Adaptive Headlights Discount: How Much Can You Save?

You can save 5% on your auto insurance with an adaptive headlights discount. Adaptive headlights adjust automatically to driving conditions to give you more visibility and help you avoid accidents. Not many companies offer this discount, but most insurers offer a broader discount for safety features. Other auto insurance discounts to ask for based on your car’s safety features include anti-lock brakes and electronic stability control discounts.

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Sara Routhier

Sr. Director of Content

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Sr. Director of Content

Chris Abrams

Licensed Insurance Agent

Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...

Licensed Insurance Agent

UPDATED: Feb 14, 2024

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Can't-Miss Facts

  • You can save up to 5% on your auto insurance with an adaptive headlights discount
  • Many cars now come equipped with adaptive headlights that help improve visibility automatically as you drive
  • Combine an adaptive headlights discount with other safety feature discounts to save even more

Every driver wants to be as safe as possible, and many companies are rewarding that safety with discounts on your automobile insurance. With some companies, you can save 5% on your auto insurance with an adaptive headlights discount.

However, you should shop around before you buy auto insurance with an adaptive headlights discount. Each company will offer different discount amounts, so compare rates to see who can give you the best deal.

Enter your ZIP code now to compare auto insurance quotes with an adaptive headlights discount for free.

What auto insurance companies offer an adaptive headlights discount?

Do more safety features lower car insurance? The simple answer is yes.

Car manufacturers know that drivers are looking for more and more safety features. And, auto insurance companies are willing to offer discounts because those safety features prevent accidents.

This table shows you the top auto insurance companies with an adaptive headlights discount.

Adaptive Headlights Auto Insurance Discount Available By Company
CompanyAdaptive Headlights Discount Available
AmicaX
Country FinancialX
FarmersX
Liberty MutualX
MetLifeX
NationwideX
ProgressiveX
The HartfordX

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While not all companies offer an adaptive headlights discount, many companies will offer car insurance discounts for other features such as electronic stability control.

Other companies may just offer one general discount for all of the safety features on your vehicle.

Other auto insurance discounts to ask for based on safety features include anti-theft, daytime running lights, and anti-lock brakes discounts. (For more information, read our “Daytime Running Lights Discount: How Much Can You Save?“).

Learn more about your car to see which feature on your car is worth a discount on your car insurance.

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What are adaptive headlights?

Adaptive headlights are very much like they sound. They adapt automatically to the conditions around you while you drive.

This can include everything from dimming when a car is coming to moving the headlights themselves as you go around a curve. Since this happens automatically, you can give driving your full attention.

According to the Insurance Institute for Highway Safety, about half of all traffic deaths occur in the dark. These headlights can increase your visibility and help you avoid accidents.

Adaptive headlights have been around for decades in various forms, and many new cars come with them. If your car doesn’t come equipped, they can be added on later.

Adaptive Headlights Discount: The Bottom Line

Only a few auto insurance companies give you a discount for adaptive headlights, but many companies give a more generalized discount for safety features on your car.

To help you find affordable auto insurance with an adaptive headlights discount, shop around and compare quotes from different companies.

Enter your ZIP code now to compare auto insurance rates with an adaptive headlights discount from companies near you for free.

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Enter your ZIP code below to compare auto insurance rates.

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