Adaptive Headlights Discount: How Much Can You Save?

You can save 5% on your auto insurance with an adaptive headlights discount. Adaptive headlights adjust automatically to driving conditions to give you more visibility and help you avoid accidents. Not many companies offer this discount, but most insurers offer a broader discount for safety features. Other auto insurance discounts to ask for based on your car’s safety features include anti-lock brakes and electronic stability control discounts.

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Chris Tepedino is a feature writer that has written extensively about auto insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and Cinncinati.com. ...

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Reviewed by Rachael Brennan
Licensed Insurance Agent

UPDATED: Jun 11, 2021

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Can't-Miss Facts

  • You can save up to 5% on your auto insurance with an adaptive headlights discount
  • Many cars now come equipped with adaptive headlights that help improve visibility automatically as you drive
  • Combine an adaptive headlights discount with other safety feature discounts to save even more

Every driver wants to be as safe as possible, and many companies are rewarding that safety with discounts on your automobile insurance. With some companies, you can save 5% on your auto insurance with an adaptive headlights discount.

However, you should shop around before you buy auto insurance with an adaptive headlights discount. Each company will offer different discount amounts, so compare rates to see who can give you the best deal.

Enter your ZIP code now to compare auto insurance quotes with an adaptive headlights discount for free.

What auto insurance companies offer an adaptive headlights discount?

Do more safety features lower car insurance? The simple answer is yes.

Car manufacturers know that drivers are looking for more and more safety features. And, auto insurance companies are willing to offer discounts because those safety features prevent accidents.

This table shows you the top auto insurance companies with an adaptive headlights discount.

Adaptive Headlights Auto Insurance Discount Available By Company
CompanyAdaptive Headlights Discount Available
AmicaX
Country FinancialX
FarmersX
Liberty MutualX
MetLifeX
NationwideX
ProgressiveX
The HartfordX
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While not all companies offer an adaptive headlights discount, many companies will offer car insurance discounts for other features such as electronic stability control.

Other companies may just offer one general discount for all of the safety features on your vehicle.

Other auto insurance discounts to ask for based on safety features include anti-theft, daytime running lights, and anti-lock brakes discounts.

Learn more about your car to see which feature on your car is worth a discount on your car insurance.

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What are adaptive headlights?

Adaptive headlights are very much like they sound. They adapt automatically to the conditions around you while you drive.

This can include everything from dimming when a car is coming to moving the headlights themselves as you go around a curve. Since this happens automatically, you can give driving your full attention.

According to the Insurance Institute for Highway Safety, about half of all traffic deaths occur in the dark. These headlights can increase your visibility and help you avoid accidents.

Adaptive headlights have been around for decades in various forms, and many new cars come with them. If your car doesn't come equipped, they can be added on later.

Adaptive Headlights Discount: The Bottom Line

Only a few auto insurance companies give you a discount for adaptive headlights, but many companies give a more generalized discount for safety features on your car.

To help you find affordable auto insurance with an adaptive headlights discount, shop around and compare quotes from different companies.

Enter your ZIP code now to compare auto insurance rates with an adaptive headlights discount from companies near you for free.

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