UPDATED: Sep 29, 2020
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The Ford Focus is a popular car for its versatility and cheap Ford Focus auto insurance rates. Offered in a sedan and coupe, makes it a desirable choice for differing groups of drivers. With a low MSRP, it is a practical choice, but you should consider the associated costs.
The Focus has a fuel economy up to 35 mpg, which makes it incredibly efficient on gas. It is also thankfully one of the easier cars in its class to insure. Of course, finding cheap car insurance rates is helpful whether you drive a car that’s relatively inexpensive to insure or really expensive.
A great way to save is to see what rates are out there from a variety of companies. You can use our FREE comparison tool to find multiple quotes right now.
Ford Focus: Insurance Costs
There are many ways that you can begin saving on your car insurance, putting your make and model aside. If you live in the city or are planning to move to the city, you’re likely going to see an increase in costs. Urban areas are usually notorious for traffic congestion, and generally, that increases your risk for an accident.
Consider your demographic. If you’re under 25 years of age, male, and single, you’re probably going to be getting the short end of the stick. All of those factors are considered negative. As you become older and get married, statistics show you become more responsible.
Having a clean driving history also speaks volumes to your insurance company. Sometimes even credit scores can help; generally, insurance companies figure that if your credit score is higher, it means you are more responsible.
These Companies Offer Cheapest Ford Focus Auto Insurance
Ford Focus: Reviews
The four-door sedan is available in 4 trims, while the coupe version comes boasts two trim levels. The car comes standard with a 2.0 liter 4 cylinder engine, which gives it a fair bit of performance. It isn’t as peppy as other cars in its class, like the Mazda 3, but it is enough to give you a smooth, comfortable ride.
The Focus is relatively lackluster when it comes to interior design compared to other cars in its class. However, what it lacks in elegance, it offers in options and a below-average sticker price. One such feature is Ford’s Sync. This system allows you to play MP3’s, operate your cell phone, and a variety of other things through voice commands.
In addition, standard in all focus models come the following amenities:
- Antilock brakes
- Stability Control
- Keyless entry
Ford Focus: Safety
The Ford Focus comes standard with several safety gadgets that could help lower your insurance premium. The Focus’s front and side airbags set themselves aside from others because they have chest protection technology, while the side airbags have vents for the shoulders to reduce the amount of pressure exerted on smaller passengers.
An optional feature is the MyKey system available on most Fords. It is most useful for teenagers new to driving, as it caps the top speed the car can go at 80 mph, limits the volume output on the car, and even warns them when the fuel tank is getting low. It has several other features that could be useful for your teenager when they’re starting out.
The new Focus model hasn’t been tested yet for safety crash tests, but as you can see it has a number of safety features that can help protect you and your family.
Ford Focus Insurance: Quotes
Obtain a quote today, all you have to do is enter your ZIP code into our FREE comparison tool, and you’ll be well on your way.