UPDATED: Aug 19, 2020
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Did you know that each year, there are millions of vehicles stolen from their owners? And that this rate of theft means a car is stolen in the US every 23 seconds? Even if you are responsible enough to always lock your doors and take your keys with you, theft is still a possibility. That’s why having an anti-theft device installed in your vehicle can protect you from losing it, and also save you some money on your insurance!
Paying out claims on auto insurance is expensive, and that’s why companies often give car insurance discounts for devices that reduce the likelihood of a claim. Having anti-lock brakes will get you a discount on collision coverage, for example. When you’re reviewing your auto insurance coverage option, it’s good to know what discounts you can get.
Read on to learn about the discounts you can get to your comprehensive coverage, and if you need to compare rates you can enter your ZIP code into our FREE tool right now.
What Is the Anti-Theft Device Discount?
Not all states in the US require your insurance company to offer an anti-theft discount on your automotive policy. These particular twelve states call for your insurance company to provide you with a discount on your current insurance plan should you buy a good anti-theft system:
- Rhode Island
- New York
- New Mexico
You can get an anti-theft device discount on your auto insurance premium by fitting your vehicle with a passive electronic immobilizer (such as engine stoppers, certain passive alarm systems, and auto recovery GPS systems). Because you don’t have to remember to turn them on every single time you leave your car, they’re more dependable. You could receive as much as 30% off your insurance premiums if you install a passive device. For those living in Massachusetts, you’re eligible for at least a 25% discount for both a passive alarm system and an auto recovery device.