Chris Tepedino is a feature writer that has written extensively about car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, research investigative pieces…

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states…

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Reviewed byRachael Brennan
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UPDATED: Mar 13, 2020

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YV85JTRT9CWQ The Ford Focus is a popular car for its versatility and cheap Ford Focus insurance. Offered in a sedan and coupe, makes it a desirable choice for differing groups of drivers. With a low MSRP, it is a practical choice, but one must consider the associated costs. The Focus has fuel economy up to 35 mpg, which makes it incredibly efficient on gas. It is also thankfully one of the easier cars in its class to insure.

Ford Focus: Insurance Costs

There are many ways that you can begin saving on your car insurance, putting your make and model aside. If you live in the city or are planning to move to the city, you’re likely going to see an increase in costs. Urban areas are usually notorious for traffic congestion, and generally that increases your risk for an accident.

Consider your demographic. If you’re under 25 years of age, male, and single, you’re probably going to be getting the short end of the stick. All of those factors are considered a negative. As you become older, and get married, statistics show you become more responsible.

Having a clean driving history also speaks volumes to your insurance company. Sometimes even credit scores can help; generally insurance companies figure that if your credit score is higher, it means you are more responsible.

These Companies Offer Cheapest Ford Focus Auto Insurance

Ford Focus: Reviews

The four-door sedan is available in 4 trims, while the coupe version comes boasts two trim levels. The car comes standard with a 2.0 liter 4 cylinder engine, which gives it a fair bit of performance. It isn’t as peppy as other cars in its class, like the Mazda 3, but it is enough to give you a smooth, comfortable ride.

The Focus is relatively lackluster when it comes to interior design compared to other cars in its class. However, what it lacks in elegance, it offers in options and a below-average sticker price. One such feature is Ford’s Sync. This system allows you to play MP3’s, operate your cell phone, and a variety of other things through voice commands.

In addition, standard in all focus models come the following amenities:

  • Antilock brakes
  • Stability Control
  • Keyless entry

Ford Focus: Safety

The Ford Focus comes standard with several safety gadgets that could help lower your insurance premium. Its front and side airbags set themselves aside from others because they have chest protection technology, while the side airbags have vents for the shoulders to reduce the amount of pressure exerted on smaller passengers.

An optional feature is the MyKey system available on most Fords. It is most useful for teenagers new to driving, as it caps the top speed the car can go at 80 mph, limits the volume output on the car, and even warns them when the fuel tank is getting low. It has several other features that could be useful for your teenager when they’re starting out.

The new Focus model hasn’t been tested yet for safety crash tests, but as you can see it has a number of safety features that can help protect you and your family.

Ford Focus Insurance: Quotes

Obtain a quote today, all you have to do is enter your zip code, and you’ll be well on your way.