General Motors (GM) Auto Insurance

General Motors auto insurance was offered through GMAC Insurance, which is now known as National General Insurance. National General doesn't always have the cheapest General Motors auto insurance rates so make sure you compare rates below to find the best deal.

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Tonya Sisler

Insurance Content Team Lead

Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage.  Tonya currently leads a team of 10 insurance copywri...

Insurance Content Team Lead

Schimri Yoyo

Licensed Agent & Financial Advisor

Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity.  Schimri is an educator eager to assist individuals and families in ach...

Licensed Agent & Financial Advisor

UPDATED: May 3, 2022

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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Can't-Miss Facts

  • Allstate reached an agreement in 2020 to buy National General for $4 billion
  • The most popular General Motors (GM) makes are Chevrolet, Cadillac, GMC, and Buick
  • Average auto insurance rates for popular General Motors vehicles are between $109 and $249 per month

Odds are that if you’re driving in the United States today, you own a GM vehicle. General Motors produces hundreds of different models across at least four different makes that it sells in the US.

What you may not know is there is a special General Motors insurance company. It’s called National General Insurance, formerly known as GMAC Insurance. Allstate reached an agreement in 2020 to buy National General for $4 billion.

There are special General Motors auto insurance discounts offered by National General to owners of GM cars and trucks. You might even find discounts on GM auto insurance for retirees.

Below, we’ll discuss some important information about General Motors, its various branches, and what you need to know to get the best price on your GM insurance services.

General Motors auto insurance rates can vary from company to company, and National General isn’t always the cheapest.

Before you buy General Motors auto insurance, take a moment to see some rates for your car right here. Just enter your ZIP code above for fast, free auto insurance quotes.

What is General Motors auto insurance?

General Motors first began in the early 1900s, headquartered in Flint, Michigan. It started out as a holding company for Buick but eventually grew into the mammoth corporation that it is today.

Back in 2009, the financial crisis of the previous year led to the company’s chapter 11 bankruptcy. After some restructuring, with the help of the US government, the company eventually recovered tens of billions of dollars of losses – but still took some heavy hits, nonetheless.

For instance, it had to discontinue several different makes, which included Pontiac, Saturn, and Hummer Vehicles, the lavish civilian version of the US military’s Humvee. It also sold off its Saab division to overseas competitors.

The General Motors insurance company has gone through name changes from GMAC to National General over the years. National General auto insurance quotes include a list of special discounts for GM owners.

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How much are the most popular General Motors vehicles?

Currently, GM is responsible for two of the most popular luxury makes in the states today:  Cadillac and Buick. These vehicles are relatively affordable for those making an upper-middle-class income and above, starting at around $50,000 and topping off in the low six-figure price range.

Chevrolet and GMC vehicles, on the other hand, tend to appeal more to those who are on a working-class income but still want a reliable vehicle with decent safety features at a comfortable price. Chevrolet and GMC car insurance will therefore be lower.

How much does General Motors auto insurance cost?

The type of vehicle you drive will have a significant impact on how much you end up paying for your monthly premium on GM insurance.

The total value of your vehicle, its age, how you drive it, and whether it has advanced safety features will all play a role and how much (or how little) your insurance company will charge you for your GM car insurance.

But not all auto insurance companies agree on which features cost more money, which is why it’s so important to comparison shop amongst them to find the most affordable General Motors auto insurance quotes.

What are the most popular General Motors (GM) makes and models?

Some of the most popular makes and models are listed below.

  • Chevrolet
  • Cadillac
  • GMC
  • Buick

National General auto insurance rates will not always be the cheapest option for GMC car insurance or car insurance for other GM vehicles, but they are well worth a look.

It’s time to see the numbers. Enter your ZIP code now to get affordable auto insurance rates today.

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Frequently Asked Questions: General Motors Auto Insurance

If you have some questions about General Motors insurance, look below for answers.

#1 – Is The General an actual insurance company?

Yes, and it’s not related to National General at all. If you’re looking to answer questions like how much is the general auto insurance or does the general offer full coverage insurance, you should check out our review of The General here.

#2 – What are some other companies that get mixed up with National General?

Some names that get mixed up with National General include National car insurance, Nation car insurance, and NRICA car insurance, and American General automobile insurance.

#3 – What is the General Motors phone number?

The National General phone number is 1-888-293-5108.

#4 – Does General Motors have health insurance?

There are no known General Motors health insurance benefits through National General Insurance.

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