Can't-Miss Facts

  • Auto insurance rates for pilots and navigators tend to be around $1,800 annually
  • Pilots and navigators could get cheaper car insurance with certain discounts
  • Companies consider a variety of factors when they decide on car insurance rates for pilots and navigators

If you are a pilot or navigator, you have several options when it comes to car insurance coverage.

You can search for auto insurance coverage options with virtually any company as a pilot or navigator, depending on what you’re looking for.

To find the most affordable car insurance for pilots and navigators, you should get quotes from multiple companies to ensure you’re getting the cheapest rates available.

In fact, you can enter your ZIP code into our free tool above to find affordable car insurance for pilots and navigators today.

Can pilots and navigators get cheap auto insurance rates?

If you are a pilot or navigator, you will not have to worry about finding auto insurance coverage. Many companies will likely offer you car insurance with a variety of coverage options, especially if you have a clean driving record.

But if you’re looking specifically for cheap car insurance options, you may need to do some digging to find rates that are lower than the average cost of auto insurance.

Typically, when searching to buy car insurance for pilots and navigators, they can expect to pay a bit more than average on their car insurance.

Read more: Cheap Auto Insurance Companies

How much does pilot auto insurance cost?

While the average annual car insurance rate for full coverage in the United States is around $1,190, pilots and navigators can expect to pay at least a little more.

Car Insurance Rates for Pilots and Navigators
Geico Quote for Pilots and NavigatorCar Insurance Rates
Monthly rates$151.00
Six-month rates$906.00
Annual rates$1,812.00

Compare RatesStart Now →

As you can see from the table, Geico auto insurance rates for full coverage are just over $1,800.

You may be able to find cheaper full coverage rates for car insurance as a pilot or navigator. It’s also important to remember that there are no pilot car insurance requirements stating you have to have full coverage on your vehicle.

If you own a vehicle that is not new or leased, you may be interested in searching for a lower amount of coverage to decrease your monthly or annual rates.

Can pilots and navigators get discounts on auto insurance?

Many pilots and navigators may be able to find cheaper than average car insurance rates by taking advantage of discounts with their insurance providers.

Not all insurance companies offer the same discounts, but if you do your research, you may be able to lower your car insurance rates by capitalizing on discounts with certain companies.

Some of the most common discounts for car insurance include:

  • Multi-policy discount
  • Multi-car discount
  • Car safety discount
  • Anti-theft discount
  • Good driver discount
  • Paperless discount
  • Occupational discount

If you believe any of these discounts apply to you, it’s worth checking with a few different car insurance companies about the option of lowering your monthly or annual rates.

As a pilot or navigator, you’re not very likely to earn the occupational discount, because you’re at a higher risk for car accidents simply by parking in large parking lots and commuting longer distances to work. To learn more, read our “Occupation Discount: How Much Can You Save?“.

But you may still be able to lower your rates by bundling your policies, going paperless with your billing, and much more.

How do companies decide on my auto insurance rates as a pilot?

There are many factors that go into a company’s decision on car insurance rates.

The most common factors include:

  • Age
  • Gender
  • Marital status
  • Level of education
  • Driving record
  • Weekly commute
  • Car make and model

This list is not exhaustive; some companies may include additional factors or may not consider some that are listed.

When you complete your navigator or pilot car insurance application, you will likely need to disclose your age, gender, occupation, and much more. This is so companies can make accurate and informed decisions when calculating your auto insurance rates.

While there are not specific car insurance companies for pilots and navigators, shopping around with multiple companies allows you to compare options and find the cheapest rates.

How can I find the cheapest auto insurance rates for pilots?

In order to get the cheapest rates on car insurance, you will need to shop around and get car insurance quotes for pilots and navigators from multiple companies.

Comparison shopping for car insurance is the best way to ensure you know your options when it comes to coverage amounts, rates, and much more.

One of the easiest ways to shop around for car insurance rates is to use comparison tools that will put multiple companies side by side and show you the pros and cons of each.

If you’re interested in car insurance rates for pilots and navigators, start your research today by entering your ZIP code into our free tool below.