387.77$5,388.63$3,583.98$6,343.26$3,736.49
08504$4,831.34$5,268.77$6,764.38$2,387.77$5,388.63$3,515.56$6,757.79$3,736.49
08876$4,829.20$5,268.77$7,111.84$2,371.41$5,388.63$3,583.98$6,343.26$3,736.49
07420$4,828.60$5,156.01$6,690.56$2,560.75$5,398.13$3,548.56$6,573.25$3,872.95
07847$4,825.92$4,829.31$6,821.48$2,427.65$5,388.63$3,642.61$6,773.54$3,898.24
08505$4,824.13$4,784.67$6,719.27$2,351.01$6,026.01$3,541.63$6,757.79$3,588.55
07460$4,823.62$4,829.31$6,821.48$2,674.43$5,523.68$3,642.61$6,156.55$4,117.28
07921$4,820.34$5,268.77$7,111.84$2,371.41$5,388.63$3,583.98$6,013.78$4,004.00
07480$4,820.22$5,156.01$6,690.56$2,674.43$5,398.13$3,548.56$6,156.55$4,117.28
08550$4,820.17$5,443.79$6,503.28$2,476.80$6,026.01$3,359.53$6,343.26$3,588.55
08202$4,812.50$5,328.11$6,210.13$2,363.72$6,672.69$3,382.04$6,021.08$3,709.74
08204$4,812.50$5,328.11$6,210.13$2,363.72$6,672.69$3,382.04$6,021.08$3,709.74
08212$4,812.50$5,328.11$6,210.13$2,363.72$6,672.69$3,382.04$6,021.08$3,709.74
08230$4,812.50$5,328.11$6,210.13$2,363.72$6,672.69$3,382.04$6,021.08$3,709.74
08242$4,812.50$5,328.11$6,210.13$2,363.72$6,672.69$3,382.04$6,021.08$3,709.74
08243$4,812.50$5,328.11$6,210.13$2,363.72$6,672.69$3,382.04$6,021.08$3,709.74
08247$4,812.50$5,328.11$6,210.13$2,363.72$6,672.69$3,382.04$6,021.08$3,709.74
08260$4,812.50$5,328.11$6,210.13$2,363.72$6,672.69$3,382.04$6,021.08$3,709.74
07806$4,811.73$4,829.31$6,690.56$2,543.78$5,398.13$3,548.56$6,773.54$3,898.24
08501$4,808.45$4,947.16$6,503.28$2,476.80$6,026.01$3,359.53$6,757.79$3,588.55
08562$4,808.45$4,947.16$6,503.28$2,476.80$6,026.01$3,359.53$6,757.79$3,588.55
08691$4,808.45$4,947.16$6,503.28$2,476.80$6,026.01$3,359.53$6,757.79$3,588.55
07826$4,804.03$4,829.31$6,821.48$2,427.65$5,546.39$3,642.61$6,156.55$4,204.20
07866$4,803.76$5,204.17$6,690.56$2,543.78$5,398.13$3,548.56$6,573.25$3,667.85
07877$4,791.46$4,829.31$6,821.48$2,427.65$5,523.68$3,642.61$6,573.25$3,722.22
08834$4,790.68$5,268.77$6,764.38$2,387.77$5,518.58$3,515.56$6,343.26$3,736.49
07438$4,788.15$5,156.01$6,821.48$2,674.43$5,398.13$3,642.61$6,156.55$3,667.85
07932$4,787.03$5,268.77$6,764.38$2,560.75$5,388.63$3,515.56$6,343.26$3,667.85
07879$4,783.69$4,829.31$6,821.48$2,427.65$5,523.68$3,642.61$6,573.25$3,667.85
07702$4,778.96$5,008.49$6,349.83$2,524.68$6,192.49$3,239.06$6,414.61$3,723.55
07703$4,778.96$5,008.49$6,349.83$2,524.68$6,192.49$3,239.06$6,414.61$3,723.55
07704$4,778.96$5,008.49$6,349.83$2,524.68$6,192.49$3,239.06$6,414.61$3,723.55
07716$4,778.96$5,008.49$6,349.83$2,524.68$6,192.49$3,239.06$6,414.61$3,723.55
07739$4,778.96$5,008.49$6,349.83$2,524.68$6,192.49$3,239.06$6,414.61$3,723.55
07757$4,778.96$5,008.49$6,349.83$2,524.68$6,192.49$3,239.06$6,414.61$3,723.55
07701$4,777.97$5,001.58$6,349.83$2,524.68$6,192.49$3,239.06$6,414.61$3,723.55
07718$4,777.97$5,001.58$6,349.83$2,524.68$6,192.49$3,239.06$6,414.61$3,723.55
07724$4,777.97$5,001.58$6,349.83$2,524.68$6,192.49$3,239.06$6,414.61$3,723.55
07737$4,777.97$5,001.58$6,349.83$2,524.68$6,192.49$3,239.06$6,414.61$3,723.55
07738$4,777.97$5,001.58$6,349.83$2,524.68$6,192.49$3,239.06$6,414.61$3,723.55
07748$4,777.97$5,001.58$6,349.83$2,524.68$6,192.49$3,239.06$6,414.61$3,723.55
07758$4,777.97$5,001.58$6,349.83$2,524.68$6,192.49$3,239.06$6,414.61$3,723.55
07764$4,777.97$5,001.58$6,349.83$2,524.68$6,192.49$3,239.06$6,414.61$3,723.55
07799$4,777.97$5,001.58$6,349.83$2,524.68$6,192.49$3,239.06$6,414.61$3,723.55
08858$4,774.83$5,268.77$6,764.38$2,387.77$5,518.58$3,515.56$6,013.78$3,954.98
08885$4,774.83$5,268.77$6,764.38$2,387.77$5,518.58$3,515.56$6,013.78$3,954.98
08844$4,772.12$5,268.77$6,764.38$2,387.77$5,388.63$3,515.56$6,343.26$3,736.49
08853$4,772.12$5,268.77$6,764.38$2,387.77$5,388.63$3,515.56$6,343.26$3,736.49
07403$4,769.07$5,156.01$6,690.56$2,560.75$5,398.13$3,548.56$6,156.55$3,872.95
07717$4,768.82$5,001.58$5,950.85$2,445.16$6,190.06$3,083.04$6,987.52$3,723.55
08720$4,768.08$4,691.95$5,950.85$2,445.16$6,309.49$3,083.04$6,449.76$4,446.35
08515$4,767.26$4,784.67$6,503.28$2,351.01$6,026.01$3,359.53$6,757.79$3,588.55
07871$4,767.18$4,829.31$6,821.48$2,674.43$5,523.68$3,642.61$6,156.55$3,722.22
08005$4,762.38$4,784.67$6,246.89$2,474.76$6,642.65$3,454.58$6,185.05$3,548.05
08006$4,762.38$4,784.67$6,246.89$2,474.76$6,642.65$3,454.58$6,185.05$3,548.05
08008$4,762.38$4,784.67$6,246.89$2,474.76$6,642.65$3,454.58$6,185.05$3,548.05
08050$4,762.38$4,784.67$6,246.89$2,474.76$6,642.65$3,454.58$6,185.05$3,548.05
08087$4,762.38$4,784.67$6,246.89$2,474.76$6,642.65$3,454.58$6,185.05$3,548.05
08092$4,762.38$4,784.67$6,246.89$2,474.76$6,642.65$3,454.58$6,185.05$3,548.05
08241$4,762.38$4,784.67$6,246.89$2,474.76$6,642.65$3,454.58$6,185.05$3,548.05
07931$4,760.93$5,268.77$6,764.38$2,371.41$5,388.63$3,515.56$6,013.78$4,004.00
07934$4,760.93$5,268.77$6,764.38$2,371.41$5,388.63$3,515.56$6,013.78$4,004.00
07928$4,756.22$4,982.76$6,764.38$2,283.23$5,388.63$3,515.56$6,343.26$4,015.70
07435$4,756.01$5,156.01$6,690.56$2,674.43$5,398.13$3,548.56$6,156.55$3,667.85
07803$4,754.65$4,829.31$6,413.72$2,543.78$5,398.13$3,425.84$6,773.54$3,898.24
07881$4,754.62$4,829.31$6,821.48$2,387.77$5,546.39$3,642.61$6,156.55$3,898.24
08735$4,745.92$4,691.95$5,950.85$2,445.16$6,642.65$3,083.04$6,449.76$3,958.03
08738$4,745.92$4,691.95$5,950.85$2,445.16$6,642.65$3,083.04$6,449.76$3,958.03
08742$4,745.92$4,691.95$5,950.85$2,445.16$6,642.65$3,083.04$6,449.76$3,958.03
08808$4,745.36$4,829.31$6,821.48$2,387.77$5,518.58$3,642.61$6,013.78$4,004.00
08530$4,743.62$5,268.77$6,764.38$2,387.77$5,518.58$3,515.56$6,013.78$3,736.49
08822$4,743.62$5,268.77$6,764.38$2,387.77$5,518.58$3,515.56$6,013.78$3,736.49
08833$4,743.62$5,268.77$6,764.38$2,387.77$5,518.58$3,515.56$6,013.78$3,736.49
08887$4,743.62$5,268.77$6,764.38$2,387.77$5,518.58$3,515.56$6,013.78$3,736.49
07945$4,743.41$5,268.77$6,764.38$2,387.77$5,388.63$3,515.56$6,156.55$3,722.22
07762$4,742.56$5,001.58$5,950.85$2,445.16$6,309.49$3,083.04$6,449.76$3,958.03
08888$4,741.28$5,268.77$6,764.38$2,371.41$5,518.58$3,515.56$6,013.78$3,736.49
08889$4,741.28$5,268.77$6,764.38$2,371.41$5,518.58$3,515.56$6,013.78$3,736.49
07849$4,738.06$4,829.31$6,413.72$2,427.65$5,398.13$3,425.84$6,773.54$3,898.24
07856$4,738.06$4,829.31$6,413.72$2,427.65$5,398.13$3,425.84$6,773.54$3,898.24
07885$4,738.06$4,829.31$6,413.72$2,427.65$5,398.13$3,425.84$6,773.54$3,898.24
07852$4,737.78$4,829.31$6,821.48$2,427.65$5,388.63$3,642.61$6,156.55$3,898.24
07821$4,731.93$4,829.31$6,821.48$2,427.65$5,523.68$3,642.61$6,156.55$3,722.22
07822$4,731.93$4,829.31$6,821.48$2,427.65$5,523.68$3,642.61$6,156.55$3,722.22
07838$4,731.93$4,829.31$6,821.48$2,427.65$5,523.68$3,642.61$6,156.55$3,722.22
07839$4,731.93$4,829.31$6,821.48$2,427.65$5,523.68$3,642.61$6,156.55$3,722.22
07840$4,731.93$4,829.31$6,821.48$2,427.65$5,523.68$3,642.61$6,156.55$3,722.22
07848$4,731.93$4,829.31$6,821.48$2,427.65$5,523.68$3,642.61$6,156.55$3,722.22
07860$4,731.93$4,829.31$6,821.48$2,427.65$5,523.68$3,642.61$6,156.55$3,722.22
07933$4,727.99$4,982.76$6,764.38$2,283.23$5,388.63$3,515.56$6,343.26$3,818.11
07935$4,727.99$4,982.76$6,764.38$2,283.23$5,388.63$3,515.56$6,343.26$3,818.11
07946$4,727.99$4,982.76$6,764.38$2,283.23$5,388.63$3,515.56$6,343.26$3,818.11
07980$4,727.99$4,982.76$6,764.38$2,283.23$5,388.63$3,515.56$6,343.26$3,818.11
08868$4,727.91$4,829.31$6,764.38$2,387.77$5,518.58$3,515.56$6,343.26$3,736.49
07851$4,726.23$4,829.31$6,821.48$2,387.77$5,523.68$3,642.61$6,156.55$3,722.22
07829$4,725.50$4,829.31$6,821.48$2,387.77$5,518.58$3,642.61$6,156.55$3,722.22
07863$4,725.50$4,829.31$6,821.48$2,387.77$5,518.58$3,642.61$6,156.55$3,722.22
07865$4,725.50$4,829.31$6,821.48$2,387.77$5,518.58$3,642.61$6,156.55$3,722.22
08502$4,725.05$5,268.77$6,764.38$2,387.77$5,388.63$3,515.56$6,013.78$3,736.49
07880$4,724.16$4,829.31$6,821.48$2,427.65$5,523.68$3,642.61$6,156.55$3,667.85
07842$4,723.59$4,829.31$6,690.56$2,543.78$5,398.13$3,548.56$6,156.55$3,898.24
07924$4,722.41$4,982.76$6,764.38$2,387.77$5,388.63$3,515.56$6,013.78$4,004.00
07836$4,712.64$4,829.31$6,821.48$2,427.65$5,388.63$3,642.61$6,156.55$3,722.22
07876$4,712.64$4,829.31$6,821.48$2,427.65$5,388.63$3,642.61$6,156.55$3,722.22
07719$4,709.06$5,001.58$5,950.85$2,445.16$6,309.49$3,083.04$6,449.76$3,723.55
07825$4,705.83$4,829.31$6,821.48$2,387.77$5,523.68$3,642.61$6,013.78$3,722.22
07832$4,705.83$4,829.31$6,821.48$2,387.77$5,523.68$3,642.61$6,013.78$3,722.22
07845$4,705.78$4,829.31$6,764.38$2,387.77$5,388.63$3,515.56$6,156.55$3,898.24
07823$4,705.11$4,829.31$6,821.48$2,387.77$5,518.58$3,642.61$6,013.78$3,722.22
07882$4,705.11$4,829.31$6,821.48$2,387.77$5,518.58$3,642.61$6,013.78$3,722.22
08804$4,705.11$4,829.31$6,821.48$2,387.77$5,518.58$3,642.61$6,013.78$3,722.22
08865$4,705.11$4,829.31$6,821.48$2,387.77$5,518.58$3,642.61$6,013.78$3,722.22
08886$4,705.11$4,829.31$6,821.48$2,387.77$5,518.58$3,642.61$6,013.78$3,722.22
07976$4,701.32$4,982.76$6,764.38$2,283.23$5,388.63$3,515.56$6,156.55$3,818.11
07830$4,699.19$4,829.31$6,764.38$2,387.77$5,518.58$3,515.56$6,156.55$3,722.22
08730$4,698.32$4,691.95$5,950.85$2,445.16$6,309.49$3,083.04$6,449.76$3,958.03
08736$4,698.32$4,691.95$5,950.85$2,445.16$6,309.49$3,083.04$6,449.76$3,958.03
08750$4,698.32$4,691.95$5,950.85$2,445.16$6,309.49$3,083.04$6,449.76$3,958.03
07034$4,697.07$4,762.74$6,795.01$2,560.75$5,398.13$3,538.49$6,156.55$3,667.85
07054$4,697.07$4,762.74$6,795.01$2,560.75$5,398.13$3,538.49$6,156.55$3,667.85
07970$4,694.78$4,982.76$6,764.38$2,387.77$5,388.63$3,515.56$6,156.55$3,667.85
07920$4,693.52$4,982.76$6,764.38$2,371.41$5,388.63$3,515.56$6,013.78$3,818.11
08551$4,680.84$4,829.31$6,764.38$2,387.77$5,518.58$3,515.56$6,013.78$3,736.49
08556$4,680.84$4,829.31$6,764.38$2,387.77$5,518.58$3,515.56$6,013.78$3,736.49
08557$4,680.84$4,829.31$6,764.38$2,387.77$5,518.58$3,515.56$6,013.78$3,736.49
08559$4,680.84$4,829.31$6,764.38$2,387.77$5,518.58$3,515.56$6,013.78$3,736.49
08825$4,680.84$4,829.31$6,764.38$2,387.77$5,518.58$3,515.56$6,013.78$3,736.49
08867$4,680.84$4,829.31$6,764.38$2,387.77$5,518.58$3,515.56$6,013.78$3,736.49
07853$4,680.63$4,829.31$6,764.38$2,387.77$5,388.63$3,515.56$6,156.55$3,722.22
07870$4,680.63$4,829.31$6,764.38$2,387.77$5,388.63$3,515.56$6,156.55$3,722.22
07930$4,680.63$4,829.31$6,764.38$2,387.77$5,388.63$3,515.56$6,156.55$3,722.22
07940$4,679.85$4,982.76$6,764.38$2,283.23$5,388.63$3,515.56$6,156.55$3,667.85
07831$4,678.80$4,829.31$6,764.38$2,387.77$5,518.58$3,515.56$6,013.78$3,722.22
08801$4,678.80$4,829.31$6,764.38$2,387.77$5,518.58$3,515.56$6,013.78$3,722.22
08802$4,678.80$4,829.31$6,764.38$2,387.77$5,518.58$3,515.56$6,013.78$3,722.22
08803$4,678.80$4,829.31$6,764.38$2,387.77$5,518.58$3,515.56$6,013.78$3,722.22
08809$4,678.80$4,829.31$6,764.38$2,387.77$5,518.58$3,515.56$6,013.78$3,722.22
08826$4,678.80$4,829.31$6,764.38$2,387.77$5,518.58$3,515.56$6,013.78$3,722.22
08827$4,678.80$4,829.31$6,764.38$2,387.77$5,518.58$3,515.56$6,013.78$3,722.22
08829$4,678.80$4,829.31$6,764.38$2,387.77$5,518.58$3,515.56$6,013.78$3,722.22
08848$4,678.80$4,829.31$6,764.38$2,387.77$5,518.58$3,515.56$6,013.78$3,722.22
07843$4,667.85$4,829.31$6,413.72$2,427.65$5,523.68$3,425.84$6,156.55$3,898.24
07874$4,667.85$4,829.31$6,413.72$2,427.65$5,523.68$3,425.84$6,156.55$3,898.24
07405$4,664.98$5,156.01$6,106.07$2,560.75$5,398.13$3,160.07$6,156.55$4,117.28
07005$4,660.30$5,156.01$6,106.07$2,560.75$5,398.13$3,160.07$6,573.25$3,667.85
07979$4,660.24$4,829.31$6,764.38$2,387.77$5,388.63$3,515.56$6,013.78$3,722.22
07850$4,649.92$4,829.31$6,413.72$2,427.65$5,398.13$3,425.84$6,156.55$3,898.24
07857$4,649.92$4,829.31$6,413.72$2,427.65$5,398.13$3,425.84$6,156.55$3,898.24
07837$4,641.98$4,829.31$6,413.72$2,427.65$5,518.58$3,425.84$6,156.55$3,722.22
07457$4,630.07$5,156.01$6,106.07$2,560.75$5,398.13$3,160.07$6,156.55$3,872.95
07828$4,624.77$4,829.31$6,413.72$2,427.65$5,398.13$3,425.84$6,156.55$3,722.22
07869$4,618.98$4,829.31$6,106.07$2,543.78$5,398.13$3,160.07$6,573.25$3,722.22
07927$4,616.88$5,268.77$6,106.07$2,560.75$5,398.13$3,160.07$6,156.55$3,667.85
07950$4,616.88$5,268.77$6,106.07$2,560.75$5,398.13$3,160.07$6,156.55$3,667.85
07981$4,616.88$5,268.77$6,106.07$2,560.75$5,398.13$3,160.07$6,156.55$3,667.85
07999$4,616.88$5,268.77$6,106.07$2,560.75$5,398.13$3,160.07$6,156.55$3,667.85
07960$4,614.46$5,268.77$6,106.07$2,543.78$5,398.13$3,160.07$6,156.55$3,667.85
07834$4,613.63$4,829.31$6,106.07$2,560.75$5,398.13$3,160.07$6,573.25$3,667.85
07878$4,613.63$4,829.31$6,106.07$2,560.75$5,398.13$3,160.07$6,573.25$3,667.85
07961$4,613.10$5,268.77$6,106.07$2,543.78$5,388.63$3,160.07$6,156.55$3,667.85
07046$4,600.77$5,156.01$6,106.07$2,560.75$5,398.13$3,160.07$6,156.55$3,667.85
07926$4,592.17$5,268.77$6,106.07$2,387.77$5,398.13$3,160.07$6,156.55$3,667.85

– Cheapest Rates by City

Newark leads the pack with nine out of the top ten zip codes landing in Newark for most expensive cities in New Jersey.

ZipcodeAnnual Average PremiumsRankCompared to Average (+/-)City
07102$8,512.591$2,997.38NEWARK
07103$8,512.591$2,997.38NEWARK
07104$8,512.591$2,997.38NEWARK
07105$8,512.591$2,997.38NEWARK
07106$8,512.591$2,997.38NEWARK
07107$8,512.591$2,997.38NEWARK
07108$8,512.591$2,997.38NEWARK
07111$8,512.591$2,997.38IRVINGTON
07112$8,512.591$2,997.38NEWARK
07114$8,512.591$2,997.38NEWARK
07017$8,384.6811$2,869.47EAST ORANGE
07018$8,384.6811$2,869.47EAST ORANGE
07050$8,384.6811$2,869.47ORANGE
07055$8,293.8614$2,778.65PASSAIC
07201$8,277.1015$2,761.89ELIZABETH
07202$8,277.1015$2,761.89ELIZABETH
07206$8,277.1015$2,761.89ELIZABETHPORT
07208$8,277.1015$2,761.89ELIZABETH
07501$8,254.8119$2,739.60PATERSON
07502$8,254.8119$2,739.60PATERSON
07503$8,254.8119$2,739.60PATERSON
07504$8,254.8119$2,739.60PATERSON
07505$8,254.8119$2,739.60PATERSON
07513$8,254.8119$2,739.60PATERSON
07514$8,254.8119$2,739.60PATERSON
07522$8,254.8119$2,739.60PATERSON
07524$8,254.8119$2,739.60PATERSON
07022$8,198.8528$2,683.64FAIRVIEW
07047$8,198.8528$2,683.64NORTH BERGEN
08102$8,099.7230$2,584.51CAMDEN
08103$8,099.7230$2,584.51CAMDEN
08104$8,099.7230$2,584.51CAMDEN
08105$8,099.7230$2,584.51CAMDEN
07510$7,990.8834$2,475.67PATERSON
07087$7,929.7135$2,414.50UNION CITY
07093$7,929.7135$2,414.50WEST NEW YORK
08861$7,587.4637$2,072.25PERTH AMBOY
08401$7,564.7038$2,049.49ATLANTIC CITY
07036$7,501.1639$1,985.95LINDEN
07203$7,501.1639$1,985.95ROSELLE
07029$7,467.8941$1,952.68HARRISON
07032$7,467.8941$1,952.68KEARNY
07304$7,404.2643$1,889.05JERSEY CITY
07306$7,404.2643$1,889.05JERSEY CITY
07307$7,404.2643$1,889.05JERSEY CITY
07010$7,392.4646$1,877.25CLIFFSIDE PARK
07650$7,392.4646$1,877.25PALISADES PARK
07657$7,392.4646$1,877.25RIDGEFIELD
07083$7,391.9449$1,876.73UNION
07088$7,391.9449$1,876.73VAUXHALL
07205$7,391.9449$1,876.73HILLSIDE
07305$7,371.1552$1,855.94JERSEY CITY
07020$7,334.1853$1,818.97EDGEWATER
07011$7,329.5154$1,814.30CLIFTON
07012$7,329.5154$1,814.30CLIFTON
07013$7,329.5154$1,814.30CLIFTON
07407$7,329.5154$1,814.30ELMWOOD PARK
07026$7,328.7258$1,813.51GARFIELD
07024$7,322.1659$1,806.95FORT LEE
07109$7,314.1960$1,798.98BELLEVILLE
07030$7,281.2961$1,766.08HOBOKEN
07086$7,281.2961$1,766.08WEEHAWKEN
07302$7,281.2961$1,766.08JERSEY CITY
07310$7,281.2961$1,766.08JERSEY CITY
07311$7,281.2961$1,766.08JERSEY CITY
07065$7,179.0466$1,663.83RAHWAY
07014$7,131.7467$1,616.53CLIFTON
07644$7,122.1468$1,606.93LODI
07008$7,110.5969$1,595.38CARTERET
07057$7,098.1770$1,582.96WALLINGTON
07204$7,044.7571$1,529.54ROSELLE PARK
07601$6,933.1172$1,417.90HACKENSACK
07040$6,903.2073$1,387.99MAPLEWOOD
07079$6,883.7874$1,368.57SOUTH ORANGE
07002$6,864.8675$1,349.65BAYONNE
08608$6,821.7276$1,306.51TRENTON
08609$6,821.7276$1,306.51TRENTON
08611$6,821.7276$1,306.51TRENTON
08618$6,821.7276$1,306.51TRENTON
08629$6,821.7276$1,306.51TRENTON
07508$6,776.1581$1,260.94HALEDON
07003$6,771.4982$1,256.28BLOOMFIELD
07631$6,770.1883$1,254.97ENGLEWOOD
07060$6,765.1384$1,249.92PLAINFIELD
07062$6,765.1384$1,249.92PLAINFIELD
07063$6,765.1384$1,249.92PLAINFIELD
07052$6,662.6487$1,147.43WEST ORANGE
07506$6,642.1388$1,126.92HAWTHORNE
07643$6,600.9489$1,085.73LITTLE FERRY
07660$6,600.9489$1,085.73RIDGEFIELD PARK
07606$6,585.2891$1,070.07SOUTH HACKENSACK
07074$6,557.5092$1,042.29MOONACHIE
08638$6,549.4293$1,034.21TRENTON
07094$6,493.6594$978.44SECAUCUS
07072$6,437.1095$921.89CARLSTADT
07605$6,433.4296$918.21LEONIA
07424$6,433.3697$918.15LITTLE FALLS
07512$6,433.3697$918.15TOTOWA
07031$6,402.4099$887.19NORTH ARLINGTON
07632$6,388.07100$872.86ENGLEWOOD CLIFFS
07604$6,365.31101$850.10HASBROUCK HEIGHTS
07073$6,289.37102$774.16EAST RUTHERFORD
07075$6,289.37102$774.16WOOD RIDGE
07410$6,288.56104$773.35FAIR LAWN
07663$6,284.77105$769.56SADDLE BROOK
07070$6,264.66106$749.45RUTHERFORD
07603$6,256.28107$741.07BOGOTA
07110$6,231.62108$716.41NUTLEY
07607$6,175.33109$660.12MAYWOOD
07662$6,175.33109$660.12ROCHELLE PARK
07001$6,159.60111$644.39AVENEL
07064$6,159.60111$644.39PORT READING
07077$6,159.60111$644.39SEWAREN
07095$6,159.60111$644.39WOODBRIDGE
08830$6,159.60111$644.39ISELIN
07071$6,139.12116$623.91LYNDHURST
07608$6,103.60117$588.39TETERBORO
08832$6,097.63118$582.42KEASBEY
08109$6,097.19119$581.98MERCHANTVILLE
08110$6,097.19119$581.98PENNSAUKEN
08081$6,087.54121$572.33SICKLERVILLE
07067$6,084.00122$568.79COLONIA
07621$6,079.02123$563.81BERGENFIELD
07666$6,052.44124$537.23TEANECK
08021$6,050.38125$535.17CLEMENTON
08863$6,031.24126$516.03FORDS
07042$6,028.58127$513.37MONTCLAIR
07043$6,028.58127$513.37MONTCLAIR
07028$6,027.07129$511.86GLEN RIDGE
08004$6,017.77130$502.56ATCO
08009$6,017.77130$502.56BERLIN
08899$5,896.54132$381.33EDISON
08089$5,894.96133$379.75WATERFORD WORKS
08018$5,894.75134$379.54CEDAR BROOK
08037$5,890.01135$374.80HAMMONTON
08091$5,887.36136$372.15WEST BERLIN
08901$5,886.29137$371.08NEW BRUNSWICK
08610$5,875.30138$360.09TRENTON
08902$5,864.79139$349.58NORTH BRUNSWICK
07646$5,857.56140$342.35NEW MILFORD
08346$5,839.56141$324.35NEWTONVILLE
08201$5,833.86142$318.65ABSECON
08231$5,833.86142$318.65OCEANVILLE
08232$5,833.86142$318.65PLEASANTVILLE
07069$5,810.81145$295.60WATCHUNG
07033$5,809.03146$293.82KENILWORTH
08094$5,784.51147$269.30WILLIAMSTOWN
08312$5,784.51147$269.30CLAYTON
08322$5,784.03149$268.82FRANKLINVILLE
08328$5,784.03149$268.82MALAGA
08310$5,781.05151$265.84BUENA
08225$5,780.75152$265.54NORTHFIELD
08402$5,780.75152$265.54MARGATE CITY
08406$5,780.75152$265.54VENTNOR CITY
08403$5,778.43155$263.22LONGPORT
07041$5,760.70156$245.49MILLBURN
07078$5,760.70156$245.49SHORT HILLS
08701$5,759.55158$244.34LAKEWOOD
08619$5,744.20159$228.99TRENTON
08203$5,713.84160$198.63BRIGANTINE
08205$5,713.84160$198.63ABSECON
07470$5,713.18162$197.97WAYNE
08012$5,711.13163$195.92BLACKWOOD
08215$5,708.39164$193.18EGG HARBOR CITY
08330$5,708.39164$193.18MAYS LANDING
08823$5,707.83166$192.62FRANKLIN PARK
08873$5,707.83166$192.62SOMERSET
08904$5,707.83166$192.62HIGHLAND PARK
07080$5,705.45169$190.24SOUTH PLAINFIELD
07021$5,701.82170$186.61ESSEX FELLS
08344$5,696.43171$181.22NEWFIELD
07044$5,688.68172$173.47VERONA
07009$5,684.79173$169.58CEDAR GROVE
08046$5,679.02174$163.81WILLINGBORO
07670$5,659.45175$144.24TENAFLY
08859$5,653.47176$138.26PARLIN
08350$5,638.51177$123.30RICHLAND
07627$5,636.63178$121.42DEMAREST
07068$5,636.37179$121.16ROSELAND
08872$5,622.80180$107.59SAYREVILLE
07620$5,607.88181$92.67ALPINE
08854$5,603.59182$88.38PISCATAWAY
08026$5,599.91183$84.70GIBBSBORO
08043$5,599.91183$84.70VOORHEES
08879$5,596.36185$81.15SOUTH AMBOY
07624$5,589.48186$74.27CLOSTER
07626$5,589.48186$74.27CRESSKILL
07648$5,589.48186$74.27NORWOOD
07652$5,583.03189$67.82PARAMUS
08220$5,582.78190$67.57LEEDS POINT
08234$5,582.78190$67.57EGG HARBOR TOWNSHIP
08244$5,582.78190$67.57SOMERS POINT
07661$5,580.60193$65.39RIVER EDGE
08221$5,580.47194$65.26LINWOOD
08326$5,579.99195$64.78LANDISVILLE
08341$5,579.99195$64.78MINOTOLA
07023$5,578.44197$63.23FANWOOD
07076$5,578.44197$63.23SCOTCH PLAINS
08095$5,578.32199$63.11WINSLOW
08078$5,575.25200$60.04RUNNEMEDE
08817$5,565.39201$50.18EDISON
08837$5,565.39201$50.18EDISON
07039$5,555.87203$40.66LIVINGSTON
08317$5,550.83204$35.62DOROTHY
08319$5,550.83204$35.62ESTELL MANOR
08340$5,550.83204$35.62MILMAY
08850$5,543.90207$28.69MILLTOWN
08857$5,524.42208$9.21OLD BRIDGE
07649$5,512.12210-$3.09ORADELL
08360$5,510.89211-$4.32VINELAND
08029$5,507.86212-$7.35GLENDORA
08045$5,507.49213-$7.72LAWNSIDE
08049$5,507.49213-$7.72MAGNOLIA
08213$5,494.41215-$20.80COLOGNE
08820$5,487.14216-$28.07EDISON
08840$5,487.14216-$28.07METUCHEN
08342$5,484.33218-$30.88MIZPAH
08812$5,471.71219-$43.50DUNELLEN
08882$5,463.88220-$51.33SOUTH RIVER
08031$5,462.28221-$52.93BELLMAWR
08890$5,460.21222-$55.00ZAREPHATH
08313$5,456.01223-$59.20DEERFIELD STREET
08348$5,456.01223-$59.20PORT ELIZABETH
08361$5,456.01223-$59.20VINELAND
08816$5,453.16226-$62.05EAST BRUNSWICK
08320$5,434.37227-$80.84FAIRTON
07628$5,431.16228-$84.05DUMONT
08083$5,424.68229-$90.53SOMERDALE
08084$5,424.68229-$90.53STRATFORD
08828$5,421.22231-$93.99HELMETTA
08527$5,413.69232-$101.52JACKSON
07081$5,412.54233-$102.67SPRINGFIELD
08302$5,400.07234-$115.14BRIDGETON
08311$5,400.07234-$115.14CEDARVILLE
08314$5,400.07234-$115.14DELMONT
08315$5,400.07234-$115.14DIVIDING CREEK
08316$5,400.07234-$115.14DORCHESTER
08324$5,400.07234-$115.14HEISLERVILLE
08327$5,400.07234-$115.14LEESBURG
08329$5,400.07234-$115.14MAURICETOWN
08332$5,400.07234-$115.14MILLVILLE
08345$5,400.07234-$115.14NEWPORT
08349$5,400.07234-$115.14PORT NORRIS
08353$5,400.07234-$115.14SHILOH
07640$5,390.09246-$125.12HARRINGTON PARK
07647$5,390.09246-$125.12NORTHVALE
08093$5,384.91248-$130.30WESTVILLE
07641$5,384.01249-$131.20HAWORTH
07066$5,383.97250-$131.24CLARK
08321$5,378.43251-$136.78FORTESCUE
08028$5,370.54252-$144.67GLASSBORO
08032$5,364.88253-$150.33GRENLOCH
07731$5,360.92254-$154.29HOWELL
08003$5,359.32255-$155.89CHERRY HILL
08034$5,359.32255-$155.89CHERRY HILL
08884$5,358.30257-$156.91SPOTSWOOD
08030$5,356.86258-$158.35GLOUCESTER CITY
08059$5,356.86258-$158.35MOUNT EPHRAIM
08343$5,348.90260-$166.31MONROEVILLE
08347$5,348.90260-$166.31NORMA
08240$5,342.07262-$173.14POMONA
07630$5,340.03263-$175.18EMERSON
07721$5,335.40264-$179.81CLIFFWOOD
08007$5,328.96265-$186.25BARRINGTON
07726$5,325.50266-$189.71ENGLISHTOWN
07728$5,303.29267-$211.92FREEHOLD
08824$5,295.24268-$219.97KENDALL PARK
08852$5,295.24268-$219.97MONMOUTH JUNCTION
07746$5,293.24270-$221.97MARLBORO
07751$5,293.24270-$221.97MORGANVILLE
08831$5,292.27272-$222.94MONROE TOWNSHIP
07747$5,288.99273-$226.22MATAWAN
08224$5,284.47274-$230.74NEW GRETNA
08080$5,282.45275-$232.76SEWELL
08318$5,282.45275-$232.76ELMER
08846$5,276.91277-$238.30MIDDLESEX
07016$5,276.28278-$238.93CRANFORD
07027$5,276.28278-$238.93GARWOOD
08002$5,270.23280-$244.98CHERRY HILL
08648$5,261.36281-$253.85LAWRENCE TOWNSHIP
08053$5,255.07282-$260.14MARLTON
07090$5,243.25283-$271.96WESTFIELD
08051$5,242.15284-$273.06MANTUA
08090$5,241.65285-$273.56WENONAH
08025$5,229.41286-$285.80EWAN
08107$5,229.15287-$286.06OAKLYN
08096$5,224.27288-$290.94WOODBURY
07004$5,222.25289-$292.96FAIRFIELD
08063$5,220.51290-$294.70NATIONAL PARK
08066$5,220.51290-$294.70PAULSBORO
08086$5,220.51290-$294.70THOROFARE
08098$5,220.51290-$294.70WOODSTOWN
08097$5,220.01294-$295.20WOODBURY HEIGHTS
08510$5,214.19295-$301.02MILLSTONE TOWNSHIP
08535$5,214.19295-$301.02MILLSTONE TOWNSHIP
07710$5,211.26297-$303.95ADELPHIA
08108$5,209.32298-$305.89COLLINGSWOOD
08039$5,208.28299-$306.93HARRISONVILLE
07006$5,208.23300-$306.98CALDWELL
08038$5,198.15301-$317.06HANCOCKS BRIDGE
08052$5,190.45302-$324.76MAPLE SHADE
08071$5,186.64303-$328.57PITMAN
07092$5,182.98304-$332.23MOUNTAINSIDE
08054$5,172.45305-$342.76MOUNT LAUREL
07727$5,169.92306-$345.29FARMINGDALE
08628$5,169.64307-$345.57TRENTON
07450$5,168.21308-$347.00RIDGEWOOD
07675$5,168.21308-$347.00WESTWOOD
07676$5,168.21308-$347.00TOWNSHIP OF WASHINGTON
08526$5,160.87311-$354.34IMLAYSTOWN
08810$5,158.21312-$357.00DAYTON
08880$5,152.41313-$362.80SOUTH BOUND BROOK
07452$5,150.87314-$364.34GLEN ROCK
08019$5,146.12315-$369.09CHATSWORTH
08062$5,135.93316-$379.28MULLICA HILL
08512$5,128.78317-$386.43CRANBURY
07936$5,128.52318-$386.69EAST HANOVER
08757$5,125.05319-$390.16TOMS RIVER
08106$5,120.15320-$395.06AUDUBON
08270$5,117.67321-$397.54WOODBINE
08055$5,115.58322-$399.63MEDFORD
07428$5,112.90323-$402.31MC AFEE
08724$5,109.28324-$405.93BRICK
08759$5,105.89325-$409.32MANCHESTER TOWNSHIP
08065$5,092.91326-$422.30PALMYRA
08721$5,092.61327-$422.60BAYVILLE
08722$5,092.61327-$422.60BEACHWOOD
08740$5,092.61327-$422.60OCEAN GATE
08741$5,092.61327-$422.60PINE BEACH
08323$5,092.59331-$422.62GREENWICH
08033$5,092.25332-$422.96HADDONFIELD
08035$5,092.25332-$422.96HADDON HEIGHTS
08079$5,090.89334-$424.32SALEM
08042$5,089.15335-$426.06JULIUSTOWN
07763$5,088.39336-$426.82TENNENT
08015$5,086.01337-$429.20BROWNS MILLS
08061$5,079.89338-$435.32MOUNT ROYAL
07735$5,078.52339-$436.69KEYPORT
08245$5,076.50340-$438.71SOUTH DENNIS
08011$5,067.34341-$447.87BIRMINGHAM
07418$5,065.79342-$449.42GLENWOOD
07422$5,065.79342-$449.42HIGHLAND LAKES
07462$5,065.79342-$449.42VERNON
08536$5,065.25345-$449.96PLAINSBORO
07481$5,061.14346-$454.07WYCKOFF
07423$5,055.98347-$459.23HO HO KUS
07432$5,055.98347-$459.23MIDLAND PARK
07642$5,055.98347-$459.23HILLSDALE
08023$5,055.77350-$459.44DEEPWATER
07765$5,054.89351-$460.32WICKATUNK
08723$5,052.80352-$462.41BRICK
08753$5,052.80352-$462.41TOMS RIVER
08755$5,052.80352-$462.41TOMS RIVER
08690$5,050.88355-$464.33TRENTON
08036$5,049.64356-$465.57HAINESPORT
08805$5,048.18357-$467.03BOUND BROOK
08226$5,041.25358-$473.96OCEAN CITY
08069$5,040.19359-$475.02PENNS GROVE
08070$5,040.19359-$475.02PENNSVILLE
07436$5,040.16361-$475.05OAKLAND
08733$5,040.12362-$475.09LAKEHURST
08067$5,039.68363-$475.53PEDRICKTOWN
07711$5,038.70364-$476.51ALLENHURST
07712$5,038.70364-$476.51ASBURY PARK
07723$5,038.70364-$476.51DEAL
08088$5,038.34367-$476.87VINCENTOWN
08528$5,033.62368-$481.59KINGSTON
08068$5,032.28369-$482.93PEMBERTON
08640$5,032.28369-$482.93FORT DIX
07421$5,032.19371-$483.02HEWITT
08020$5,029.18372-$486.03CLARKSBORO
08056$5,029.18372-$486.03MICKLETON
08555$5,027.48374-$487.73ROOSEVELT
08010$5,026.50375-$488.71BEVERLY
08016$5,026.50375-$488.71BURLINGTON
08075$5,026.50375-$488.71RIVERSIDE
08077$5,026.50375-$488.71RIVERTON
07035$5,011.00379-$504.21LINCOLN PARK
07082$5,011.00379-$504.21TOWACO
08064$5,008.02381-$507.19NEW LISBON
08014$5,007.54382-$507.67BRIDGEPORT
08027$5,007.54382-$507.67GIBBSTOWN
08085$5,007.54382-$507.67SWEDESBORO
08620$5,004.94385-$510.27TRENTON
07734$5,003.81386-$511.40KEANSBURG
08073$5,003.45387-$511.76RANCOCAS
08518$5,002.52388-$512.69FLORENCE
08554$5,002.52388-$512.69ROEBLING
07753$4,996.94390-$518.27NEPTUNE
08520$4,994.66391-$520.55HIGHTSTOWN
08511$4,994.07392-$521.14COOKSTOWN
08514$4,992.46393-$522.75CREAM RIDGE
08214$4,988.12394-$527.09DENNISVILLE
08533$4,986.39395-$528.82NEW EGYPT
07461$4,983.86396-$531.35SUSSEX
07827$4,983.86396-$531.35MONTAGUE
08218$4,983.80398-$531.41GOSHEN
08219$4,983.80398-$531.41GREEN CREEK
08732$4,981.26400-$533.95ISLAND HEIGHTS
08041$4,976.08401-$539.13JOBSTOWN
08534$4,973.15402-$542.06PENNINGTON
07401$4,966.13403-$549.08ALLENDALE
07720$4,964.30404-$550.91BRADLEY BEACH
07756$4,964.30404-$550.91OCEAN GROVE
08057$4,960.55406-$554.66MOORESTOWN
08223$4,952.87407-$562.34MARMORA
08248$4,952.87407-$562.34STRATHMERE
07416$4,950.26409-$564.95FRANKLIN
07419$4,950.26409-$564.95HAMBURG
07439$4,950.26409-$564.95OGDENSBURG
07417$4,948.91412-$566.30FRANKLIN LAKES
07463$4,948.91412-$566.30WALDWICK
07677$4,948.91412-$566.30WOODCLIFF LAKE
07045$4,946.80415-$568.41MONTVILLE
07058$4,946.80415-$568.41PINE BROOK
07740$4,942.61417-$572.60LONG BRANCH
08641$4,942.43418-$572.78TRENTON
07978$4,938.25419-$576.96PLUCKEMIN
07430$4,937.05420-$578.16MAHWAH
08048$4,936.57421-$578.64LUMBERTON
08060$4,936.57421-$578.64MOUNT HOLLY
08751$4,935.54423-$579.67SEASIDE HEIGHTS
08752$4,935.54423-$579.67SEASIDE PARK
07442$4,933.50425-$581.71POMPTON LAKES
08525$4,926.08426-$589.13HOPEWELL
08022$4,919.90427-$595.31COLUMBUS
07446$4,919.82428-$595.39RAMSEY
07458$4,919.82428-$595.39SADDLE RIVER
07645$4,919.82428-$595.39MONTVALE
07656$4,919.82428-$595.39PARK RIDGE
08553$4,914.59432-$600.62ROCKY HILL
07722$4,911.44433-$603.77COLTS NECK
07901$4,907.81434-$607.40SUMMIT
07974$4,907.81434-$607.40NEW PROVIDENCE
07733$4,904.31436-$610.90HOLMDEL
08739$4,902.99437-$612.22NORMANDY BEACH
07495$4,902.14438-$613.07MAHWAH
07922$4,901.86439-$613.35BERKELEY HEIGHTS
08246$4,900.88440-$614.33SOUTH SEAVILLE
08540$4,895.67441-$619.54PRINCETON
08542$4,895.67441-$619.54PRINCETON
08544$4,895.67441-$619.54PRINCETON
07059$4,895.47444-$619.74WARREN
07977$4,878.84445-$636.37PEAPACK
08561$4,875.52446-$639.69WINDSOR
08807$4,867.41447-$647.80BRIDGEWATER
08835$4,867.41447-$647.80MANVILLE
08836$4,867.41447-$647.80MARTINSVILLE
07801$4,865.28450-$649.93DOVER
08821$4,864.95451-$650.26FLAGTOWN
07456$4,863.51452-$651.70RINGWOOD
07465$4,863.51452-$651.70WANAQUE
08560$4,863.17454-$652.04TITUSVILLE
07755$4,859.81455-$655.40OAKHURST
07730$4,852.68456-$662.53HAZLET
08210$4,847.75457-$667.46CAPE MAY COURT HOUSE
08250$4,847.75457-$667.46TUCKAHOE
08251$4,847.75457-$667.46VILLAS
07855$4,845.21460-$670.00MIDDLEVILLE
07440$4,842.08461-$673.13PEQUANNOCK
07444$4,842.08461-$673.13POMPTON PLAINS
07846$4,839.52463-$675.69JOHNSONBURG
07732$4,839.11464-$676.10HIGHLANDS
07760$4,839.11464-$676.10RUMSON
07938$4,838.59466-$676.62LIBERTY CORNER
07939$4,838.59466-$676.62LYONS
07750$4,838.12468-$677.09MONMOUTH BEACH
08558$4,835.03469-$680.18SKILLMAN
08731$4,834.22470-$680.99FORKED RIVER
08734$4,834.22470-$680.99LANOKA HARBOR
08758$4,834.22470-$680.99WARETOWN
08869$4,831.53473-$683.68RARITAN
08504$4,831.34474-$683.87BLAWENBURG
08876$4,829.20475-$686.01SOMERVILLE
07420$4,828.60476-$686.61HASKELL
07847$4,825.92477-$689.29KENVIL
08505$4,824.13478-$691.08BORDENTOWN
07460$4,823.62479-$691.59STOCKHOLM
07921$4,820.34480-$694.87BEDMINSTER
07480$4,820.22481-$694.99WEST MILFORD
08550$4,820.17482-$695.04PRINCETON JUNCTION
08202$4,812.50483-$702.71AVALON
08204$4,812.50483-$702.71CAPE MAY
08212$4,812.50483-$702.71CAPE MAY POINT
08230$4,812.50483-$702.71OCEAN VIEW
08242$4,812.50483-$702.71RIO GRANDE
08243$4,812.50483-$702.71SEA ISLE CITY
08247$4,812.50483-$702.71STONE HARBOR
08260$4,812.50483-$702.71WILDWOOD
07806$4,811.73491-$703.48PICATINNY ARSENAL
08501$4,808.44492-$706.77ALLENTOWN
08562$4,808.44492-$706.77WRIGHTSTOWN
08691$4,808.44492-$706.77TRENTON
07826$4,804.03495-$711.18BRANCHVILLE
07866$4,803.76496-$711.45ROCKAWAY
07877$4,791.46497-$723.75SWARTSWOOD
08834$4,790.69498-$724.52LITTLE YORK
07438$4,788.15499-$727.06OAK RIDGE
07932$4,787.03500-$728.18FLORHAM PARK
07879$4,783.69501-$731.52TRANQUILITY
07702$4,778.96502-$736.25SHREWSBURY
07703$4,778.96502-$736.25FORT MONMOUTH
07704$4,778.96502-$736.25FAIR HAVEN
07716$4,778.96502-$736.25ATLANTIC HIGHLANDS
07739$4,778.96502-$736.25LITTLE SILVER
07757$4,778.96502-$736.25OCEANPORT
07701$4,777.97508-$737.24RED BANK
07718$4,777.97508-$737.24BELFORD
07724$4,777.97508-$737.24EATONTOWN
07737$4,777.97508-$737.24LEONARDO
07738$4,777.97508-$737.24LINCROFT
07748$4,777.97508-$737.24MIDDLETOWN
07758$4,777.97508-$737.24PORT MONMOUTH
07764$4,777.97508-$737.24WEST LONG BRANCH
07799$4,777.97508-$737.24EATONTOWN
08858$4,774.83517-$740.38OLDWICK
08885$4,774.83517-$740.38STANTON
08844$4,772.12519-$743.09HILLSBOROUGH
08853$4,772.12519-$743.09NESHANIC STATION
07403$4,769.07521-$746.14BLOOMINGDALE
07717$4,768.82522-$746.39AVON BY THE SEA
08720$4,768.08523-$747.13ALLENWOOD
08515$4,767.26524-$747.95CHESTERFIELD
07871$4,767.18525-$748.03SPARTA
08005$4,762.38526-$752.83BARNEGAT
08006$4,762.38526-$752.83BARNEGAT LIGHT
08008$4,762.38526-$752.83BEACH HAVEN
08050$4,762.38526-$752.83MANAHAWKIN
08087$4,762.38526-$752.83TUCKERTON
08092$4,762.38526-$752.83WEST CREEK
08241$4,762.38526-$752.83PORT REPUBLIC
07931$4,760.93533-$754.28FAR HILLS
07934$4,760.93533-$754.28GLADSTONE
07928$4,756.22535-$758.99CHATHAM
07435$4,756.01536-$759.20NEWFOUNDLAND
07803$4,754.65537-$760.56MINE HILL
07881$4,754.62538-$760.59WALLPACK CENTER
08735$4,745.92539-$769.29LAVALLETTE
08738$4,745.92539-$769.29MANTOLOKING
08742$4,745.92539-$769.29POINT PLEASANT BEACH
08808$4,745.36542-$769.85BROADWAY
08530$4,743.62543-$771.59LAMBERTVILLE
08822$4,743.62543-$771.59FLEMINGTON
08833$4,743.62543-$771.59LEBANON
08887$4,743.62543-$771.59THREE BRIDGES
07945$4,743.41547-$771.80MENDHAM
07762$4,742.56548-$772.65SPRING LAKE
08888$4,741.28549-$773.93WHITEHOUSE
08889$4,741.28549-$773.93WHITEHOUSE STATION
07849$4,738.06551-$777.15LAKE HOPATCONG
07856$4,738.06551-$777.15MOUNT ARLINGTON
07885$4,738.06551-$777.15WHARTON
07852$4,737.78554-$777.43LEDGEWOOD
07821$4,731.93555-$783.28ANDOVER
07822$4,731.93555-$783.28AUGUSTA
07838$4,731.93555-$783.28GREAT MEADOWS
07839$4,731.93555-$783.28GREENDELL
07840$4,731.93555-$783.28HACKETTSTOWN
07848$4,731.93555-$783.28LAFAYETTE
07860$4,731.93555-$783.28NEWTON
07933$4,727.99562-$787.22GILLETTE
07935$4,727.99562-$787.22GREEN VILLAGE
07946$4,727.99562-$787.22MILLINGTON
07980$4,727.99562-$787.22STIRLING
08868$4,727.91566-$787.30QUAKERTOWN
07851$4,726.23567-$788.98LAYTON
07829$4,725.50568-$789.71BUTTZVILLE
07863$4,725.50568-$789.71OXFORD
07865$4,725.50568-$789.71PORT MURRAY
08502$4,725.05571-$790.16BELLE MEAD
07880$4,724.16572-$791.05VIENNA
07842$4,723.59573-$791.62HIBERNIA
07924$4,722.41574-$792.80BERNARDSVILLE
07836$4,712.64575-$802.57FLANDERS
07876$4,712.64575-$802.57SUCCASUNNA
07719$4,709.06577-$806.15BELMAR
07825$4,705.84578-$809.37BLAIRSTOWN
07832$4,705.84578-$809.37COLUMBIA
07845$4,705.78580-$809.43IRONIA
07823$4,705.11581-$810.10BELVIDERE
07882$4,705.11581-$810.10WASHINGTON
08804$4,705.11581-$810.10BLOOMSBURY
08865$4,705.11581-$810.10PHILLIPSBURG
08886$4,705.11581-$810.10STEWARTSVILLE
07976$4,701.32586-$813.89NEW VERNON
07830$4,699.19587-$816.02CALIFON
08730$4,698.32588-$816.89BRIELLE
08736$4,698.32588-$816.89MANASQUAN
08750$4,698.32588-$816.89SEA GIRT
07034$4,697.07591-$818.14LAKE HIAWATHA
07054$4,697.07591-$818.14PARSIPPANY
07970$4,694.78593-$820.43MOUNT FREEDOM
07920$4,693.52594-$821.69BASKING RIDGE
08551$4,680.84595-$834.37RINGOES
08556$4,680.84595-$834.37ROSEMONT
08557$4,680.84595-$834.37SERGEANTSVILLE
08559$4,680.84595-$834.37STOCKTON
08825$4,680.84595-$834.37FRENCHTOWN
08867$4,680.84595-$834.37PITTSTOWN
07853$4,680.63601-$834.58LONG VALLEY
07870$4,680.63601-$834.58SCHOOLEYS MOUNTAIN
07930$4,680.63601-$834.58CHESTER
07940$4,679.85604-$835.36MADISON
07831$4,678.80605-$836.41CHANGEWATER
08801$4,678.80605-$836.41ANNANDALE
08802$4,678.80605-$836.41ASBURY
08803$4,678.80605-$836.41BAPTISTOWN
08809$4,678.80605-$836.41CLINTON
08826$4,678.80605-$836.41GLEN GARDNER
08827$4,678.80605-$836.41HAMPTON
08829$4,678.80605-$836.41HIGH BRIDGE
08848$4,678.80605-$836.41MILFORD
07843$4,667.85614-$847.36HOPATCONG
07874$4,667.85614-$847.36STANHOPE
07405$4,664.98616-$850.23BUTLER
07005$4,660.30617-$854.91BOONTON
07979$4,660.24618-$854.97POTTERSVILLE
07850$4,649.92619-$865.29LANDING
07857$4,649.92619-$865.29NETCONG
07837$4,641.98621-$873.23GLASSER
07457$4,630.08622-$885.13RIVERDALE
07828$4,624.77623-$890.44BUDD LAKE
07869$4,618.98624-$896.23RANDOLPH
07927$4,616.88625-$898.33CEDAR KNOLLS
07950$4,616.88625-$898.33MORRIS PLAINS
07981$4,616.88625-$898.33WHIPPANY
07999$4,616.88625-$898.33WHIPPANY
07960$4,614.46629-$900.75MORRISTOWN
07834$4,613.63630-$901.58DENVILLE
07878$4,613.63630-$901.58MOUNT TABOR
07961$4,613.10632-$902.11MORRISTOWN
07046$4,600.78633-$914.43MOUNTAIN LAKES
07926$4,592.17634-$923.04BROOKSIDE

Best New Jersey Car Insurance Companies

So what makes the best insurance company in New Jersey? Well, there are several things that can make a company go from the bottom of the list to the top.

Financial ratings, customer service, and rates are definitely on the top of the list of valuable things to look at in a company.

So let’s take a look at these factors and see which companies land on the top of New Jersey’s best insurance companies.

– The Largest Companies Financial Rating

AM Best rating is a global company focusing on the insurance industry. They rate companies based on financial security and credit.

The table below shows the largest writing companies in New Jersey with their AM Best ratings.

Insurance CompanyA.M.Best Rating
GEICOA++
New Jersey Manufacturers GroupA+
Progressive GroupA+
Allstate Insurance GroupA+
State Farm GroupA++
Palisades GroupA-
Liberty Mutual GroupA
USAA GroupA++
Travelers GroupA++
Farmers Insurance GroupA

None on the list go below an A- rating, so New Jersey drivers have some good choices for insurance companies.

– Companies with Best Ratings

One of the reasons these companies get so big is because of customer service. Good customer service can sometimes make a customer stay with the same company, even with a premium increase.

– Companies with Most Complaints in New Jersey

Every company will eventually get a complaint. You have to remember some of these companies are so large that a high number of complaints are still low considering how many customers they have.

Insurance CompanyNumber of Complaints
GEICO333
New Jersey Manufacturers Group3
Progressive Group120
Allstate Insurance Group163
State Farm Group1482
Palisades Group3
Liberty Mutual Group222
USAA Group296
Travelers Group2
Farmers Insurance Group0

– Cheapest Companies in New Jersey

Everyone is looking for a good deal on their insurance. We took seven insurance companies and compared average annual rates to the state average.

Insurance CompanyAverage Annual PremiumsCompared to State Average (+/-)Percentage Change (+/-)
Allstate NJ P&C$5,713.58$198.373.47%
Foremost Ins Grand Rapids$7,617.00$2,101.7927.59%
GEICO Govt Employees$2,754.94-$2,760.28-100.19%
Liberty Mutual Fire$6,766.61$1,251.4018.49%
Prog Garden State Ins Co$3,972.72-$1,542.50-38.83%
State Farm Ind$7,527.15$2,011.9426.73%
St Paul Protective Ins Co$4,254.49-$1,260.72-29.63%

– Commute Rates by Companies

New Jersey has a big population of commuters. How much do all the commuting cost New Jersey drivers? Let’s take a look.

Insurance CompanyCommute and Annual MileageAnnual Average Premiums
State Farm25 miles commute. 12000 annual mileage.$7,721.28
State Farm10 miles commute. 6000 annual mileage.$7,333.03
Farmers25 miles commute. 12000 annual mileage.$7,617.00
Farmers10 miles commute. 6000 annual mileage.$7,617.00
Liberty Mutual25 miles commute. 12000 annual mileage.$6,832.35
Liberty Mutual10 miles commute. 6000 annual mileage.$6,700.88
Allstate25 miles commute. 12000 annual mileage.$5,724.15
Allstate10 miles commute. 6000 annual mileage.$5,703.01
Travelers10 miles commute. 6000 annual mileage.$4,254.49
Travelers25 miles commute. 12000 annual mileage.$4,254.49
Progressive25 miles commute. 12000 annual mileage.$3,972.72
Progressive10 miles commute. 6000 annual mileage.$3,972.72
GEICO25 miles commute. 12000 annual mileage.$2,777.67
GEICO10 miles commute. 6000 annual mileage.$2,732.21

Commuting is a factor in your premium, but as you can tell from the above chart it does not make a huge impact on your premium.

– Coverage Level Rates by Companies

Coverage is one option that most drivers look at and think if they lower it, then their premium will drop significantly.

Insurance CompanyCoverage TypeAnnual Average Premiums
FarmersHigh$8,412.64
FarmersMedium$7,577.22
FarmersLow$6,861.13
State FarmHigh$7,961.75
State FarmMedium$7,625.56
State FarmLow$6,994.15
Liberty MutualHigh$7,274.15
Liberty MutualMedium$6,971.85
Liberty MutualLow$6,053.83
AllstateHigh$6,073.01
AllstateMedium$5,797.50
AllstateLow$5,270.22
TravelersHigh$4,616.48
TravelersMedium$4,254.55
TravelersLow$3,892.44
ProgressiveHigh$4,280.26
ProgressiveMedium$4,034.39
ProgressiveLow$3,603.50
GEICOHigh$2,994.20
GEICOMedium$2,808.31
GEICOLow$2,462.30

Farmers is one company that has a more drastic difference in premium when changing your level of coverage. If you take a look at a company like GEICO, for instance, the change isn’t as big.

It is a good idea to quote out your insurance with different levels of coverage. You may be surprised how much a small amount in premium can give you a large payout in coverage.

– Credit History Rates by Companies

Credit history is one of those silent factors that follows you around. It is there for big purchases like cars and homes and can also make or break your interest rate. Credit history also plays a determining factor in your insurance rate.

Companies use your credit history just like we use AM Best rating for insurers. Credit history rates give insurers a look at how a customer pays bills and how timely they are.

Insurance CompanyCredit HistoryAnnual Average Premiums
State FarmPoor$10,892.25
State FarmFair$6,568.67
State FarmGood$5,120.55
FarmersPoor$9,071.27
FarmersFair$7,090.77
FarmersGood$6,688.96
Liberty MutualPoor$8,575.06
Liberty MutualFair$6,357.77
Liberty MutualGood$5,367.00
AllstatePoor$7,965.60
AllstateFair$5,131.18
AllstateGood$4,043.95
TravelersPoor$5,720.93
TravelersFair$4,186.30
TravelersGood$2,856.24
ProgressivePoor$4,448.52
ProgressiveFair$3,883.17
ProgressiveGood$3,586.45
GEICOPoor$4,148.35
GEICOFair$2,386.66
GEICOGood$1,729.80

Credit history rates have a significant impact. In some cases, your premium doubles or more from a good rating to a poor rating. Keep a look out at your rating and do your best to keep a good score.

New Jersey does not allow any insurance to be denied, canceled, or non-renewed due to credit history. Companies can not offer unfavorable payments plans due to credit.

Credit is not used for consumers covered by the Special Automobile Insurance Policy or Basic Policy programs which will discuss later in this section.

– Driving Record Rates by Companies

Some are lucky enough to have clean, squeaky driving records; that’s not the case for everyone. Have you ever wondered how much that speeding ticket is costing you with your insurance premium?

Insurance CompanyDriving RecordAnnual Average Premiums
State FarmWith 1 DUI$11,975.32
State FarmWith 1 speeding violation$6,597.21
State FarmWith 1 accident$7,446.84
State FarmClean record$4,089.25
FarmersWith 1 DUI$8,155.86
FarmersWith 1 speeding violation$6,395.36
FarmersWith 1 accident$10,017.70
FarmersClean record$5,899.07
Liberty MutualWith 1 DUI$6,632.81
Liberty MutualWith 1 speeding violation$6,498.24
Liberty MutualWith 1 accident$7,437.18
Liberty MutualClean record$6,498.24
AllstateWith 1 DUI$6,227.00
AllstateWith 1 speeding violation$5,214.06
AllstateWith 1 accident$7,126.18
AllstateClean record$4,287.07
TravelersWith 1 DUI$4,697.50
TravelersWith 1 speeding violation$4,188.00
TravelersWith 1 accident$4,864.10
TravelersClean record$3,268.35
ProgressiveWith 1 DUI$3,906.91
ProgressiveWith 1 speeding violation$3,985.79
ProgressiveWith 1 accident$4,583.69
ProgressiveClean record$3,414.48
GEICOWith 1 DUI$3,917.82
GEICOWith 1 speeding violation$2,142.43
GEICOWith 1 accident$2,817.06
GEICOClean record$2,142.43

A DUI conviction is definitely the violation that will cost you the most. Some companies rate tickets higher than accidents or the other way around. So take a look at the companies and see which one may be better for you if you have any violations listed above.

– Largest Car Insurance Companies in New Jersey

Now, let’s take a look at the largest companies in New Jersey.

Insurance CompanyDirect Written PremiumsLoss RatioMarket Share
GEICO$1,580,84470.02%20.58%
New Jersey Manufacturers Group$993,94566.25%12.94%
Progressive Group$856,48459.14%11.15%
Allstate Insurance Group$839,88353.02%10.93%
State Farm Group$629,48564.66%8.19%
Palisades Group$601,85261.30%7.83%
Liberty Mutual Group$544,32164.14%7.09%
USAA Group$294,67870.79%3.84%
Travelers Group$284,19159.53%3.70%
Farmers Insurance Group$233,31479.86%3.04%

GEICO, by far, has a strong hold on the New Jersey markets. As you can see from the previous tables, their rates are usually on the lower side so you can see why they write so many New Jersey drivers.

– Number of Insurers by State

New Jersey has over eight hundred companies to chose from which looking at insurance.

Type of InsurerNumber
Domestic66
Foreign778

The difference between domestic and foreign is where the company originated. A domestic company is local to New Jersey and was started under New Jersey law, while a foreign company was started in another state.

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New Jersey State Laws

We are going to cover a lot of information in this next section. Knowing laws for your state is vital to avoid unnecessary fines, suspensions, and the hassle fixing issues that arise from not knowing simple laws.

We are now going to breakdown some different state laws pertaining to drivers in New Jersey.

– Car Insurance Laws

New Jersey car insurance companies must file rate increases with the state and get approval before increases.

– Windshield Coverage

There are no unique laws pertaining to windshields in New Jersey. If you have a standard comprehensive deductible is $750.

– High-Risk Insurance

The state of New Jersey does not require you to have an SR-22 filing. If you do require this filing from another state and recently moved to New Jersey, you do need to transfer that filing to your New Jersey insurance company.

New Jersey follows insurance eligibility points system. Depending on your amount of points determines which insurance market you can get insurance through. There is the voluntary market and assigned risk market.

The below is a statement from New Jersey Banking and Insurance pamphlet located on their website:

“In accordance with New Jersey regulations for Eligible Person
Qualifications, any driver who has accumulated seven or more insurance eligibility points for the three-year period immediately preceding the application for insurance or the three-year period ending 90 days prior to renewal of a policy may not be considered eligible to purchase coverage
in the voluntary market. As a result, some insurers will direct them to purchase insurance through the Personal Automobile Insurance Plan (PAIP). It is important to note, however, that not all insurers in the voluntary market refuse to cover drivers with seven or more insurance eligibility points. If you have seven or more insurance eligibility points it may be a good idea to shop around and compare your coverage and pricing options.
The PAIP is not an insurance company; instead, it acts as an administrative clearinghouse and assigns each driver to a company for coverage. Therefore, this type of coverage is referred to as “assigned risk.” The state
has standardized the rates for this type of coverage and they do not vary from company to company. The rates may also be substantially higher than rates in the voluntary market. To find PAIP producers in your area, call
1-800-652-2471 or visit the Department’s web site, www.dobi.nj.gov.”

– Low-Cost Insurance

New Jersey offers the Special Automobile Insurance Policy initiative to help drivers that would otherwise go without car insurance. This insurance is offered through most insurance providers.

This is offered to drivers enrolled in certain Medicaid programs. Your insurance provider can determine your eligibility.

– Automobile Insurance Fraud in New Jersey

Any type of fraud in New Jersey is considered a serious crime. If convicted, punishment can be jail time, fines, and loss of your driver’s license.

There are two types of fraud that can be committed. Soft fraud is when customers pad information whether on the application or when filing a claim.

Hard fraud is the knowing act of staging an accident, or any type of claim, knowing that you are deliberately trying to scam the insurance company.

– Statute of Limitations

Statute of limitations is the amount of time you have to file a claim after it has occurred. In New Jersey, you have two years for personal injury and six years for property damage. The best thing to do is file a claim as soon as the claim occurs.

– State Specific Laws

Some of these laws may seem a little strange, but nonetheless, they are laws in New Jersey. See if you have broken any of the laws below without knowing them.

  1. Motorists must honk when passing another vehicle. This law includes skateboarders!
  2. If you have been convicted of driving under the influence, you can no longer apply for personalized license plates.
  3. You can not pass horse-drawn carriages on roads
  4. You can not pump your own gas.
  5. If you are caught “frowning” at a police officer, you are breaking the law. Make sure you take that ticket with a smile.
  6. Car dealerships must be closed on Sunday.

– Vehicle Licensing Laws

New Jersey is noncompliant for the Real ID Act. They have received an extension for this noncompliance and New Jersey residents can still use their New Jersey license to board commercial airlines and nuclear plants until October 2019.

– Penalties for Driving Without Insurance

New Jersey has one of the harshest laws against driving without insurance on the books. The consequence is more severe than being convicted of a DWI charge. The first offense can get you the following:

  • Fines ranging from $300-$1000
  • Loss of license for one year
  • A surcharge of $250 a year for three years

If that did not deter you from ever driving without insurance the second time convicted will. Being convicted for a second offense the following can be imposed:

  • Fines up to $5000
  • Loss of license for two years
  • Mandatory jail time of fourteen days
  • Additional 30-days community service

New Jersey wants to instill in all drivers to drive with insurance or suffer harsh consequences. You must carry an insurance ID card with you or have an electronic copy stored on a phone or laptop.

– Teen Driver Laws

Teens can obtain their driver’s permit at the age of sixteen in New Jersey. To get their permit, a teen driver must enroll in a licensed driving school.

Once a permit is obtained, pass a road test, and have at least six months of supervised driving you can then get your probationary license.

Once a probationary license is obtained, you must practice unsupervised driving for one year before you can then get your basic driver’s license.

Per the New Jersey Motor Vehicle Commission, supervised driving is as follows:

“Display a reflectorized decal on each license plate (front/back); decals available at motor vehicle agencies, $4 per pair.

No driving after 11:01 p.m. and before 5:00 a.m.

Permit and probationary drivers under 21 may drive outside the prescribed hours for employment or religious reasons.

    • Drivers must carry legible documentation on letterhead signed by the employer, organization or religious institution stating the reasons for this request. It must include the title, address and telephone number of designated official.

You must be accompanied in the front seat by an adult supervising driver who is at least 21 years of age, and who possesses a valid New Jersey driver’s license, and has a minimum of three years driving experience.

Parent(s), guardian(s) or dependent(s) are allowed as passengers. A dependent can be the driver’s child, not brother or sister.

Only one additional passenger is allowed unless accompanied by a parent or guardian.

You cannot use cell phones, handheld video games or any other interactive, wireless device, whether it is “hands-free” or not.

Seat belts must be worn at all times.”

Unsupervised driving is as follows:

“Display a reflectorized decal on each license plate (front/back); decals available at motor vehicle agencies, $4 per pair.

No driving after 11:01 p.m. and before 5:00 a.m.

There are no time limits for basic driver’s license holders 18+.

Permit and probationary drivers under 21 may drive outside the prescribed hours for employment or religious reasons.

    • Drivers must carry legible documentation on letterhead signed by the employer, organization or religious institution stating the reasons for this request. It must include the title, address and telephone number of designated official.

Parent(s), guardian(s) or dependent(s) are allowed as passengers. A dependent can be the driver’s child, not brother or sister.

Only one additional passenger is allowed unless accompanied by a parent or guardian.

You cannot use cell phones, handheld video games or any other interactive, wireless device, whether it is “hands-free” or not.

Seat belts must be worn at all times.”

– Older Driver License Renewal Procedures

Older drivers have the same renewal process as any other drivers. If you are over 70, you have the personal option to shorten your renewal period from four years to two years. We will review the license renewal procedures in a section below.

– New Residents

Once you move to New Jersey, you have 60 days or when your current license expires, whichever comes first to update to a New Jersey license.

You must bring your current license, ID, and permit fee to a local motor vehicle agency to get a new license. As long as you are good standing, your road tests will be waived.

If you are under the age of 21, you will need to follow the Graduated Drivers License program.

– License Renewal Procedures

Renewal for New Jersey license is every four years. You can renew by mail if you do not need an updated picture. Every ten years, you will need adequate proof of vision.

– Rules of the Road

To be safe, all drivers need to familiarize themselves with the rules of the road for the state they are driving.

We have covered the legal aspect of laws and renewal procedure, so now lets switch gears and look at the speed limits, seat belts, and other rules of driving in New Jersey.

– Fault vs. No-Fault

New Jersey is a no-fault state. This means in a no-fault state, your medical coverage under your auto policy will pay out no matter who is at fault.

– Seat belt and Car Seat laws

Seat belts are required for all passengers in front or rear seats. If convicted, the driver will be subjected to fines and fees.

Children less than 2 years old and under 30 pounds are to be in a rear-facing infant seat. Children younger than four must also be a rear-facing seat until the child is over the guidelines mandated by the car seat manufacturer.

A child younger than 8 years old must be in a front-facing seat or booster seat.

Riding in the cargo of a truck is not permitted.

– Keep Right and Move Over Laws

Driving in the left lane is only for turning left and for passing. Cars should slow and move over if possible when emergency vehicles are present.

– Speed Limits

Type of RoadSpeed Limit
School Zone, Business or Residential Districts25 mph
Low Density business and Residential Districts35 mph
All other Roadways50 mph
Interstates and certain State Highways55 mph
State Highways65 mph

– Ridesharing

Ridesharing is becoming a common way to commute. Whether that is carpooling or using a service like Uber or Lyft, it is always a good idea to check with your insurance company on gaps in coverage. You want to be clear with who you are driving, when, and where.

– Automation on the Road

Automated cars are no longer a thing of the future. Cars are parking and now driving with no driver necessary. New Jersey currently has no laws regarding automation, but that doesn’t mean there are no laws under review.

There are several proposed bills under consideration, one offering a one-year pilot program for a fully autonomous car.

– Safety Laws

Alcohol and cell phones are two major distractions and impairments causing major safety hazards on that road. Let’s take a look at what laws are in place to keep New Jersey drivers safe.

– DUI Laws

As we saw earlier, driving without insurance has a harsh consequence in New Jersey. Driving while intoxicated is no different. The fines are steep, but even worse is the jail time and license suspension.

OffenseFineImprisonmentLicense SuspensionAutomobile Insurance Surcharge
First Offense$250-$450Up to 30 days3-months$1,000/year for 3 years
Second Offense$500-$1,000Up to 90 days2-years$1,000/year for 3 years
Third Offense$1,000180 days10-years$1,500/year for 3 years

If you are caught three times, you lose your license for 10 years.

– Distracted Driving Laws

No driver is allowed to use a hand-held device or text while driving. Anyone with a permit or probationary license has a complete ban on any use of a cellular device.

Driving in New Jersey

Lastly, we are going to look at some unfortunate statistics occurring in New Jersey. As mentioned earlier, New Jersey has the highest amount of auto theft.

We will also look at the statistics of traffic fatalities. We will inform you when and where and how most fatalities in New Jersey occur.

– Vehicle Theft in New Jersey

This first table is a list of the most stolen vehicles in New Jersey. It will also list the most popular year of each car model of the total amount stolen.

Make & ModelMost Popular Model YearNumber of Vehicles Stolen
Honda Accord1997844
Honda Civic1998753
Dodge Caravan2002427
Nissan Sentra1998340
Ford Pickup (Full Size)2006295
Nissan Altima2014291
Jeep Cherokee/Grand Cherokee2000286
Toyota Camry2014232
Nissan Maxima1998195
Ford Econoline E3502003184

Second, we break down which cities have the most crime. If you are located in a city with high auto theft, be vigilant. Keep possessions out of sight or not located in the car, try to park near a light, and always keep your car locked.

CityMotor
vehicle
theft
Aberdeen Township10
Absecon6
Allendale2
Allenhurst1
Allentown0
Alpha1
Alpine2
Andover Township0
Asbury Park30
Atlantic City71
Atlantic Highlands1
Audubon2
Audubon Park1
Avalon0
Avon-by-the-Sea0
Barnegat Light0
Barnegat Township5
Barrington10
Bay Head3
Bayonne87
Beach Haven2
Beachwood3
Bedminster Township4
Belleville164
Bellmawr13
Belmar3
Belvidere1
Bergenfield2
Berkeley Heights Township3
Berlin4
Berlin Township4
Bernards Township4
Bernardsville2
Beverly7
Blairstown Township0
Bloomfield160
Bloomingdale0
Bogota2
Boonton0
Boonton Township0
Bordentown3
Bordentown Township3
Bound Brook3
Bradley Beach3
Branchburg Township3
Brick Township20
Bridgeton47
Bridgewater Township20
Brielle3
Brigantine0
Brooklawn6
Buena0
Burlington13
Burlington Township15
Butler2
Byram Township3
Caldwell2
Califon0
Cape May2
Cape May Point0
Carlstadt25
Carney's Point Township8
Carteret24
Cedar Grove Township11
Chatham7
Chatham Township3
Cherry Hill Township57
Chesilhurst4
Chester1
Chesterfield Township0
Chester Township0
Cinnaminson Township8
Clark Township3
Clayton6
Clementon8
Cliffside Park12
Clifton103
Clinton1
Clinton Township5
Closter2
Collingswood24
Colts Neck Township13
Cranbury Township3
Cranford Township11
Deal8
Delanco Township3
Delaware Township0
Delran Township8
Demarest1
Denville Township7
Deptford Township47
Dover11
Dumont1
Dunellen0
Eastampton Township0
East Brunswick Township16
East Greenwich Township6
East Hanover Township6
East Newark8
East Orange270
East Rutherford17
Eatontown6
Edgewater6
Edgewater Park Township18
Edison Township106
Egg Harbor City0
Egg Harbor Township29
Elizabeth1,001
Elk Township2
Elmer1
Elmwood Park15
Elsinboro Township0
Emerson1
Englewood23
Englewood Cliffs1
Englishtown1
Essex Fells2
Evesham Township17
Ewing Township72
Fairfield Township, Essex County20
Fair Haven2
Fair Lawn8
Fairview10
Fanwood2
Far Hills0
Flemington0
Florence Township8
Florham Park5
Fort Lee16
Franklin0
Franklin Lakes10
Franklin Township, Gloucester County10
Franklin Township, Hunterdon County1
Franklin Township, Somerset County59
Freehold3
Freehold Township14
Frenchtown0
Galloway Township28
Garfield26
Garwood1
Gibbsboro1
Glassboro12
Glen Ridge9
Glen Rock0
Gloucester City6
Gloucester Township32
Green Brook Township6
Greenwich Township, Gloucester County1
Greenwich Township, Warren County1
Guttenberg6
Hackensack46
Hackettstown12
Haddonfield4
Haddon Heights1
Haddon Township13
Haledon8
Hamburg0
Hamilton Township, Atlantic County23
Hamilton Township, Mercer County131
Hammonton9
Hanover Township4
Harding Township0
Hardyston Township1
Harrington Park0
Harrison68
Harrison Township6
Harvey Cedars1
Hasbrouck Heights1
Haworth0
Hawthorne9
Hazlet Township7
Helmetta3
High Bridge0
Highland Park6
Highlands1
Hightstown4
Hillsborough Township4
Hillsdale0
Hillside Township102
Hi-Nella1
Hoboken62
Ho-Ho-Kus1
Holland Township0
Holmdel Township7
Hopatcong2
Hopewell2
Hopewell Township3
Howell Township21
Independence Township2
Interlaken0
Irvington522
Island Heights1
Jackson Township13
Jamesburg1
Jefferson Township2
Jersey City738
Keansburg3
Kearny136
Kenilworth9
Keyport3
Kinnelon2
Lacey Township5
Lake Como0
Lakehurst0
Lakewood Township44
Lambertville2
Laurel Springs1
Lavallette0
Lawrence Township, Mercer County36
Lebanon Township3
Leonia0
Lincoln Park3
Linden131
Lindenwold27
Linwood1
Little Egg Harbor Township11
Little Falls Township19
Little Ferry13
Little Silver3
Livingston Township35
Loch Arbour1
Lodi21
Logan Township15
Long Beach Township2
Long Branch36
Long Hill Township0
Longport0
Lopatcong Township0
Lower Alloways Creek Township0
Lower Township18
Lumberton Township10
Lyndhurst Township28
Madison3
Magnolia11
Manalapan Township21
Manasquan0
Manchester Township7
Mansfield Township, Burlington County5
Mansfield Township, Warren County4
Mantoloking0
Mantua Township8
Manville15
Maple Shade Township29
Maplewood Township56
Margate City2
Marlboro Township22
Matawan1
Maywood4
Medford Lakes0
Medford Township2
Mendham2
Mendham Township0
Merchantville4
Metuchen4
Middlesex2
Middle Township15
Middletown Township16
Midland Park1
Millburn Township21
Milltown0
Millville49
Mine Hill Township0
Monmouth Beach2
Monroe Township, Gloucester County33
Monroe Township, Middlesex County13
Montclair35
Montgomery Township7
Montvale2
Montville Township8
Moonachie3
Moorestown Township16
Morris Plains0
Morristown19
Morris Township11
Mountain Lakes4
Mountainside2
Mount Arlington0
Mount Ephraim6
Mount Holly Township11
Mount Laurel Township20
Mount Olive Township11
Mullica Township2
National Park6
Neptune City6
Neptune Township37
Netcong2
Newark2,894
New Brunswick87
Newfield1
New Hanover Township0
New Milford1
New Providence1
Newton1
North Arlington19
North Bergen Township76
North Brunswick Township33
North Caldwell3
Northfield1
North Hanover Township2
North Plainfield25
Northvale1
North Wildwood1
Norwood0
Nutley Township19
Oakland3
Oaklyn2
Ocean City6
Ocean Gate0
Oceanport2
Ocean Township, Monmouth County14
Ocean Township, Ocean County4
Ogdensburg3
Old Bridge Township46
Old Tappan0
Oradell2
Orange225
Oxford Township0
Palisades Park8
Palmyra9
Paramus35
Park Ridge1
Parsippany-Troy Hills Township15
Passaic135
Paterson749
Paulsboro8
Peapack and Gladstone2
Pemberton0
Pemberton Township36
Pennington0
Pennsauken Township103
Penns Grove11
Pennsville Township3
Pequannock Township2
Perth Amboy140
Phillipsburg16
Pine Beach1
Pine Hill12
Pine Valley0
Piscataway Township27
Pitman2
Plainfield96
Pleasantville26
Plumsted Township3
Pohatcong Township3
Point Pleasant3
Point Pleasant Beach3
Pompton Lakes4
Princeton1
Prospect Park20
Rahway43
Ramsey7
Randolph Township4
Raritan4
Raritan Township4
Readington Township4
Red Bank3
Ridgefield6
Ridgefield Park11
Ridgewood1
Ringwood1
Riverdale0
River Edge3
Riverside Township7
Riverton2
River Vale Township0
Robbinsville Township1
Rochelle Park Township2
Rockaway4
Rockaway Township11
Rockleigh0
Roseland7
Roselle54
Roselle Park9
Roxbury Township7
Rumson3
Runnemede13
Rutherford11
Saddle Brook Township13
Saddle River2
Salem5
Sayreville28
Scotch Plains Township4
Sea Bright1
Sea Girt0
Sea Isle City4
Seaside Heights2
Seaside Park0
Secaucus41
Ship Bottom2
Shrewsbury4
Somerdale4
Somers Point5
Somerville13
South Amboy8
South Bound Brook3
South Brunswick Township28
South Hackensack Township2
South Harrison Township2
South Orange37
South Plainfield12
South River7
South Toms River3
Sparta Township1
Spotswood0
Springfield14
Springfield Township1
Spring Lake3
Spring Lake Heights0
Stafford Township8
Stanhope1
Stone Harbor0
Stratford4
Summit17
Surf City0
Swedesboro0
Tavistock0
Teaneck Township17
Tenafly4
Teterboro1
Tewksbury Township1
Tinton Falls6
Toms River Township23
Totowa17
Trenton416
Tuckerton2
Union Beach0
Union City114
Union Township130
Upper Saddle River3
Ventnor City5
Vernon Township2
Verona14
Vineland61
Voorhees Township16
Waldwick0
Wallington2
Wall Township15
Wanaque1
Warren Township2
Washington0
Washington Township, Bergen County0
Washington Township, Gloucester County29
Washington Township, Morris County2
Washington Township, Warren County1
Watchung3
Waterford Township7
Wayne Township52
Weehawken Township18
Wenonah3
Westampton Township7
West Amwell Township0
West Caldwell Township12
West Cape May1
West Deptford Township26
Westfield9
West Long Branch7
West Milford Township5
West New York39
West Orange52
Westville15
West Wildwood0
West Windsor Township14
Westwood1
Wharton0
Wildwood9
Wildwood Crest0
Willingboro Township24
Winfield Township1
Winslow Township22
Woodbridge Township124
Woodbury13
Woodbury Heights3
Woodcliff Lake5
Woodland Park7
Woodlynne9
Wood-Ridge2
Woodstown2
Woolwich Township0
Wyckoff Township1

– Road Fatalities in New Jersey

A sad reality in a world full of drivers and cars is fatalities happen. We are first going to take a look at the weather condition of fatalities.

– Fatal Crashes by Weather Condition and Light Condition

Weather ConditionDaylightDark, but LightedDarkDawn or DuskOther / UnknownTotal
Normal23516686290516
Rain212683058
Snow/Sleet311005
Other042208
Unknown120014
Total26019997341591

Most fatalities happen in normal weather conditions and daylight hours.

– Fatalities by County

Now let’s look at which counties have the highest amount of auto fatalities.

County Name20132014201520162017
Atlantic County4241293936
Bergen County3739303527
Burlington County3531485048
Camden County3138343944
Cape May County512121216
Cumberland County2418293226
Essex County4040404640
Gloucester County2631232644
Hudson County1524272426
Hunterdon County969118
Mercer County3626192126
Middlesex County5233414647
Monmouth County2747475043
Morris County2514232129
Ocean County4945384153
Passaic County2824322218
Salem County919111517
Somerset County1925221924
Sussex County6710127
Union County1830292634
Warren County9681511

– Traffic Fatalities

Type of Road2008200920102011201220132014201520162017
Rural72717889717978678683
Urban515513476537516463475490512532

It is not surprising since New Jersey is mostly a metropolitan area, most accidents happen on urban roads.

– Fatalities by Person Type

Most fatalities happen to occupants riding or driving passenger cars.

Person Type20132014201520162017
Passenger Car217202213233213
Light Truck - Pickup2423253222
Light Truck - Utility5148495472
Light Truck - Van3421141624
Light Truck - Other30220
Large Truck9131066
Bus10030
Other/Unknown Occupants14823
Total Occupants340311321348340
Total Motorcyclists5662507183
Pedestrian129168170163183
Bicyclist and Other Cyclist1411181817
Other/Unknown Nonoccupants34221
Total Nonoccupants146183190183201
Total542556561602624

– Fatalities by Crash Type

Most traffic fatalities involve a single vehicle followed by roadway departure.

Crash Type20132014201520162017
Total Fatalities (All Crashes)542556561602624
Single Vehicle325337360371380
Involving a Large Truck6074505754
Involving Speeding11899128132120
Involving a Rollover7768868372
Involving a Roadway Departure254234242280266
Involving an Intersection (or Intersection Related)182185210213197

– Five-Year Trend For The Top 10 Counties

RankingNew Jersey Counties by 2017 Ranking20132014201520162017
1Ocean County4945384153
2Burlington County3531485048
3Middlesex County5233414647
4Camden County3138343944
5Gloucester County2631232644
6Monmouth County2747475043
7Essex County4040404640
8Atlantic County4241293936
9Union County1830292634
10Morris County2514232129
Sub Total 1Top Ten Counties377375368404418
Sub Total 2All Other Counties165181193198206
TotalAll Counties542556561602624

– Fatalities Involving Speeding by County

County Name20132014201520162017
Atlantic County995129
Bergen County40766
Burlington County10381111
Camden County791367
Cape May County14032
Cumberland County411357
Essex County122867
Gloucester County536612
Hudson County68664
Hunterdon County20021
Mercer County75747
Middlesex County14341513
Monmouth County716101710
Morris County53354
Ocean County89365
Passaic County771174
Salem County36443
Somerset County32302
Sussex County11510
Union County2810105
Warren County10201

– Fatalities in Crashes Involving an Alcohol-Impaired Driver

County Name20132014201520162017
Atlantic County10123124
Bergen County8123104
Burlington County119998
Camden County698813
Cape May County25153
Cumberland County44786
Essex County121351011
Gloucester County107558
Hudson County411343
Hunterdon County33111
Mercer County85339
Middlesex County1385915
Monmouth County61411149
Morris County73434
Ocean County128666
Passaic County1310996
Salem County48512
Somerset County410553
Sussex County22321
Union County5510137
Warren County32211

– Teen Drinking and Driving

New Jersey has a no tolerance law against any teen drinking. If you are caught driving with any alcohol, under the adult blood alcohol level, you can get a license suspension and community service.

If a driver under 21 years of age is found with an alcohol level over the adult level, that driver will be treated as an adult.

– EMS Response Time

If you are ever in an accident, you want to know how fast an emergency medical team can get to you and get you to the nearest hospital.

Lucky for New Jersey drivers, whether the accident happens on a rural or urban road from the time of the accident under 60 minutes you will be at a hospital.

Type of RoadTime of Crash to EMS
Notification
EMS Notification to
EMS Arrival
EMS Arrival at Scene
to Hospital Arrival
Time of Crash to Hospital
Arrival
Total Fatal Crashes
Rural4.1413.2236.48 53.8477
Urban5.147.8231.6243.70489

– Transportation

We know New Jersey is a high commuting state. So let’s take a look at how long their commutes are, how they commute, and how many cars most New Jersey families own.

– Car Ownership

– Commute Time

New Jersey has a large number of drivers that commute to work, including out of state traveling. The average resident living in New Jersey travels over thirty minutes to work. Over five percent of the working population of New Jersey commute over ninety minutes.

– Commuter Transportation

While most drivers still choose to drive to work alone, New Jersey still has a higher use of public transportation than the United States average.

– Traffic Congestion in New Jersey

If you look at a traffic report most major roadways in New Jersey have “delayed” as their status.

Holland Tunnel connects  Jersey City to Manhattan. Its a huge source of congestion and even more so since New York is proposing a congestion pricing that could cause even more issues. It is no surprise New Jersey residents spend so much time commuting to work.

We have covered a lot of information for this densely populated state of over nine million residents. You have state laws, insurance companies, rates, and coverages.  You can now get a free quote here.

References:

  1. https://datausa.io/profile/geo/new-jersey/#housing
  2. https://www.iii.org/fact-statistic/facts-statistics-auto-insurance
  3. https://nj1015.com/nj-drivers-pay-more-for-car-insurance-but-why/
  4. https://www.thehartford.com/aarp/car-insurance/new-jersey/state-driving
  5. https://www.state.nj.us/dobi/division_consumers/insurance/standardpolicy.html
  6. https://www.state.nj.us/mvc/vehicles/insurancerequirements.htm
  7. http://www.calculatorpro.com/calculator/insurance-cost-calculator/
  8. http://www.ambest.com/home/default.aspx
  9. https://www.state.nj.us/dobi/division_consumers/pdf/everythingauto2006.pdf
  10. https://www.naic.org/prod_serv/AUT-PB-14.pdf
  11. http://www.carwindshields.info/states
  12. https://www.state.nj.us/dobi/division_consumers/insurance/saip.htm
  13. https://www.iii.org/article/background-on-insurance-fraud
  14. https://www.mazdaoflodi.com/blog/strange-driving-laws-throughout-new-jersey/
  15. https://www.dhs.gov/real-id/new-jersey
  16. https://www.state.nj.us/mvc/license/initiallicense.htm
  17. https://www.state.nj.us/mvc/drivertopics/decals.htm
  18. https://www.state.nj.us/mvc/locations/facilitylocations.htm
  19. https://www.iihs.org/topics/older-drivers/license-renewal-laws-table
  20. https://www.state.nj.us/mvc/drivertopics/movetonj.htm
  21. https://www.iihs.org/topics/seat-belts/seat-belt-law-table
  22. https://drivinglaws.aaa.com/tag/seat-belts/
  23. https://drivinglaws.aaa.com/tag/move-over-law/
  24. http://www.ncsl.org/research/transportation/autonomous-vehicles-self-driving-vehicles-enacted-legislation.aspx
  25. https://scarincihollenbeck.com/law-firm-insights/business-law/nj-self-driving-vehicles/
  26. https://drivinglaws.aaa.com/tag/distracted-driving/
  27. https://newjerseyduilawyer.com/practice-areas/underage-drinking-laws/
  28. https://datausa.io/profile/geo/new-jersey/#category_transportation
  29. http://www.511nj.org/IncidentList.aspx?listType=Congestion
  30. https://en.wikipedia.org/wiki/Holland_Tunnel
  31. https://newyork.cbslocal.com/2019/04/02/new-jersey-drivers-not-pleased-about-potential-traffic-problems-congestion-pricing-could-create-at-tunnels/