UPDATED: Sep 5, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
AutoinsuranceEZ.com Rating:Do you live in Massachusetts, Connecticut, New Hampshire, or New Jersey? If so, and if you’re in the market for a new automotive insurance policy, then Plymouth Rock Insurance might be worth considering. They offer both homeowner’s and automobile insurance to drivers living in the four states where they currently do business. The company has been around since 1982 when former insurance commissioner Jim Stone decided to use his industry expertise in order to give motorists another option for coverage.
Plymouth Rock Insurance Review
At first glance, it appears as though Plymouth Rock is in good standing both with customer service as well as their financial strength. AM Best has given them an A- rating, which means that the company is currently stable and is likely to stay that way in the near future. And while their customer service ratings are high, it should be noted that of the 17 customer reviews for Plymouth Rock on the BBB website, 82″ of them are overwhelmingly negative.
|AM Best Financial Strength Rating (2016)||A-|
|Better Business Bureau (2016)||A+|
|NAIC Complaint Index (2012)||0.41 (Better than Average)|
|Complaint Ratio per Vehicle (NJ, 2012)||4 / 455,045 (Better than Average)|
Plymouth Rock Insurance Discounts
It is very common for insurance providers to offer discounts to their customers. Whether they do it to attract new business or encourage existing customers to stay, automotive insurance discounts are a win-win for both customers and insurers alike. Below are some estimates on what discounts you might qualify for from Plymouth Rock, and the maximum amount you could possibly save if you qualify for said discount. But not all discounts are available in all states, so be sure to confirm this information with your local Plymouth Rock agent:
|Discount||Maximum Possible Savings|
|Payment in Full||4%|
Plymouth Rock Auto Insurance Options
Plymouth Rock divides their available coverages into two different categories: Compulsory, and Optional. The compulsory coverage options are those that Plymouth Rock must sell you if you request an auto policy from them because they cover the minimum requirements mandated by state law for legal driving. The optional coverages are, well, self-explanatory. These are the compulsory coverage options:
- Bodily Injury Liability ($20,000/$40,000)
- Personal Injury Protection ($8,000)
- Uninsured Motorist Bodily Injury ($20,000/$40,000)
- Property Damage Liability (known as “Damage to Someone Else’s Property”; $5,000)
If you want more protection, or if you want protections not legally mandated by state law, you have the option of purchasing the following additional coverages:
- Underinsured Motorist Bodily Injury
- Medical Payments
- Limited Collision
- Substitute Transportation (rental car insurance)
- Towing & Labor
Comparing Plymouth Rock Insurance Quotes
Below are some estimated quotes for drivers who are curious about Plymouth Rock insurance based on specific life circumstances which alter their risk profile: