UPDATED: Mar 13, 2020
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General Motors (GM) Car Insurance
Odds are that if you’re driving in the United States today, you probably own a GM vehicle. General Motors produces hundreds of different models across at least four different makes that it sells in the US.
And if you’re driving one, you’re going to need insurance for it. Use our FREE quote tool to compare now!
Below, we’ll discuss some important information about General Motors, its various branches, and what you need to know in order to get the best price on your GM vehicle’s car insurance.
All About General Motors (GM) Auto Insurance
General Motors first began in the early 1900s, headquartered in Flint, Michigan. It started out as a holding company for Buick, but eventually grew into the mammoth corporation that it is today.
Back in 2009, the financial crisis of the previous year led to the company’s chapter 11 bankruptcy. After some restructuring, with the help of the US government, the company eventually recovered tens of billions of dollars of losses – but still took some heavy hits, nonetheless.
For instance, it had to discontinue several different makes, which included Pontiac, Saturn, and Hummer Vehicles, the lavish civilian version of the US military’s Humvee. It also sold off its Saab division to overseas competitors.
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Insurance Quotes for Popular General Motors (GM) Vehicles
Currently, GM is responsible for two of the most popular luxury makes in the states today: Cadillac and Buick. These vehicles are relatively affordable for those making an upper middle-class income and above, starting at around $50,000 and topping off in the low six figure price range.
Chevrolet and GMC vehicles, on the other hand, tend to appeal more to those who are on a working-class income but still want a reliable vehicle with decent safety features at a comfortable price.
Comparing Insurance Rates for General Motors (GM) Vehicles
The type of vehicle you drive will have a significant impact on how much you end up paying for your monthly premium.
The total value of your vehicle, it’s age, how you drive it, and whether or not it has advanced safety features will all play a role and how much (or how little) your insurance company will charge you.
But not all car insurance companies agree on which features cost more money, which is why it’s so important to comparison-shop amongst them to find the best deal.